Chase Slate Review

Chase Slate is a credit card issued by Chase Bank. 

This card is designed for people with fair credit. The minimum credit score to apply is 640. If you're wondering whether Chase Slate is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Chase Slate

The Good	The Bad
No annual fee. Has an introductory APR rate on balance transfers of 0%. Multiple credit card perks. Free access to your credit score. Purchase Protection. Chase Slate reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. Charges a foreign transaction fee of 3%. You don't earn rewards on every purchase.

Is there a Chase Slate cash back or rewards program?

No, Chase Slate does not offer a rewards program.

Chase Slate Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Chase Slate benefits?

Chase Slate provides the following benefits:

• Free Credit Score
• Zero fraud liability
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Chase Slate?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.

Chase Slate has a variable purchase APR that ranges from 16.49% up to 25.24%. The card has a variable balance transfer APR that ranges from 16.49% up to 25.24%. It also has a variable cash advance APR starting at 26.49% .

Chase Slate Balance Transfers

Description
Balance Transfer APR	16.49% - 25.24%
Introductory Rate	0%
Intro APR period (months)	15

Chase Slate Rates & Terms

Description
Balance Computation	daily balance method (including new transactions)
Purchase APR	16.49% - 25.24%
Credit Limit	N/A
Penalty APR	N/A
Cash Advance APR	Starting at 26.49%
Introductory Rate	0%
Intro APR period (months)	15

What are the Chase Slate fees?

The following fees apply to Chase Slate:

Chase Slate Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Balance Transfer Fee	5%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	$37
Late Payment Fee	$37

Does Chase Slate report your account activity to credit bureaus?

Chase Slate reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Chase Slate

• Visit the Chase Slate website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.