Chase Sapphire Preferred Review

• Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of $95 for the privilege.
• Generous reward rate. You can get a rewards rate of up to 2%.
• Up to 1% on every day purchases. This is what most credit cards offer in rewards on every day purchases.
• 0% balance transfer intro rate. Offers an introductory APR rate on balance transfers of 0% for up to 9 months, which is shorter than the average 0% APR period of 12 months.
• Signup bonus. Offers a signup bonus of 60000 after spending $4,000 that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 24.99%.
• Great for travel. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Good or better credit required. You should probably try with another card if your credit score is below 700.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.