Chase Sapphire Preferred
in Personal Credit Cards from Chase Bank
Cast your vote
Would you recommend Chase Sapphire Preferred to your friends?
| Community Rating | Strongly recommended |
| Annual Fee | $95 |
| Purchase APR (Variable APR) | 17.99% - 24.99% |
| Balance Transfer APR (Variable APR) | 17.99% - 24.99% |
| Credit Score Range | 700 - 850 |
| Number of Reviews | 5 |
Chase Sapphire Preferred Review
Chase Sapphire Preferred is a rewards credit card issued by Chase Bank.
This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Chase Sapphire Preferred is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Chase Sapphire Preferred cash back or rewards program?
Chase Sapphire Preferred offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 2% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 60000 |
| Signup Bonus Spend Requirement | $4000 |
| Signup Bonus Spend Period (months) | 3 months |
Does Chase Sapphire Preferred have a signup bonus?
Chase Sapphire Preferred doesn't offer a cash signup bonus. However, it does include a 60000 points signup bonus after spending $4000 that can be redeemed for travel, gifts, or other perks.Does Chase Sapphire Preferred offer an annual loyalty bonus?
Chase Sapphire Preferred doesn't offer a cash loyalty bonus.What are the Chase Sapphire Preferred benefits?
Chase Sapphire Preferred provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Fraud Liability
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Chase Sapphire Preferred?
Chase Sapphire Preferred has a variable purchase APR that ranges from 17.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 17.99% up to 24.99%.
It also has a variable cash advance APR starting at 26.99% .
Does Chase Sapphire Preferred have an introductory APR offer?
No, Chase Sapphire Preferred does not come with an introductory APR offer for balance transfers. Chase Sapphire Preferred does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | 17.99% - 24.99% |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | daily balance method (including new transactions) |
| Purchase APR | 17.99% - 24.99% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | Starting at 26.99% |
| Security Deposit | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the Chase Sapphire Preferred fees?
The following fees apply to Chase Sapphire Preferred:
| Fees | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 5% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $39 |
| Late Payment Fee | $39 |
Does Chase Sapphire Preferred have a foreign transaction fee?
Chase Sapphire Preferred does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Chase Sapphire Preferred report your account activity to credit bureaus?
Chase Sapphire Preferred reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Chase Sapphire Preferred
- Visit the Chase Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 - Visit Site
Other Services by Chase Bank
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Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Foreign Currency Transaction Fee | 0% |
| Minimum Interest Charge | $0 |
| No Annual Fee First Year | |
| No Foreign Transaction Fee | |
| No Interest Grace Period for Late Payment | 21 |
| Annual Fee | $95 |
| Balance Transfer Fee % | 5% |
| Balance Transfer Fee Minimum | $5 |
| Cash Advance Fee (%) | 5% |
| Cash Advance Fee Minimum | $10 |
| Late Fee Amount | $39 |
| Returned Payment Fee | $39 |
Chase Sapphire Preferred Community Reviews
Would you recommend Chase Sapphire Preferred to your friends?
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17.99%
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17.99% - 24.99%
(Variable APR)
Balance Transfer APR
17.99% - 24.99%
(Variable APR)
Credit Score Range
700 - 840
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$89
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(Variable APR)
Balance Transfer APR
17.99% - 24.99%
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650 - 840
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$69
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17.99% - 24.99%
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Balance Transfer APR
17.99% - 24.99%
(Variable APR)
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700 - 850
Annual Fee
$149
Purchase APR
17.99% - 24.99%
(Variable APR)
Balance Transfer APR
17.99% - 24.99%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
17.99% - 24.99%
(Variable APR)
Balance Transfer APR
17.99% - 24.99%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$95
Purchase APR
17.99% - 24.99%
(Variable APR)
Balance Transfer APR
17.99% - 24.99%
(Variable APR)
Credit Score Range
670 - 850
Annual Fee
$95
Purchase APR
17.99% - 24.99%
(Variable APR)
Balance Transfer APR
17.99% - 24.99%
(Variable APR)
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670 - 850
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$0
Purchase APR
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(Variable APR)
Balance Transfer APR
17.99% - 24.99%
(Variable APR)
Credit Score Range
690 - 850
Annual Fee
$95
Purchase APR
17.99% - 24.99%
(Variable APR)
Balance Transfer APR
17.99% - 24.99%
(Variable APR)
Credit Score Range
690 - 850
Annual Fee
$0
Purchase APR
18.24% - 24.99%
(Variable APR)
Balance Transfer APR
18.24% - 24.99%
(Variable APR)
Credit Score Range
690 - 850
Annual Fee
$49
Purchase APR
17.99% - 24.99%
(Variable APR)
Balance Transfer APR
17.99% - 24.99%
(Variable APR)
Credit Score Range
600 - 850
Annual Fee
$95
Purchase APR
17.99% - 24.99%
(Variable APR)
Balance Transfer APR
17.99% - 24.99%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$450
Purchase APR
17.49% - 24.49%
(Variable APR)
Balance Transfer APR
17.49% - 24.49%
(Variable APR)
Credit Score Range
680 - 850
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