SuperMoney 
  Chase Sapphire Preferred

Chase Sapphire Preferred

in Personal Credit Cards from Chase Bank

Claimed

Chase Sapphire Preferred

Claimed

in Personal Credit Cards from Chase Bank

SuperMoney Net Recommendation Score +60% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly recommended

3 users recommend
2 users are unsure
0 users don't recommend
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Highlights
Highlights
Community Rating Strongly recommended
Balance Transfer APR  (Variable APR) 17.99% - 24.99%
Credit Score Range 700 - 850
Annual Fee $95
Purchase APR  (Variable APR) 17.99% - 24.99%
Rewards Rates
  • Airfare
  • 1% on Every Purchase
  • Hotels
  • Restaurants
  • 2% on Travel
Number of Reviews 5

Chase Sapphire Preferred Review

  • Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of $95 for the privilege.
  • Generous reward rate. You can get a rewards rate of up to 2%.
  • Up to 1% on every day purchases. This is what most credit cards offer in rewards on every day purchases.
  • 0% balance transfer intro rate. Offers an introductory APR rate on balance transfers of 0% for up to 9 months, which is shorter than the average 0% APR period of 12 months.
  • Signup bonus. Offers a signup bonus of 60000 after spending $4,000 that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 24.99%.
  • Great for travel. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
The Good The Bad
  • Has an introductory APR rate on balance transfers of 0%.
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • Chase Sapphire Preferred reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Includes emergency support.
  • Extended warranty protection on purchases.
  • Purchase Protection.
  • Travel Accident Insurance.
  • Travel Assistance.
  • Trip Cancellation Insurance.
  • Higher than average purchase APRs.
  • Charges an annual fee of $95.
  • SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Every Purchase (Points) 1x
    Foreign Currency Transaction Fee 0%
    No Foreign Transaction Fee  
    No Annual Fee First Year  
    Minimum Interest Charge $0
    No Interest Grace Period for Late Payment 21
    Cash Advance Fee Minimum $10
    Cash Advance Fee (%) 5%
    Annual Fee $95
    Returned Payment Fee $39
    Balance Transfer Fee Minimum $5
    Balance Transfer Fee % 5%
    Late Fee Amount $39
    Customer Type Personal
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Card Type
    • Bonus Offers
    • Rewards
    • Travel
    Card Network
    • Visa
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Lost Luggage Insurance  
    Flight Insurance  
    Emergency Support  
    Travel Insurance  
    Fraud Liability  
    Extended Warranty  
    Car Rental Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    • Trip Cancellation Insurance
    Bonus Rewards 2x points on travel and dining at restaurants
    No Reward Expiration Period  
    No Blackout Dates  
    Rewards Rates
    • Airfare
    • 1% on Every Purchase
    • Hotels
    • Restaurants
    • 2% on Travel
    Signup Bonus (points) 60,000
    Rewards Type Points
    Cash Advance APR (Variable APR) Starting at 26.99%
    Purchase APR (Variable APR) 17.99% - 24.99%
    Balance Computation daily balance method (including new transactions)
    Balance Transfer APR (Variable APR) 17.99% - 24.99%
    Introductory Rate 0%
    Intro APR period 9

    Chase Sapphire Preferred Community Reviews

     

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