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  Citi Dividend Card for College Students

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Citi Dividend Card for College Students

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Citi Dividend Card for College Students

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Highlights
Purchase APR 13.99% - 23.99%
Balance Transfer APR N/A
Credit Score Range N/A
Annual Fee $0

Citi Dividend Card for College Students Review

Citi Dividend Card for College Students is no longer available to new customers on SuperMoney.

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This is a credit card issued by Citibank. If you're wondering whether Citi Dividend Card for College Students is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
  • Competitive APRs. Citi Dividend Card for College Students has a variable purchase APR that ranges from 13.99% up to 23.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
Pros & Cons of Citi Dividend Card for College Students
The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR on new purchases .
  • No annual fee.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card benefits.
Citi Dividend Card for College Students FAQ

Does Citi Dividend Card for College Students have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Citi Dividend Card for College Students?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Citi Dividend Card for College Students has a variable purchase APR that ranges from 13.99% up to 23.99%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Citi Dividend Card for College Students have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Citi Dividend Card for College Students have an intro APR offer on new purchases?

Citi Dividend Card for College Students Purchase Intro Offer
Description
Introductory Rate 0%

This card does offer an intro APR rate of 0% on qualified purchases

What are the fees for Citi Dividend Card for College Students?

The following fees apply:

Citi Dividend Card for College Students Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Late Payment Fee $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Citi Dividend Card for College Students have a foreign transaction fee?

Citi Dividend Card for College Students charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Citi Dividend Card for College Students?

The support contact email for Citi Dividend Card for College Students is customer.help@citi.com.

What is the Citi Dividend Card for College Students login page?

You can access the Citi Dividend Card for College Students login page here.

How do people rate the customer service and user experience of Citi Dividend Card for College Students?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for Citi Dividend Card for College Students

  • Visit the Citi Dividend Card for College Students website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

Introductory Rate 0%
No Annual Fee
Annual Fee $0
Foreign Currency Transaction Fee 3%
No Interest Grace Period for Late Payment 0 days
Late Fee Amount $35
Minimum Age 0
Penalty APR 29.99%
Purchase APR 13.99% - 23.99%
Card Type
  • Rewards
  • Zero Percent
Card Network Visa

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