Coast Central Credit Union Classic Visa Credit Card

Coast Central Credit Union Classic Visa Credit Card Review

This is a cashback credit card issued by Coast Central Credit Union. If you're wondering whether Coast Central Credit Union Classic Visa Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. Coast Central Credit Union Classic Visa Credit Card has a fixed purchase APR that ranges from 14.70% up to 22.95%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• 2% Balance transfer fee. Coast Central Credit Union Classic Visa Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $10.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Coast Central Credit Union Classic Visa Credit Card

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Offers auto rental collision damage waiver. Travel accident insurance. Cardholders can earn rewards on their purchases. Coast Central Credit Union Classic Visa Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Charges a 2% balance transfer fee.

Coast Central Credit Union Classic Visa Credit Card FAQ

Does Coast Central Credit Union Classic Visa Credit Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.

Coast Central Credit Union Classic Visa Credit Card Rewards

Minimum rewards rate	1x
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Coast Central Credit Union Classic Visa Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Zero fraud liability
• Travel Accident Insurance
• Reports to major credit bureaus

What are the relevant APRs for Coast Central Credit Union Classic Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Coast Central Credit Union Classic Visa Credit Card has a fixed purchase APR that ranges from 14.70% up to 22.95%. The card has a fixed balance transfer APR that ranges from 14.70% up to 22.95%.

What are the fees for Coast Central Credit Union Classic Visa Credit Card?

The following fees apply:

Coast Central Credit Union Classic Visa Credit Card Fees

Fees	Amount
Annual Fee	$0
Late Payment Fee	$10

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Coast Central Credit Union Classic Visa Credit Card report your account activity to credit bureaus?

Yes, Coast Central Credit Union Classic Visa Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Coast Central Credit Union Classic Visa Credit Card

• Visit the Coast Central Credit Union Classic Visa Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.