Christopher & Banks Credit Card
in Personal Credit Cards from Comenity
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Would you recommend Christopher & Banks Credit Card to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 28.99% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Christopher & Banks Credit Card Review
Christopher & Banks Credit Card is a store credit card issued by Comenity. If you're wondering whether Christopher & Banks Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 28.99%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Christopher & Banks Credit Card Pros & Cons
| The Good | The Bad |
|---|---|
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Christopher & Banks Credit Card FAQ
Is there a Christopher & Banks Credit Card cash back or rewards program?
No, Christopher & Banks Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:
- Retail
What are the relevant APRs for Christopher & Banks Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Christopher & Banks Credit Card has higher than average purchase APRs.Christopher & Banks Credit Card has a variable purchase APR of 28.99%.
Does Christopher & Banks Credit Card have an introductory APR offer on balance transfers?
No, Christopher & Banks Credit Card does not come with an introductory APR offer for balance transfers.Does Christopher & Banks Credit Card have an introductory APR offer on new purchases?
Christopher & Banks Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Christopher & Banks Credit Card?
The following fees apply to Christopher & Banks Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | $38 |
| Late Payment Fee | $38 |
How to apply for Christopher & Banks Credit Card
- Visit the Christopher & Banks Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 USA - Visit Site
Other Services by Comenity
View all personal credit cards offered by Comenity
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Minimum Interest Charge | $2 |
| Returned Payment Fee | $38 |
| Late Fee Amount | $38 |
Christopher & Banks Credit Card Community Reviews
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