
Chartway FCU Visa® Rewards Credit Card
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Purchase APR (Variable APR) | 8.99% - 17.89% |
Balance Transfer APR (Variable APR) | 8.99% - 17.89% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Chartway FCU Visa® Rewards Credit Card Review
This is a cashback card issued by Chartway Federal Credit Union. If you're wondering whether Chartway FCU Visa® Rewards Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Chartway FCU Visa® Rewards Credit Card has a variable purchase APR that ranges from 8.99% up to 17.89%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, identity theft protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Chartway FCU Visa® Rewards Credit Card
The Good | The Bad |
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Chartway FCU Visa® Rewards Credit Card FAQ
Does Chartway FCU Visa® Rewards Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1.5% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.
Minimum rewards rate | 1.5x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Chartway FCU Visa® Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Chartway FCU Visa® Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Chartway FCU Visa® Rewards Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Chartway FCU Visa® Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Chartway FCU Visa® Rewards Credit Card has a variable purchase APR that ranges from 8.99% up to 17.89%. The card has a variable balance transfer APR that ranges from 8.99% up to 17.89%. It also has a variable cash advance APR that ranges from 8.99% up to 17.89%.
Does Chartway FCU Visa® Rewards Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Chartway FCU Visa® Rewards Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Chartway FCU Visa® Rewards Credit Card?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $15 |
Late Payment Fee | up to $29 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Chartway FCU Visa® Rewards Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Chartway FCU Visa® Rewards Credit Card?
The Chartway FCU Visa® Rewards Credit Card customer service number is (800) 678-8765.
What is the support contact email for Chartway FCU Visa® Rewards Credit Card?
The support contact email for Chartway FCU Visa® Rewards Credit Card is emailus@chartway.com.
What is the Chartway FCU Visa® Rewards Credit Card login page?
You can access the Chartway FCU Visa® Rewards Credit Card login page here.
How do people rate the customer service and user experience of Chartway FCU Visa® Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Chartway FCU Visa® Rewards Credit Card report your account activity to credit bureaus?
Yes, Chartway FCU Visa® Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Chartway FCU Visa® Rewards Credit Card
- Visit the Chartway FCU Visa® Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
5700 Cleveland Street
Virginia Beach, VA 23462 USA - (800) 678-8765
- Visit Site
- Email Support
About Chartway FCU Visa® Rewards Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $0 |
Cash Advance Fee (%) | 0% |
Minimum Cash Advance Fee ($) | $0 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $15 |
Late Fee Amount | Up to $29 |
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