Citi Dividend Card for College Students is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 07/28/2025
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Citi Dividend Card for College Students
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
13.99% - 23.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
N/A
Annual Fee
$0
Citi Dividend Card for College Students Review
Citi Dividend Card for College Students is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
This is a rewards card issued by Citi®. If you're wondering whether Citi Dividend Card for College Students is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
- APRs: Citi Dividend Card for College Students has a variable regular purchase APR that ranges from 13.99% up to 23.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
Pros & Cons of Citi Dividend Card for College Students
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Citi Dividend Card for College Students FAQ
Does Citi Dividend Card for College Students have a cash back or rewards program?
Citi Dividend Card for College Students is a rewards card.
| Description |
Does Citi Dividend Card for College Students have a signup bonus?
This card doesn't offer a cash signup bonus.Does Citi Dividend Card for College Students offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Citi Dividend Card for College Students?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Citi Dividend Card for College Students has a variable purchase APR that ranges from 13.99% up to 23.99%. Citi Dividend Card for College Students does not offer balance transfers.
Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Citi Dividend Card for College Students have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Citi Dividend Card for College Students does not offer balance transfers.Does Citi Dividend Card for College Students have an intro APR offer on new purchases?
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| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases
What are the fees for Citi Dividend Card for College Students?
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| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee of up to $35 . Does Citi Dividend Card for College Students have a foreign transaction fee?
Citi Dividend Card for College Students charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Citi Dividend Card for College Students?
The customer service number for Citi Dividend Card for College Students is (800) 950-5114.
What is the support contact email for Citi Dividend Card for College Students?
The support contact email for Citi Dividend Card for College Students is customer.help@citi.com.
What is the login page for Citi Dividend Card for College Students?
You can access the login page of Citi Dividend Card for College Students here.
How do people rate the customer service and user experience of Citi Dividend Card for College Students?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Citi® perform a hard credit pull?
Yes, Citi Dividend Card for College Students performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Citi Dividend Card for College Students
- Visit the website of Citi Dividend Card for College Students.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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