Clearview Federal Credit Union Platinum Mastercard Review

Clearview Federal Credit Union Platinum Mastercard is a secured credit card credit card issued by Clearview Federal Credit Union. If you're wondering whether Clearview Federal Credit Union Platinum Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
• Competitive APRs. Clearview Federal Credit Union Platinum Mastercard has a variable purchase APR that ranges from 9.24% up to 18%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 4% Balance transfer fee. Clearview Federal Credit Union Platinum Mastercard charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
• Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
• Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, and fraud protection.
• Fair or better credit required. You will have good approval oods if your credit score is above600.

The Good	The Bad
Lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers . No annual fee. Multiple credit card perks. Access to a concierge. Identity Theft Protection. Considers applicants with fair or poor credit. Clearview Federal Credit Union Platinum Mastercard reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. Charges a foreign transaction fee of 2%. You don't earn rewards on every purchase. Charges a 4% balance transfer fee.

Is there a Clearview Federal Credit Union Platinum Mastercard cash back or rewards program?

No, Clearview Federal Credit Union Platinum Mastercard does not offer a rewards program.

What are the Clearview Federal Credit Union Platinum Mastercard benefits?

Clearview Federal Credit Union Platinum Mastercard provides the following benefits:

• Emergency Support
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Clearview Federal Credit Union Platinum Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Clearview Federal Credit Union Platinum Mastercard has lower than average purchase APRs.

Clearview Federal Credit Union Platinum Mastercard has a variable purchase APR that ranges from 9.24% up to 18%. The card has a variable balance transfer APR that ranges from 9.24% up to 18%. It also has a variable cash advance APR that ranges from 9.24% up to 18%.

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for Clearview Federal Credit Union Platinum Mastercard?

The following fees apply to Clearview Federal Credit Union Platinum Mastercard:

Clearview Federal Credit Union Platinum Mastercard Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	2%
Returned Payment Fee	up to $35
Late Payment Fee	up to $35

Does Clearview Federal Credit Union Platinum Mastercard report your account activity to credit bureaus?

Yes, Clearview Federal Credit Union Platinum Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Clearview Federal Credit Union Platinum Mastercard

• Visit the Clearview Federal Credit Union Platinum Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.