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  Charity Charge World Mastercard
Charity Charge World Mastercard Unaffiliated

Charity Charge World Mastercard

Unaffiliated
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Highlights
Purchase APR  (Variable APR) 11.24% - 21.24%
Balance Transfer APR  (Variable APR) 11.24% - 21.24%
Credit Score Range 670 - 850
Annual Fee $0

Charity Charge World Mastercard Review

This is a credit card issued by Commerce Bank. If you're wondering whether Charity Charge World Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

  • Competitive APRs. Charity Charge World Mastercard has a variable purchase APR that ranges from 11.24% up to 21.24%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Charity Charge World Mastercard charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Good or better credit required. You will have low approval odds if your credit score is below 670.

Pros & Cons of Charity Charge World Mastercard

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 1.99%.
  • No annual fee.
  • Identity Theft Protection.
  • Charity Charge World Mastercard reports to multiple credit bureaus.
  • You need good credit to qualify.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Charges a 5% balance transfer fee.

Charity Charge World Mastercard FAQ

Does Charity Charge World Mastercard have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Charity Charge World Mastercard benefits?

It provides the following benefits:

  • Zero fraud liability
  • Cell Phone Protection
  • Reports to major credit bureaus

What are the relevant APRs for Charity Charge World Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Charity Charge World Mastercard has a variable purchase APR that ranges from 11.24% up to 21.24%. The card has a variable balance transfer APR that ranges from 11.24% up to 21.24%. It also has a variable cash advance APR of 26.24% . Note that late payments are subject to an APR of 28.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Charity Charge World Mastercard have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 1.99% for a period of up to 6 months.

Charity Charge World Mastercard Balance Transfers
Description
Balance Transfer Introductory APR 1.99%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 11.24% - 21.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%

Does Charity Charge World Mastercard have an intro APR offer on new purchases?

Charity Charge World Mastercard Purchase Intro Offer
Description
Introductory Rate 1.99%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 1.99% on qualified purchases for a period of up to 6 months.

What are the fees for Charity Charge World Mastercard?

The following fees apply:

Charity Charge World Mastercard Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Late Payment Fee $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Charity Charge World Mastercard have a foreign transaction fee?

Charity Charge World Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Charity Charge World Mastercard?

The Charity Charge World Mastercard customer service number is (816) 234-2000.

What is the support contact email for Charity Charge World Mastercard?

The support contact email for Charity Charge World Mastercard is mymoney@commercebank.com.

What is the Charity Charge World Mastercard login page?

You can access the Charity Charge World Mastercard login page here.

How do people rate the customer service and user experience of Charity Charge World Mastercard?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Charity Charge World Mastercard report your account activity to credit bureaus?

Yes, Charity Charge World Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Charity Charge World Mastercard

  • Visit the Charity Charge World Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 1.99%
Purchase Intro APR Period (Variable APR) 6 months
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) $10
Foreign Currency Transaction Fee 1%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $2.50
No Interest Grace Period for Late Payment 25 days
Late Fee Amount $35
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 670 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
  • Cellular Telephone Protection
Cash Advance APR (Variable APR) 26.24%
Penalty APR (Variable APR) 28.24%
Purchase APR (Variable APR) 11.24% - 21.24%
Balance Transfer Introductory APR (Variable APR) 1.99%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 11.24% - 21.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%
Card Type
  • Low Interest
Card Network Mastercard

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