Clearview Federal Credit Union Premium World Mastercard

Clearview Federal Credit Union Premium World Mastercard Review

This is a secured credit card cashback credit card issued by Clearview Federal Credit Union. If you're wondering whether Clearview Federal Credit Union Premium World Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
• Signup bonus. Offers a signup bonus of 10000 points after spending $1,500 that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Clearview Federal Credit Union Premium World Mastercard has a variable purchase APR that ranges from 12.25% up to 18%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• 4% Balance transfer fee. Clearview Federal Credit Union Premium World Mastercard charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
• Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, trip cancellation insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

The Good

The Bad

Potentially lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 12 months. 0% APR on new purchases during the first 12 months. No annual fee. Multiple credit card perks. Access to a concierge. Identity Theft Protection. Trip cancellation insurance. No foreign transaction fee. Cardholders can earn rewards on purchases everywhere Clearview Federal Credit Union Premium World Mastercard is accepted. Clearview Federal Credit Union Premium World Mastercard reports to multiple credit bureaus.

Charges a 4% balance transfer fee.

Does Clearview Federal Credit Union Premium World Mastercard have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1.5% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.

Clearview Federal Credit Union Premium World Mastercard Rewards

Minimum rewards rate	1.5x
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	10000
Signup Bonus Spend Requirement	$1500

What are the Clearview Federal Credit Union Premium World Mastercard benefits?

It provides the following benefits:

• Emergency Support
• Trip Cancellation Insurance
• Zero fraud liability
• Cell Phone Protection
• Reports to major credit bureaus

What are the relevant APRs for Clearview Federal Credit Union Premium World Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Clearview Federal Credit Union Premium World Mastercard has a variable purchase APR that ranges from 12.25% up to 18%. The card has a variable balance transfer APR that ranges from 12.25% up to 18%. It also has a variable cash advance APR that ranges from 12.25% up to 18%.

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for Clearview Federal Credit Union Premium World Mastercard?

The following fees apply:

Clearview Federal Credit Union Premium World Mastercard Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $35
Late Payment Fee	up to $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Clearview Federal Credit Union Premium World Mastercard report your account activity to credit bureaus?

Yes, Clearview Federal Credit Union Premium World Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Clearview Federal Credit Union Premium World Mastercard

• Visit the Clearview Federal Credit Union Premium World Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.