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  Clearview Federal Credit Union Premium World Mastercard

Clearview Federal Credit Union Premium World Mastercard

in Personal Credit Cards from Clearview Federal Credit Union

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Clearview Federal Credit Union Premium World Mastercard

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in Personal Credit Cards from Clearview Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 12.25% - 18%
Balance Transfer APR  (Variable APR) 12.25% - 18%
Credit Score Range 650 - 850
Annual Fee $0

Clearview Federal Credit Union Premium World Mastercard Review

This is a secured credit card cashback credit card issued by Clearview Federal Credit Union. If you're wondering whether Clearview Federal Credit Union Premium World Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Signup bonus. Offers a signup bonus of 10000 points after spending $1,500 that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Clearview Federal Credit Union Premium World Mastercard has a variable purchase APR that ranges from 12.25% up to 18%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
  • 4% Balance transfer fee. Clearview Federal Credit Union Premium World Mastercard charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, trip cancellation insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Clearview Federal Credit Union Premium World Mastercard
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • 0% APR on new purchases during the first 12 months.
  • No annual fee.
  • Multiple credit card perks.
  • Access to a concierge.
  • Identity Theft Protection.
  • Trip cancellation insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere Clearview Federal Credit Union Premium World Mastercard is accepted.
  • Clearview Federal Credit Union Premium World Mastercard reports to multiple credit bureaus.
  • Charges a 4% balance transfer fee.
Clearview Federal Credit Union Premium World Mastercard FAQ

Does Clearview Federal Credit Union Premium World Mastercard have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1.5% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.

Clearview Federal Credit Union Premium World Mastercard Rewards
Minimum rewards rate 1.5x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 10000
Signup Bonus Spend Requirement $1500

Does Clearview Federal Credit Union Premium World Mastercard have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $1500 that can be redeemed for travel, gifts, or other perks.

Does Clearview Federal Credit Union Premium World Mastercard offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Clearview Federal Credit Union Premium World Mastercard benefits?

It provides the following benefits:

  • Emergency Support
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Cell Phone Protection
  • Reports to major credit bureaus

What are the relevant APRs for Clearview Federal Credit Union Premium World Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 12.25% up to 18%. The card has a variable balance transfer APR that ranges from 12.25% up to 18%. It also has a variable cash advance APR that ranges from 12.25% up to 18%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Clearview Federal Credit Union Premium World Mastercard have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Clearview Federal Credit Union Premium World Mastercard Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 12.25% - 18%
Balance Transfer Fee % 4%

Does Clearview Federal Credit Union Premium World Mastercard have an intro APR offer on new purchases?

Clearview Federal Credit Union Premium World Mastercard Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for Clearview Federal Credit Union Premium World Mastercard?

The following fees apply:

Clearview Federal Credit Union Premium World Mastercard Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $35
Late Payment Fee up to $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Clearview Federal Credit Union Premium World Mastercard have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Clearview Federal Credit Union Premium World Mastercard?

The Clearview Federal Credit Union Premium World Mastercard customer service number is (412) 269-3011.

What is the support contact email for Clearview Federal Credit Union Premium World Mastercard?

The support contact email for Clearview Federal Credit Union Premium World Mastercard is support@clearviewfcu.org.

Does Clearview Federal Credit Union Premium World Mastercard report your account activity to credit bureaus?

Yes, Clearview Federal Credit Union Premium World Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Clearview Federal Credit Union Premium World Mastercard

  • Visit the Clearview Federal Credit Union Premium World Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 2 states
  • Ohio
  • Pennsylvania

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) Up to 3%
Returned Payment Fee Up to $35
Late Fee Amount Up to $35
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Cellular Telephone Protection
  • Concierge
  • Emergency Support
  • Fraud Liability
  • Identity Theft Protection
  • Trip Cancellation Insurance
Rewards Rates
  • Every Purchase
Signup Bonus (points) 10,000
Cash Advance APR (Variable APR) 12.25% - 18%
Balance Computation average daily balance (including new purchases)
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 12.25% - 18%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 12.25% - 18%
Balance Transfer Fee % 4%
Card Type
  • Rewards
  • Secured
  • Balance Transfer
  • Cashback
Card Network Mastercard

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