
Citadel Credit Union World Mastercard®
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Purchase APR (Variable APR) | 10.24% - 17.99% |
Balance Transfer APR (Variable APR) | 10.24% - 17.99% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Citadel Credit Union World Mastercard® Review
This is a rewards credit card issued by Citadel CU. If you're wondering whether Citadel Credit Union World Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 9 months , which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 9 months.
- Competitive APRs. Citadel Credit Union World Mastercard® has a variable purchase APR that ranges from 10.24% up to 17.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, identity theft protection, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
The Good | The Bad |
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Does Citadel Credit Union World Mastercard® have a cash back or rewards program?
Citadel Credit Union World Mastercard® is a travel rewards card.
Minimum rewards rate | 1x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Citadel Credit Union World Mastercard® have a signup bonus?
This card doesn't offer a cash signup bonus.Does Citadel Credit Union World Mastercard® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Citadel Credit Union World Mastercard® benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Trip Cancellation Insurance
- Zero fraud liability
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Citadel Credit Union World Mastercard®?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Citadel Credit Union World Mastercard® has a variable purchase APR that ranges from 10.24% up to 17.99%. The card has a variable balance transfer APR that ranges from 10.24% up to 17.99%. It also has a variable cash advance APR that ranges from 10.24% up to 17.99%.
Does Citadel Credit Union World Mastercard® have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 9 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | 0% |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 9 months |
Balance Transfer APR | 10.24% - 17.99% |
Balance Transfer Fee Minimum | $0 |
Balance Transfer Fee % | 0% |
Does Citadel Credit Union World Mastercard® have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 9 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 9 months.
What are the fees for Citadel Credit Union World Mastercard®?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Citadel Credit Union World Mastercard® have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the support contact email for Citadel Credit Union World Mastercard®?
The support contact email for Citadel Credit Union World Mastercard® is info@citadelbanking.com.
How do people rate the customer service and user experience of Citadel Credit Union World Mastercard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Citadel Credit Union World Mastercard® report your account activity to credit bureaus?
Yes, Citadel Credit Union World Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Citadel Credit Union World Mastercard®
- Visit the Citadel Credit Union World Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
520 Eagleview Boulevard
Exton, PA 19341 - Visit Site
- Email Support
Other Services by Citadel CU
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 9 months |
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