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  Chartway Federal Credit Union Visa® Rewards Credit Card

Chartway Federal Credit Union Visa® Rewards Credit Card

in Personal Credit Cards from Chartway Federal Credit Union

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Chartway Federal Credit Union Visa® Rewards Credit Card

Unaffiliated

in Personal Credit Cards from Chartway Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 6.99% - 17.89%
Balance Transfer APR  (Variable APR) 6.99% - 17.89%
Credit Score Range 600 - 850
Annual Fee $0

Chartway Federal Credit Union Visa® Rewards Credit Card Review

Chartway Federal Credit Union Visa® Rewards Credit Card is a rewards credit card issued by Chartway Federal Credit Union. If you're wondering whether Chartway Federal Credit Union Visa® Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Chartway Federal Credit Union Visa® Rewards Credit Card has a variable purchase APR that ranges from 6.99% up to 17.89%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Chartway Federal Credit Union Visa® Rewards Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere Chartway Federal Credit Union Visa® Rewards Credit Card is accepted.
  • Chartway Federal Credit Union Visa® Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • Does not include many credit card benefits.
Chartway Federal Credit Union Visa® Rewards Credit Card FAQ

Is there a Chartway Federal Credit Union Visa® Rewards Credit Card cash back or rewards program?

Chartway Federal Credit Union Visa® Rewards Credit Card offers a rewards program to its customers.

Chartway Federal Credit Union Visa® Rewards Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A

Does Chartway Federal Credit Union Visa® Rewards Credit Card have a signup bonus?

Chartway Federal Credit Union Visa® Rewards Credit Card doesn't offer a cash signup bonus.

Does Chartway Federal Credit Union Visa® Rewards Credit Card offer an annual loyalty bonus?

Chartway Federal Credit Union Visa® Rewards Credit Card doesn't offer a cash loyalty bonus.

What are the Chartway Federal Credit Union Visa® Rewards Credit Card benefits?

Chartway Federal Credit Union Visa® Rewards Credit Card provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Chartway Federal Credit Union Visa® Rewards Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Chartway Federal Credit Union Visa® Rewards Credit Card has lower than average purchase APRs.

Chartway Federal Credit Union Visa® Rewards Credit Card has a variable purchase APR that ranges from 6.99% up to 17.89%. The card has a variable balance transfer APR that ranges from 6.99% up to 17.89%. It also has a variable cash advance APR that ranges from 6.99% up to 17.89%.

Does Chartway Federal Credit Union Visa® Rewards Credit Card have an introductory APR offer on balance transfers?

No, Chartway Federal Credit Union Visa® Rewards Credit Card does not come with an introductory APR offer for balance transfers.

Does Chartway Federal Credit Union Visa® Rewards Credit Card have an introductory APR offer on new purchases?

Chartway Federal Credit Union Visa® Rewards Credit Card does not offer an introductory rate on new purchases.

What are the fees for Chartway Federal Credit Union Visa® Rewards Credit Card?

The following fees apply to Chartway Federal Credit Union Visa® Rewards Credit Card:

  • There is no overlimit fee
Chartway Federal Credit Union Visa® Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $15
Late Payment Fee up to $29

Does Chartway Federal Credit Union Visa® Rewards Credit Card have a foreign transaction fee?

Chartway Federal Credit Union Visa® Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Chartway Federal Credit Union Visa® Rewards Credit Card report your account activity to credit bureaus?

Yes, Chartway Federal Credit Union Visa® Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Chartway Federal Credit Union Visa® Rewards Credit Card

  • Visit the Chartway Federal Credit Union Visa® Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About Chartway Federal Credit Union Visa® Rewards Credit Card

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View all personal credit cards offered by Chartway Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Every Purchase (Points) Starting at 1
Every Purchase (Points) Earn points for every $1 dollar spent, 1 per dollar spent
Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
No Annual Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $15
Late Fee Amount Up to $29
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Categories
  • Travel
  • Airfare
  • Car Rentals
  • Hotels
  • Every Purchase
  • Select Merchants
Cash Advance APR (Variable APR) 6.99% - 17.89%
Purchase APR (Variable APR) 6.99% - 17.89%
Balance Transfer Fee % After Intro Period 0%
Balance Transfer APR (Variable APR) 6.99% - 17.89%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
Card Network Visa

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