Chase Sapphire Reserve
in Personal Credit Cards from Chase Bank
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| Annual Fee | $450 |
| Purchase APR (Variable APR) | 17.49% - 24.49% |
| Balance Transfer APR (Variable APR) | 17.49% - 24.49% |
| Credit Score Range | 700 - 850 |
Chase Sapphire Reserve Review
Chase Sapphire Reserve is a rewards credit card issued by Chase Bank.
Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.
If you're wondering whether Chase Sapphire Reserve is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Chase Sapphire Reserve cash back or rewards program?
Chase Sapphire Reserve offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 3% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 50000 |
| Signup Bonus Spend Requirement | $4000 |
| Annual Loyalty Bonus | $300 |
Does Chase Sapphire Reserve have a signup bonus?
Chase Sapphire Reserve doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $4000 that can be redeemed for travel, gifts, or other perks.Does Chase Sapphire Reserve offer an annual loyalty bonus?
Yes, Chase Sapphire Reserve offers card users an annual bonus worth up to $300.
What are the Chase Sapphire Reserve benefits?
Chase Sapphire Reserve provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Fraud Liability
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- Global Entry
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Chase Sapphire Reserve?
Chase Sapphire Reserve has a variable purchase APR that ranges from 17.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 24.49%.
It also has a variable cash advance APR starting at 26.49% .
Does Chase Sapphire Reserve have an introductory APR offer?
No, Chase Sapphire Reserve does not come with an introductory APR offer for balance transfers. Chase Sapphire Reserve does not offer an introductory rate on new purchases.| Purchase APR | 17.49% - 24.49% |
| Balance Transfer APR | 17.49% - 24.49% |
| Cash Advance APR | Starting at 26.49% |
What are the Chase Sapphire Reserve fees?
$450 Annual Fee. Chase Sapphire Reserve charges an annual fee of $450. No foreign transaction fee. Chase Sapphire Reserve does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.The following fees apply to Chase Sapphire Reserve:
| Fees | Amount |
|---|---|
| Annual Fee | $450 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 5% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $37 |
| Late Payment Fee | $37 |
Does Chase Sapphire Reserve report your account activity to credit bureaus?
Chase Sapphire Reserve reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for Chase Sapphire Reserve
- Visit the Chase Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 USA - Visit Site
Other Services by Chase Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 21 |
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $37 |
| Annual Fee | $450 |
| Late Fee Amount | $37 |
| Balance Transfer Fee % | 5% |
| Balance Transfer Fee Minimum | $5 |
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