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Last Updated: 10/08/2025

Chase Sapphire Preferred® Card

from Chase Bank

Last Updated: 10/08/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Strongly recommended54 total votes

46 users recommend

7 users are unsure

1 users don't recommend

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Highlights

Community Rating

Strongly recommended

Purchase APR (Variable APR)

19.99% - 28.24%(Verified 06/24/2025)

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Balance Transfer APR (Variable APR)

19.99% - 28.24%(Verified 06/24/2025)

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Credit Score Range

700 - 850

Annual Fee

$95

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Number of Reviews

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

270 Park Avenue

New York, NY 10017

(877) 242-7372

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 6:00PM

Saturday

9:00AM - 1:00PM

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +83, or 4.7 on a 5-point rating scale.

+83

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Chase Sapphire Preferred® Card Community Reviews

Would you recommend Chase Sapphire Preferred® Card to your friends?

Ryan W.

Jan 8, 2024

May or may not recommend

I've been using the Chase Sapphire Preferred® Card for my travels and dining, and it's been an incredible experience! The 60,000 bonus points offer after spending $4,000 in the first 3 months was a great start. I regularly earn 5x points on travel through Chase Ultimate Rewards® and 3x points on dining, which adds up quickly. The card also earns 2x points on other travel purchases and 3x points on ...Show More

Kelcie D.

Oct 26, 2023

May or may not recommend

If you want to build travel points, this is a fantastic card. The APR isn't that great, so you just have to stay on top of your balance, but I've already paid for 2 flights to Orlando from Denver and am almost up to enough to fly to the UK next year. Plus, Chase is really great bank to work with. They are always helpful and the app and website ...Show More

Anonymous

Jun 1, 2023

May or may not recommend

Very nice and easy I love the bank account very fast too

Danerrion R.

Jan 30, 2023

May or may not recommend

I've been using the Sapphire credit card for over a year now and I am thoroughly impressed with the benefits and rewards it offers. The sign-up bonus was a great incentive for me to apply for the card and the points I earn for my everyday purchases, especially on travel and dining, have added up quickly. The redemption process for my points was very straightforward and I was able to ...Show More

Lisa C.

Dec 2, 2022

May or may not recommend

Nearly a Must-Have for Travelers. You get bonus points for spending on travel, dining and some everyday purchases. Points are worth more when used to book through Chase.

Mazhar C.

Nov 25, 2022

May or may not recommend

I actually dropped from the Chase Sapphire Reserve to the Chase Sapphire Preferred, and I am really satisfied with my card. There is still an annual fee, but the benefits exceed this disadvantage. I get free delivery with DoorDash when I use my credit card, which is great because I'm always using the app. The card also lets you to accumulate points, which you can then exchange for cash at ...Show More

Junaid A.

Nov 17, 2022

May or may not recommend

Douglas N.

Nov 4, 2022

May or may not recommend

Super awesome recommended highly definitely get it that's the way to go

Molly J.

Oct 19, 2022

May or may not recommend

I don't personally have this card, but I've heard only good things about it. I've had multiple people tell me to get this card because it's great to use to build points for air travel. They've all done extensive traveling so I have no reason to doubt them.

Emma C.

Oct 18, 2022

May or may not recommend

I use this card for nearly all my purchases. Love the perks (travel insurance) and rewards (cash back). I also really like the card itself as it has a premium feel to it compared to other cards. Only downside to that is it can be a little hard to read the number off the card but I practically have it memorized now!

Rachiel G.

Oct 16, 2022

May or may not recommend

I took this offer and I am very satisfied with the upgrade. Been using this for over a year now and no doubts specially when I'm using it during my travel. Definitely recommend it!

Tony M.

Oct 12, 2022

May or may not recommend

I signed up for this because of the free year and I extended it for a year because it ended when the pandemic started so I used it for the doordash dash pass and then downgraded after that. This was my favorite credit card it had plenty of perks that I was always excited to use. They don't necassarily specialize in any category but have a wide variety of perks ...Show More

Angela M.

Jul 20, 2022

May or may not recommend

When using your points for travel If you need to cancel for sickness they may charge you a rebooking fee even though I called before to confirm this wouldn’t happen. As you have to book travel through Chase Rewards. So when I had to change my return flight I was again given different stories and disconnected many times. I’m still on hold at 10.42 pm and have been dealing with ...Show More

Sophonie S.

Apr 22, 2022

May or may not recommend

I actually downgraded from the Chase Sapphire Reserve card to the Preferred and I am truly happy with my card. There still is an annual fee but the rewards outweigh this con. I get free delivery with DoorDash with my credit card and that's a plus because I'm always using the app. The card also allows you to rack up points in which you can convert to cash to utilize ...Show More

Jerome E.

Dec 21, 2021

May or may not recommend

Great rewards credit card if you chose to actively use Chase's Ultimate Rewards points. Good sign-up bonus rewards points offset the decent $95 annual fee. The travel, Lyft, and dinning rewards points multipliers are very good. A perk exclusive to the Preferred card is a generous 10% annual point bonus equal to 10% of your total purchases the previous year. Also each year, the Preferred card will give you ...Show More

Andrew H.

Aug 11, 2021

May or may not recommend

I was offered this card as an upgrade. I am so glad I took the offer! Chase is a reputable bank with global reach, the balance transfer is great for consolidating loans, and the rewards points are great as well.

William S.

Jun 11, 2021

May or may not recommend

haven,t had an event with this bank yet . but im looking forward to a nice long vencure with ba propuruse relationship for both of us.

Robinjean R.

Apr 21, 2021

May or may not recommend

Sounds like best option out of all I've seen so far

Evan O.

Feb 27, 2021

May or may not recommend

I've used the Chase Sapphire Preferred credit card as my go to card for over ten years. This card offers outstanding cashback value at 2%. This is as good as you will find for any cashback card out there today. I've been able to earn thousands in cashback rewards by paying my bills on time. Additionally, the Chase customer service is honestly the best I've received from any bank. ...Show More

T S.

Jan 24, 2021

May or may not recommend

I have some mixed thoughts about using Chase Sapphire Preferred Personal Credit Cards. On one hand, I like the hidden credit card perks that are available - saving me money when I. use them in conjunction with apps like Sift. However, the extremely high APR is a recipe for disaster for unhinged spenders and I would caution many people to seek alternatives unless their finances are solid.

Showing 20 of 54 reviews