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Chase Sapphire Reserve

in Personal Credit Cards

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Chase Sapphire Reserve

Unaffiliated

in Personal Credit Cards

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Overview

Who is this credit card designed for?

Chase Sapphire Reserve is a credit card issued by Chase Bank, which is based in New York, NY. 

Chase Sapphire Reserve is designed for people with a credit score of 700 to 850. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

Chase Sapphire Reserve has a variable purchase APR that ranges from 17.49% to 24.49%. Balance transfer APRs range from 17.49% to 24.49%.

Is an introductory APR offer available?

No, Chase Sapphire Reserve does not come with an introductory APR offer.

What are the fees?

The following fees apply to Chase Sapphire Reserve:

  • An annual fee of $450. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $37.
  • A returned payment fee of $37.
  • There are no foreign transaction fees

Is a rewards program offered?

Chase Sapphire Reserve offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Airfare
  • Every Purchase
  • Hotels
  • Restaurants
  • Trains, Cruises, Other Travel

Is a signup bonus offered?

Chase Sapphire Reserve doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $4000 that can be redeemed for travel, gifts, and other perks.

Is an annual loyalty bonus offered?

Yes, Chase Sapphire Reserve offers card users a signup bonus worth up to $300.

What additional benefits are offered?

 Chase Sapphire Reserve provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance

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Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period / Deferred Interest (Months)
21
Foreign Currency Transaction Fee
0%
No Foreign Transaction Fee
Late Payment Penalty
$37
Returned Payment Fee
$37
Annual Fee
$450
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Credit Score Range
700 - 850
850 300 700
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Minimum Age
18
Customer Type
Personal
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Global Entry
  • ID Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Car Rental Insurance
Extended Warranty
Travel Insurance
Emergency Support
Flight Insurance
Bonus Rewards
3x
Rewards Categories
  • Airfare
  • Every Purchase
  • Hotels
  • Restaurants
  • Trains, Cruises, Other Travel
No Blackout Dates
Every Purchase
1x
No Reward Expiration Period
Signup Bonus (points)
50,000
Annual Loyalty Bonus
$300
Purchases APR
(Variable APR)
17.49% - 24.49%
0% 29%
Balance Computation
daily balance method (including new transactions)
Balance Transfer APR
(Variable APR)
17.49% - 24.49%
8% 29%
Transfer Fee
5%
Transfer Fee Minimum
$5
Transfer Fee
5% or $5

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