Christian Financial Credit Union Visa Platinum Credit Card Review

This is a credit card issued by Christian Financial Credit Union. If you're wondering whether Christian Financial Credit Union Visa Platinum Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Competitive APRs. Christian Financial Credit Union Visa Platinum Credit Card has a variable purchase APR of 8.9%
• Fair or better credit required. You will have good approval oods if your credit score is above600.

The Good	The Bad
**$100 Cash Back for spend and 2% Cash Back for balance transfers is applicable to new accounts only. Lower than average purchase APRs. Identity Theft Protection. Considers applicants with fair or poor credit. Christian Financial Credit Union Visa Platinum Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Does Christian Financial Credit Union Visa Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Christian Financial Credit Union Visa Platinum Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Christian Financial Credit Union Visa Platinum Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR of 8.9%. The card has a variable balance transfer APR of 8.90% .

What are the fees for Christian Financial Credit Union Visa Platinum Credit Card?

The following fees apply:

Christian Financial Credit Union Visa Platinum Credit Card Fees

Fees	Amount
Annual Fee

Does Christian Financial Credit Union Visa Platinum Credit Card report your account activity to credit bureaus?

Yes, Christian Financial Credit Union Visa Platinum Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Christian Financial Credit Union Visa Platinum Credit Card

• Visit the Christian Financial Credit Union Visa Platinum Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.