
Citadel Credit Union World Mastercard®
in Personal Credit Cards from Citadel CU
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Purchase APR (Variable APR) | 10.24% - 17.99% |
Balance Transfer APR (Variable APR) | 10.24% - 17.99% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Citadel Credit Union World Mastercard® Review
Citadel Credit Union World Mastercard® is a rewards credit card issued by Citadel CU. If you're wondering whether Citadel Credit Union World Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 9 months , which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 9 months.
- Competitive APRs. Citadel Credit Union World Mastercard® has a variable purchase APR that ranges from 10.24% up to 17.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, identity theft protection, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above650.
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Is there a Citadel Credit Union World Mastercard® cash back or rewards program?
Citadel Credit Union World Mastercard® offers a rewards program to its customers.
Minimum rewards rate | 1x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Citadel Credit Union World Mastercard® have a signup bonus?
Citadel Credit Union World Mastercard® doesn't offer a cash signup bonus.Does Citadel Credit Union World Mastercard® offer an annual loyalty bonus?
Citadel Credit Union World Mastercard® doesn't offer a cash loyalty bonus.What are the Citadel Credit Union World Mastercard® benefits?
Citadel Credit Union World Mastercard® provides the following benefits:
- Auto Rental Collision Damage Waiver
- Trip Cancellation Insurance
- Zero fraud liability
- Cellular Telephone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Citadel Credit Union World Mastercard®?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Citadel Credit Union World Mastercard® has lower than average purchase APRs.Citadel Credit Union World Mastercard® has a variable purchase APR that ranges from 10.24% up to 17.99%. The card has a variable balance transfer APR that ranges from 10.24% up to 17.99%. It also has a variable cash advance APR that ranges from 10.24% up to 17.99%.
Does Citadel Credit Union World Mastercard® have an introductory APR offer on balance transfers?
Yes, Citadel Credit Union World Mastercard® offers an introductory APR rate on balance transfers of 0% for a period of up to 9 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | 0% |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 9 months |
Balance Transfer APR | 10.24% - 17.99% |
Balance Transfer Fee Minimum | $0 |
Balance Transfer Fee % | 0% |
Does Citadel Credit Union World Mastercard® have an introductory APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 9 months |
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 9 months.
What are the fees for Citadel Credit Union World Mastercard®?
The following fees apply to Citadel Credit Union World Mastercard®:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $35 |
Does Citadel Credit Union World Mastercard® have a foreign transaction fee?
Citadel Credit Union World Mastercard® does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Citadel Credit Union World Mastercard® report your account activity to credit bureaus?
Yes, Citadel Credit Union World Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Citadel Credit Union World Mastercard®
- Visit the Citadel Credit Union World Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
520 Eagleview Boulevard
Exton, PA 19341 - Visit Site
Other Services by Citadel CU

Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Every Purchase (Points) | Starting at 1 |
Restaurants (Points) | Starting at 2 |
Airfare (Points) | Starting at 2 |
Every Purchase (Points) | Reap the benefits of a travel rewards credit card that earns 2X points per every dollar spent on hotels, restaurants, and airlines with no foreign transaction fees. Earn even more when you get 1 point for every $1 spent on all of your other everyday purchases. |
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