Last Updated: 07/28/2025
Chartway FCU Visa® Rewards Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
8.99% - 17.89%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
8.99% - 17.89%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
650 - 850
Annual Fee
$0
Chartway FCU Visa® Rewards Credit Card Review
This is a cashback credit card issued by Chartway Federal Credit Union. If you're wondering whether Chartway FCU Visa® Rewards Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Chartway FCU Visa® Rewards Credit Card has a variable regular purchase APR that ranges from 8.99% up to 17.89%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, identity theft protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Chartway FCU Visa® Rewards Credit Card
| The Good | The Bad |
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Chartway FCU Visa® Rewards Credit Card FAQ
Does Chartway FCU Visa® Rewards Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Chartway FCU Visa® Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Chartway FCU Visa® Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Chartway FCU Visa® Rewards Credit Card benefits?
Chartway FCU Visa® Rewards Credit Card provides the following benefits:
- Zero fraud liability
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Chartway FCU Visa® Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Chartway FCU Visa® Rewards Credit Card has a variable purchase APR that ranges from 8.99% up to 17.89%. The card has a variable balance transfer APR that ranges from 8.99% up to 17.89%. It also has a variable cash advance APR that ranges from 8.99% up to 17.89%.
Does Chartway FCU Visa® Rewards Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Chartway FCU Visa® Rewards Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Chartway FCU Visa® Rewards Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $29 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Chartway FCU Visa® Rewards Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Chartway FCU Visa® Rewards Credit Card?
The customer service number for Chartway FCU Visa® Rewards Credit Card is (800) 678-8765.
What is the support contact email for Chartway FCU Visa® Rewards Credit Card?
The support contact email for Chartway FCU Visa® Rewards Credit Card is emailus@chartway.com.
How do people rate the customer service and user experience of Chartway FCU Visa® Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Chartway FCU Visa® Rewards Credit Card report your account activity to credit bureaus?
Yes, Chartway FCU Visa® Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Chartway Federal Credit Union perform a hard credit pull?
Yes, Chartway FCU Visa® Rewards Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Chartway FCU Visa® Rewards Credit Card
- Visit the website of Chartway FCU Visa® Rewards Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM
Other Services by Chartway Federal Credit Union
Other Credit Cards from Chartway Federal Credit Union
Rating not yet determined
Purchase APR
6.99% - 17.89%
Disclaimer popup with additional information
Balance Transfer APR
6.99% - 17.89%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
6.99% - 17.89%
Disclaimer popup with additional information
Balance Transfer APR
6.99% - 17.89%
Disclaimer popup with additional information
Credit Score Range
350 - 600
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
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