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  Christopher & Banks Credit Card

Christopher & Banks Credit Card

in Personal Credit Cards from Comenity

Unaffiliated

Christopher & Banks Credit Card

Unaffiliated

in Personal Credit Cards from Comenity

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 28.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850

Christopher & Banks Credit Card Review

Christopher & Banks Credit Card is a store credit card issued by Comenity. 

This card is designed for people with fair credit. The minimum credit score to apply is 650. If you're wondering whether Christopher & Banks Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Christopher & Banks Credit Card cash back or rewards program?

No, Christopher & Banks Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:

  • Retail
Christopher & Banks Credit Card Rewards
Rewards rate (all purchases) 15%
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus Spend Requirement $0

What are the relevant APRs for Christopher & Banks Credit Card?

Christopher & Banks Credit Card has a variable purchase APR of 28.99%.

Does Christopher & Banks Credit Card have an introductory APR offer?

Christopher & Banks Credit Card does not offer an introductory rate on new purchases.
Christopher & Banks Credit Card Balance Transfers
Description
Balance Transfer APR N/A
Introductory Rate N/A
Intro APR period (months) N/A
Christopher & Banks Credit Card Rates & Terms
Description
Balance Computation N/A
Purchase APR 28.99%
Credit Limit N/A
Penalty APR N/A
Cash Advance APR N/A
Introductory Rate N/A
Intro APR period (months) N/A

What are the Christopher & Banks Credit Card fees?

The following fees apply to Christopher & Banks Credit Card:

Christopher & Banks Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee $38
Late Payment Fee $38

How to apply for Christopher & Banks Credit Card

  • Visit the Christopher & Banks Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   12921 South Vista Station Boulevard
    Salt Lake County
    Draper, UT 84020 USA
  •   Visit Site

About Christopher & Banks Credit Card

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
No Annual Fee  
No Interest Grace Period for Late Payment 25
Late Fee Amount $38
Minimum Interest Charge $2
Returned Payment Fee $38
Customer Type Personal
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Credit Score Range 650 - 850
Bonus Rewards 15 rewards points/$1 spent* $10 reward certificate every 2,500 points earned* Free standard shipping for online orders
Rewards Categories
  • Retail
Purchase APR (Variable APR) 28.99%

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Annual Fee $0 Annual Fee
Starting Purchase APR 29.24% Starting Variable APR
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Credit Score Range 600 - 840     300 850
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Starting Purchase APR 29.24% Starting Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 600 - 850     300 850
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Maximum Purchase APR 29.24% Maximum Variable APR
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Maximum Purchase APR 29.24% Maximum Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
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Credit Score Range 650 - 850     300 850
Pottery Barn Credit Card

Pottery Barn Credit Card

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Annual Fee $0 Annual Fee
Maximum Purchase APR 29.24% Maximum Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Roaman's® Credit Card

Roaman's® Credit Card

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Annual Fee $0 Annual Fee
Maximum Purchase APR 29.24% Maximum Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Restoration Hardware Credit Card

Restoration Hardware Credit Card

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Annual Fee $0 Annual Fee
Maximum Purchase APR 27.24% Maximum Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Anne Geddes Visa Card

Anne Geddes Visa Card

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Annual Fee N/A Annual Fee
Maximum Purchase APR 26.74% Maximum Variable APR
Starting Balance Transfer APR 27.74% Starting Variable APR
Credit Score Range 600 - 850     300 850
Orbitz Rewards® Visa®

Orbitz Rewards® Visa®

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Annual Fee N/A Annual Fee
Purchase APR 18.24% - 27.24%
(Variable APR)
    0% 36% Variable APR
Maximum Balance Transfer APR 29.24% Maximum Variable APR
Credit Score Range N/A Credit Score Range
Lexus Pursuits Visa®

Lexus Pursuits Visa®

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Annual Fee $0 Annual Fee
Purchase APR 29.24% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 700 - 850     300 850
Lexus Pursuits Visa® Signature

Lexus Pursuits Visa® Signature

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Annual Fee $0 Annual Fee
Purchase APR 16.24% - 25.24%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 27.24% Variable APR
Credit Score Range 700 - 850     300 850
Toyota Rewards Visa Credit Card

Toyota Rewards Visa Credit Card

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Annual Fee N/A Annual Fee
Purchase APR 29.24% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 700 - 850     300 850
Toyota Rewards Visa Signature

Toyota Rewards Visa Signature

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Annual Fee $0 Annual Fee
Purchase APR 16.24% - 25.24%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 26.99% Variable APR
Credit Score Range 700 - 850     300 850
Toyota Credit Card

Toyota Credit Card

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Annual Fee N/A Annual Fee
Purchase APR 29.24% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 700 - 850     300 850
Woman Within Platinum Credit Card

Woman Within Platinum Credit Card

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Annual Fee N/A Annual Fee
Maximum Purchase APR 29.24% Maximum Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range N/A Credit Score Range
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