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  Christian Financial Credit Union Visa Platinum Credit Card

Christian Financial Credit Union Visa Platinum Credit Card

in Personal Credit Cards from Christian Financial Credit Union

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Christian Financial Credit Union Visa Platinum Credit Card

Unaffiliated

in Personal Credit Cards from Christian Financial Credit Union

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Highlights
Purchase APR  (Variable APR) 8.9%
Balance Transfer APR  (Variable APR) 8.90%
Credit Score Range 600 - 850
Annual Fee N/A

Christian Financial Credit Union Visa Platinum Credit Card Review

This is a credit card issued by Christian Financial Credit Union. If you're wondering whether Christian Financial Credit Union Visa Platinum Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Christian Financial Credit Union Visa Platinum Credit Card has a variable purchase APR of 8.9%
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Pros & Cons of Christian Financial Credit Union Visa Platinum Credit Card
The Good The Bad
  • **$100 Cash Back for spend and 2% Cash Back for balance transfers is applicable to new accounts only.
  • Lower than average purchase APRs.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Christian Financial Credit Union Visa Platinum Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Christian Financial Credit Union Visa Platinum Credit Card FAQ

Does Christian Financial Credit Union Visa Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Christian Financial Credit Union Visa Platinum Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Christian Financial Credit Union Visa Platinum Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR of 8.9%. The card has a variable balance transfer APR of 8.90% .

Does Christian Financial Credit Union Visa Platinum Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Christian Financial Credit Union Visa Platinum Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Christian Financial Credit Union Visa Platinum Credit Card?

The following fees apply:

Christian Financial Credit Union Visa Platinum Credit Card Fees
Fees Amount
Annual Fee

What is the customer service phone number for Christian Financial Credit Union Visa Platinum Credit Card?

The Christian Financial Credit Union Visa Platinum Credit Card customer service number is (586) 772-6330.

Does Christian Financial Credit Union Visa Platinum Credit Card report your account activity to credit bureaus?

Yes, Christian Financial Credit Union Visa Platinum Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Christian Financial Credit Union Visa Platinum Credit Card

  • Visit the Christian Financial Credit Union Visa Platinum Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:30am - 5:00pm
  • Tuesday 11:00am - 5:00pm
  • Wednesday 9:30am - 5:00pm
  • Thursday 9:30am - 5:00pm
  • Friday 9:30am - 6:00pm
  • Saturday 9:30am - 1:30pm

Other Services by Christian Financial Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Type No Rewards
Credit Limit Starting at $500
Purchase APR (Variable APR) 8.9%
Balance Transfer APR (Variable APR) 8.90%
Card Type
  • Low Interest
Card Network Visa

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