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  Chase IHG® Rewards Club Traveler Credit Card

Chase IHG® Rewards Club Traveler Credit Card

in Personal Credit Cards from Chase Bank

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Chase IHG® Rewards Club Traveler Credit Card

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Highlights
Purchase APR  (Variable APR) 15.99 - 22.99
Balance Transfer APR  (Variable APR) 15.99 - 22.99
Credit Score Range 650 - 840
Annual Fee 0

Chase IHG® Rewards Club Traveler Credit Card Review

Chase IHG® Rewards Club Traveler Credit Card is a credit card issued by Chase Bank. If you're wondering whether Chase IHG® Rewards Club Traveler Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 60000 points after spending $2,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Chase IHG® Rewards Club Traveler Credit Card has a variable purchase APR that ranges from 15.99% up to 22.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Chase IHG® Rewards Club Traveler Credit Card charges a fee of 5% on balance transfers, if you transfer the balance within 5 days of opening the account. For example, a balance of $1,000 could cost $50 in transfer fees.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Chase IHG® Rewards Club Traveler Credit Card Pros & Cons
The Good The Bad
  • Earn 60,000 Bonus Points after spending $2,000 on purchases in the first 3 months from account opening.
  • Earn IHG® Rewards Club points on every purchase. Up to 15 points total per $1 spent when you stay at IHG® hotels.
  • Lower than average purchase APRs.
  • No annual fee.
  • Identity Theft Protection.
  • No foreign transaction fee.
  • Chase IHG® Rewards Club Traveler Credit Card reports to multiple credit bureaus.
  • Does not offer rewards or cash back.
  • Charges a 5% balance transfer fee, if you transfer the balance within 5 days of opening the account.
  • Does not include many credit card benefits.
Chase IHG® Rewards Club Traveler Credit Card FAQ

Is there a Chase IHG® Rewards Club Traveler Credit Card cash back or rewards program?

No, Chase IHG® Rewards Club Traveler Credit Card does not offer a rewards program.

What are the Chase IHG® Rewards Club Traveler Credit Card benefits?

Chase IHG® Rewards Club Traveler Credit Card provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Chase IHG® Rewards Club Traveler Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Chase IHG® Rewards Club Traveler Credit Card has lower than average purchase APRs.

Chase IHG® Rewards Club Traveler Credit Card has a variable purchase APR that ranges from 15.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 22.99%. It also has a variable cash advance APR of 24.99% .

Does Chase IHG® Rewards Club Traveler Credit Card have an introductory APR offer on balance transfers?

No, Chase IHG® Rewards Club Traveler Credit Card does not come with an introductory APR offer for balance transfers.

Does Chase IHG® Rewards Club Traveler Credit Card have an introductory APR offer on new purchases?

Chase IHG® Rewards Club Traveler Credit Card does not offer an introductory rate on new purchases.

What are the fees for Chase IHG® Rewards Club Traveler Credit Card?

The following fees apply to Chase IHG® Rewards Club Traveler Credit Card:

Chase IHG® Rewards Club Traveler Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $39
Late Payment Fee up to $39

Does Chase IHG® Rewards Club Traveler Credit Card have a foreign transaction fee?

Chase IHG® Rewards Club Traveler Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Chase IHG® Rewards Club Traveler Credit Card report your account activity to credit bureaus?

Yes, Chase IHG® Rewards Club Traveler Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Chase IHG® Rewards Club Traveler Credit Card

  • Visit the Chase IHG® Rewards Club Traveler Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Every Purchase (Points) 1 - 15
Restaurants (Points) Starting at 2
Gas (Points) Starting at 2
Every Purchase (Points) › 5 points for each $1 spent on purchases made at InterContinental Hotels Group properties including InterContinental® Hotels & Resorts, InterContinental Alliance® Resorts, Crowne Plaza®, Hotel Indigo®, Holiday Inn®, Holiday Inn Express®, Holiday Inn Resort®, Holiday Inn Club Vacations®, Staybridge Suites®, Candlewood Suites®, EVENTM Hotels, avidTM hotels, Kimpton® Hotels and HUALUXETM. › 2 points for each $1 spent on purchases in the following rewards categories: gas stations; grocery stores; restaurant
Foreign Currency Transaction Fee 0
No Annual Fee
No Foreign Transaction Fee
Annual Fee 0
Minimum Interest Charge 0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum 10
Cash Advance Fee (%) Starting at 5
Minimum Cash Advance Fee ($) Starting at 10
Returned Payment Fee Up to 39
Late Fee Amount Up to 39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 840
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Categories
  • Travel
  • Gas
  • Groceries
  • Hotels
  • Restaurants
  • Every Purchase
Signup Bonus (points) 60,000
Cash Advance APR (Variable APR) 24.99
Balance Computation Daily balance method (including new transactions).
Purchase APR (Variable APR) 15.99 - 22.99
Balance Transfer Fee % After Intro Period Starting at 5
Balance Transfer Fee Intro Period 5 days
Balance Transfer APR (Variable APR) 15.99 - 22.99
Balance Transfer Fee % 5
Card Type
  • Travel
  • Bonus Offers
Card Network Visa

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