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  Citi Dividend Card for College Students

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Citi Dividend Card for College Students

in Personal Credit Cards from Citibank

Out of Business

Citi Dividend Card for College Students

in Personal Credit Cards from Citibank

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Highlights
Purchase APR  (Variable APR) 13.99% - 23.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range N/A
Annual Fee $0

Citi Dividend Card for College Students Review

Citi Dividend Card for College Students is no longer available to new customers on SuperMoney.

Click here to compare Personal Credit Cards and quickly find the best options for your needs.

This is a rewards credit card issued by Citibank. If you're wondering whether Citi Dividend Card for College Students is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
  • Competitive APRs. Citi Dividend Card for College Students has a variable purchase APR that ranges from 13.99% up to 23.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
Pros & Cons of Citi Dividend Card for College Students
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR on new purchases .
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card benefits.
Citi Dividend Card for College Students FAQ

Does Citi Dividend Card for College Students have a cash back or rewards program?

Citi Dividend Card for College Students is a rewards card.

Citi Dividend Card for College Students Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Citi Dividend Card for College Students have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Citi Dividend Card for College Students offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for Citi Dividend Card for College Students?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 13.99% up to 23.99%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Citi Dividend Card for College Students have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Citi Dividend Card for College Students have an intro APR offer on new purchases?

Citi Dividend Card for College Students Purchase Intro Offer
Description
Introductory Rate 0%

This card does offer an intro APR rate of 0% on qualified purchases

What are the fees for Citi Dividend Card for College Students?

The following fees apply:

Citi Dividend Card for College Students Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Late Payment Fee $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Citi Dividend Card for College Students have a foreign transaction fee?

Citi Dividend Card for College Students charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Citi Dividend Card for College Students?

The Citi Dividend Card for College Students customer service number is (800) 950-5114.

What is the support contact email for Citi Dividend Card for College Students?

The support contact email for Citi Dividend Card for College Students is customer.help@citi.com.

How to apply for Citi Dividend Card for College Students

  • Visit the Citi Dividend Card for College Students website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

No Annual Fee
Annual Fee $0
Foreign Currency Transaction Fee 3%
No Interest Grace Period for Late Payment 0 days
Late Fee Amount $35
Customer Type Student
Minimum Age 0
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 13.99% - 23.99%
Card Type
  • Rewards
  • Zero Percent
Card Network Visa

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