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  Coast Central Credit Union Classic Visa Credit Card
Coast Central Credit Union Classic Visa Credit Card Unaffiliated

Coast Central Credit Union Classic Visa Credit Card

Unaffiliated
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Highlights
Purchase APR  (Fixed APR) 14.70% - 22.95%
(Verified 10/27/2022)
Balance Transfer APR  (Fixed APR) 14.70% - 22.95%
(Verified 10/27/2022)
Credit Score Range 650 - 850
Annual Fee $0

Coast Central Credit Union Classic Visa Credit Card Review

This is a cashback credit card issued by Coast Central Credit Union. If you're wondering whether Coast Central Credit Union Classic Visa Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Coast Central Credit Union Classic Visa Credit Card has a fixed purchase APR that ranges from 14.70% up to 22.95%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • 2% Balance transfer fee. Coast Central Credit Union Classic Visa Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $10.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Coast Central Credit Union Classic Visa Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Offers auto rental collision damage waiver.
  • Travel accident insurance.
  • Cardholders can earn rewards on their purchases.
  • Coast Central Credit Union Classic Visa Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a 2% balance transfer fee.

Coast Central Credit Union Classic Visa Credit Card FAQ

Does Coast Central Credit Union Classic Visa Credit Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.

Coast Central Credit Union Classic Visa Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Coast Central Credit Union Classic Visa Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Coast Central Credit Union Classic Visa Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Coast Central Credit Union Classic Visa Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for Coast Central Credit Union Classic Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Coast Central Credit Union Classic Visa Credit Card has a fixed purchase APR that ranges from 14.70% up to 22.95%. The card has a fixed balance transfer APR that ranges from 14.70% up to 22.95%.

Does Coast Central Credit Union Classic Visa Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Coast Central Credit Union Classic Visa Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Coast Central Credit Union Classic Visa Credit Card?

The following fees apply:

Coast Central Credit Union Classic Visa Credit Card Fees
Fees Amount
Annual Fee $0
Late Payment Fee $10

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

What is the customer service phone number for Coast Central Credit Union Classic Visa Credit Card?

The Coast Central Credit Union Classic Visa Credit Card customer service number is (707) 445-8801.

What is the support contact email for Coast Central Credit Union Classic Visa Credit Card?

The support contact email for Coast Central Credit Union Classic Visa Credit Card is support@coastccu.org.

What is the Coast Central Credit Union Classic Visa Credit Card login page?

You can access the Coast Central Credit Union Classic Visa Credit Card login page here.

How do people rate the customer service and user experience of Coast Central Credit Union Classic Visa Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Coast Central Credit Union Classic Visa Credit Card report your account activity to credit bureaus?

Yes, Coast Central Credit Union Classic Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Coast Central Credit Union Classic Visa Credit Card

  • Visit the Coast Central Credit Union Classic Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:30am - 5:30pm
  • Tuesday 9:30am - 5:30pm
  • Wednesday 9:30am - 5:30pm
  • Thursday 9:30am - 5:30pm
  • Friday 9:30am - 5:30pm
  • Saturday Closed

Other Services by Coast Central Credit Union

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View all credit cards offered by Coast Central Credit Union

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 2%
Minimum Cash Advance Fee ($) Starting at $10
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 25 days
Late Fee Amount $10
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Travel Accident Insurance
Rewards Categories
  • 1.5x Points on Travel
  • 1.5x Points on Gas
  • 1.5x Points on Restaurants
  • 1x Point on Every Purchase
APR Type Fixed APR
Balance Computation Average Daily Balance (including current transactions)
Credit Limit Starting at $500
Purchase APR (Fixed APR) 14.70% - 22.95%
(Verified 10/27/2022)
Balance Transfer APR (Fixed APR) 14.70% - 22.95%
(Verified 10/27/2022)
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 2%
Card Type
  • Rewards
  • Cashback
Card Network Visa

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