
IHG® Rewards Traveler Credit Card
Not enough votes for recommendation
Would you recommend IHG® Rewards Traveler Credit Card to your friends?
Purchase APR (Variable APR) |
20.24% - 27.24% (Verified 01/18/2023) |
Balance Transfer APR (Variable APR) |
20.24% - 27.24% (Verified 01/18/2023) |
Credit Score Range | 690 - 850 |
Annual Fee | $0 |
IHG® Rewards Traveler Credit Card Review
This is a card issued by Chase Bank. If you're wondering whether IHG® Rewards Traveler Credit Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 80000 points after spending $2,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 20.24% up to 27.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. IHG® Rewards Traveler Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Good or better credit required. You will have low approval odds if your credit score is below 690.
Pros & Cons of IHG® Rewards Traveler Credit Card
The Good | The Bad |
---|---|
|
|
IHG® Rewards Traveler Credit Card FAQ
Does IHG® Rewards Traveler Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the IHG® Rewards Traveler Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for IHG® Rewards Traveler Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.IHG® Rewards Traveler Credit Card has a variable purchase APR that ranges from 20.24% up to 27.24%. The card has a variable balance transfer APR that ranges from 20.24% up to 27.24%. It also has a variable cash advance APR of 29.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does IHG® Rewards Traveler Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does IHG® Rewards Traveler Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for IHG® Rewards Traveler Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $40 |
Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does IHG® Rewards Traveler Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for IHG® Rewards Traveler Credit Card?
The IHG® Rewards Traveler Credit Card customer service number is (877) 242-7372.
What is the support contact email for IHG® Rewards Traveler Credit Card?
The support contact email for IHG® Rewards Traveler Credit Card is customerdepartament@chase.com.
What is the IHG® Rewards Traveler Credit Card login page?
You can access the IHG® Rewards Traveler Credit Card login page here.
How do people rate the customer service and user experience of IHG® Rewards Traveler Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does IHG® Rewards Traveler Credit Card report your account activity to credit bureaus?
Yes, IHG® Rewards Traveler Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for IHG® Rewards Traveler Credit Card
- Visit the IHG® Rewards Traveler Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 USA - (877) 242-7372
- Visit Site
- Email Support
Other Services by Chase Bank
Other Credit Cards by Chase Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | 10 |
Cash Advance Fee (%) | Starting at 5 |
Minimum Cash Advance Fee ($) | Starting at 10 |
Foreign Currency Transaction Fee | 0 |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | 0 |
No Interest Grace Period for Late Payment | 21 days |
Returned Payment Fee | Up to $40 |
Late Fee Amount | Up to $40 |
Be the first to rate
Would you recommend IHG® Rewards Traveler Credit Card to your friends?
- America First Credit Union Platinum Rewards Credit Card
- Credit One Bank® Platinum Rewards Visa with No Annual Fee
- Exchange Bank Max Cash Secured Card
- Franklin Mint Federal Credit Union Max Cash Secured Card
- Members Cooperative CU Max Cash Secured Card
- Metro Credit Union Visa Secured
- Mission FCU Preferred Rewards Mastercard
- Nusenda Credit Union Platinum Credit Card
- Shaw Credit Card
- Sleep Number Credit Card
- Synchrony Car Care
- Town Fair Tire Credit Card