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  Clearview Federal Credit Union Secured Platinum Mastercard

Clearview Federal Credit Union Secured Platinum Mastercard

in Personal Credit Cards from Clearview Federal Credit Union

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Clearview Federal Credit Union Secured Platinum Mastercard

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in Personal Credit Cards from Clearview Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 9.24% - 18.00%
Balance Transfer APR  (Variable APR) 9.24% - 18.00%
Credit Score Range 300 - 550
Annual Fee $0

Clearview Federal Credit Union Secured Platinum Mastercard Review

This is a secured credit card credit card issued by Clearview Federal Credit Union. If you're wondering whether Clearview Federal Credit Union Secured Platinum Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Clearview Federal Credit Union Secured Platinum Mastercard has a variable purchase APR that ranges from 9.24% up to 18.00%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 4% Balance transfer fee. Clearview Federal Credit Union Secured Platinum Mastercard charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Pros & Cons of Clearview Federal Credit Union Secured Platinum Mastercard
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Access to a concierge.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Clearview Federal Credit Union Secured Platinum Mastercard reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 2%.
  • You don't earn rewards on every purchase.
  • Charges a 4% balance transfer fee.
Clearview Federal Credit Union Secured Platinum Mastercard FAQ

Does Clearview Federal Credit Union Secured Platinum Mastercard have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Clearview Federal Credit Union Secured Platinum Mastercard benefits?

It provides the following benefits:

  • Emergency Support
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Clearview Federal Credit Union Secured Platinum Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 9.24% up to 18.00%. The card has a variable balance transfer APR that ranges from 9.24% up to 18.00%. It also has a variable cash advance APR that ranges from 9.24% up to 18.00%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Clearview Federal Credit Union Secured Platinum Mastercard have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Clearview Federal Credit Union Secured Platinum Mastercard have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Clearview Federal Credit Union Secured Platinum Mastercard?

The following fees apply:

Clearview Federal Credit Union Secured Platinum Mastercard Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 2%
Returned Payment Fee up to $35
Late Payment Fee up to $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Clearview Federal Credit Union Secured Platinum Mastercard have a foreign transaction fee?

Clearview Federal Credit Union Secured Platinum Mastercard charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Clearview Federal Credit Union Secured Platinum Mastercard?

The Clearview Federal Credit Union Secured Platinum Mastercard customer service number is (412) 269-3011.

What is the support contact email for Clearview Federal Credit Union Secured Platinum Mastercard?

The support contact email for Clearview Federal Credit Union Secured Platinum Mastercard is support@clearviewfcu.org.

Does Clearview Federal Credit Union Secured Platinum Mastercard report your account activity to credit bureaus?

Yes, Clearview Federal Credit Union Secured Platinum Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Clearview Federal Credit Union Secured Platinum Mastercard

  • Visit the Clearview Federal Credit Union Secured Platinum Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 2 states
  • Ohio
  • Pennsylvania

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) Up to 3%
Foreign Currency Transaction Fee 2%
Returned Payment Fee Up to $35
Late Fee Amount Up to $35
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 550
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Concierge
  • Emergency Support
  • Fraud Liability
  • Identity Theft Protection
Rewards Type No Rewards
Cash Advance APR (Variable APR) 9.24% - 18.00%
Balance Computation average daily balance (including new purchases)
Credit Limit $250 - $500
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 9.24% - 18.00%
Balance Transfer APR (Variable APR) 9.24% - 18.00%
Balance Transfer Fee % 4%
Card Type
  • Secured
  • Balance Transfer

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