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  IHG® Rewards Traveler Credit Card
IHG® Rewards Traveler Credit Card Claimed

IHG® Rewards Traveler Credit Card

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Highlights
Purchase APR  (Variable APR) 18.24% - 25.24%
Balance Transfer APR  (Variable APR) 18.24% - 25.24%
Credit Score Range 690 - 850
Annual Fee $0

IHG® Rewards Traveler Credit Card Review

This is a credit card issued by Chase Bank. If you're wondering whether IHG® Rewards Traveler Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

  • Signup bonus. Offers a signup bonus of 60000 points after spending $2,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.24% up to 25.24%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. IHG® Rewards Traveler Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Good or better credit required. You will have low approval odds if your credit score is below 690.

Pros & Cons of IHG® Rewards Traveler Credit Card

The Good The Bad
  • Earn 60,000 Bonus Points after spending $2,000 on purchases in the first 3 months from account opening.
  • Earn IHG® Rewards Club points on every purchase. Up to 15 points total per $1 spent when you stay at IHG® hotels.
  • No annual fee.
  • Identity Theft Protection.
  • No foreign transaction fee.
  • IHG® Rewards Traveler Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • You need good credit to qualify.
  • Does not offer rewards or cash back.
  • Charges a 5% balance transfer fee.
  • Does not include many credit card benefits.

IHG® Rewards Traveler Credit Card FAQ

Does IHG® Rewards Traveler Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the IHG® Rewards Traveler Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for IHG® Rewards Traveler Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

IHG® Rewards Traveler Credit Card has a variable purchase APR that ranges from 18.24% up to 25.24%. The card has a variable balance transfer APR that ranges from 18.24% up to 25.24%. It also has a variable cash advance APR of 27.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does IHG® Rewards Traveler Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does IHG® Rewards Traveler Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for IHG® Rewards Traveler Credit Card?

The following fees apply:

IHG® Rewards Traveler Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $40
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does IHG® Rewards Traveler Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for IHG® Rewards Traveler Credit Card?

The IHG® Rewards Traveler Credit Card customer service number is (877) 242-7372.

What is the support contact email for IHG® Rewards Traveler Credit Card?

The support contact email for IHG® Rewards Traveler Credit Card is customerdepartament@chase.com.

What is the IHG® Rewards Traveler Credit Card login page?

You can access the IHG® Rewards Traveler Credit Card login page here.

How do people rate the customer service and user experience of IHG® Rewards Traveler Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does IHG® Rewards Traveler Credit Card report your account activity to credit bureaus?

Yes, IHG® Rewards Traveler Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for IHG® Rewards Traveler Credit Card

  • Visit the IHG® Rewards Traveler Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum 10
Cash Advance Fee (%) Starting at 5
Minimum Cash Advance Fee ($) Starting at 10
Foreign Currency Transaction Fee 0
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
Minimum Interest Charge 0
No Interest Grace Period for Late Payment 21 days
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 690 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Categories
  • Points on Travel
  • Points on Gas
  • Points on Groceries
  • Points on Hotels
  • Points on Restaurants
  • Points on Every Purchase
Signup Bonus (points) 60,000
Cash Advance APR (Variable APR) 27.24%
Balance Computation Daily balance method (including new transactions).
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 18.24% - 25.24%
Balance Transfer APR (Variable APR) 18.24% - 25.24%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5
Card Type
  • Travel
  • Bonus Offers
Card Network Visa

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