
Citizens Equity First Credit Union Mastercard
in Personal Credit Cards from Citizens Equity First Credit Union
UnaffiliatedCitizens Equity First Credit Union Mastercard
in Personal Credit Cards from Citizens Equity First Credit Union
Not enough votes for recommendation
Would you recommend Citizens Equity First Credit Union Mastercard to your friends?
Purchase APR (Variable APR) | 8.5% - 18% |
Balance Transfer APR (Variable APR) | 8.5% - 18% |
Credit Score Range | 600 - 850 |
Annual Fee | N/A |
Citizens Equity First Credit Union Mastercard Review
Citizens Equity First Credit Union Mastercard is a secured credit card credit card issued by Citizens Equity First Credit Union. If you're wondering whether Citizens Equity First Credit Union Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Citizens Equity First Credit Union Mastercard has a variable purchase APR that ranges from 8.5% up to 18%.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above600.
The Good | The Bad |
---|---|
|
|
Is there a Citizens Equity First Credit Union Mastercard cash back or rewards program?
No, Citizens Equity First Credit Union Mastercard does not offer a rewards program.
What are the Citizens Equity First Credit Union Mastercard benefits?
Citizens Equity First Credit Union Mastercard provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Reports to major credit bureaus
What are the relevant APRs for Citizens Equity First Credit Union Mastercard?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Citizens Equity First Credit Union Mastercard has lower than average purchase APRs.Citizens Equity First Credit Union Mastercard has a variable purchase APR that ranges from 8.5% up to 18%. The card has a variable balance transfer APR that ranges from 8.5% up to 18%. It also has a variable cash advance APR that ranges from 11.5% up to 21%.
Does Citizens Equity First Credit Union Mastercard have an introductory APR offer on balance transfers?
Yes, Citizens Equity First Credit Union Mastercard offers an introductory APR rate on balance transfers of 1.99% for a period of up to 12 months.
Description | |
---|---|
Balance Transfer Introductory APR | 1.99% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 8.5% - 18% |
Does Citizens Equity First Credit Union Mastercard have an introductory APR offer on new purchases?
Citizens Equity First Credit Union Mastercard does not offer an introductory rate on new purchases. for a period of up to 12 months.What are the fees for Citizens Equity First Credit Union Mastercard?
The following fees apply to Citizens Equity First Credit Union Mastercard:
Fees | Amount |
---|---|
Annual Fee |
Does Citizens Equity First Credit Union Mastercard report your account activity to credit bureaus?
Yes, Citizens Equity First Credit Union Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Citizens Equity First Credit Union Mastercard
- Visit the Citizens Equity First Credit Union Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
5401 W Dirksen Pkwy
Peoria, IL 61607 - Visit Site
Other Services by Citizens Equity First Credit Union

Availability
- California
- Illinois
Feature Breakdown
Purchase Intro APR Period (Variable APR) | 12 months |
Be the first to rate
Would you recommend Citizens Equity First Credit Union Mastercard to your friends?
Citizens Equity First Credit Union Personal Credit Cards
- Altra Federal Credit Union Visa Student Rewards Credit Card
- America First Credit Union Platinum Rewards Credit Card
- Americas First Federal Credit Union Platinum Pro Visa® Credit Card
- Bealls Florida Credit Card
- Credit Union 1 Platinum Credit Card
- Cyprus Credit Union Visa Platinum Cash Back
- Deserve Pro Mastercard
- FIT Mastercard®
- FirstBank Puerto Rico Beyond Platinum Mastercard
- Goodyear Credit Card
- SunTrust Prime Rewards
- USAA Preferred Cash Rewards Visa Signature® Credit Card