Last Updated: 07/28/2025
Coast Central Credit Union Classic Visa Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
14.70% - 22.95%(Verified 06/21/2024)
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Balance Transfer APR (Fixed APR)
14.70% - 22.95%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$0
Coast Central Credit Union Classic Visa Credit Card Review
This is a cashback credit card issued by Coast Central Credit Union. If you're wondering whether Coast Central Credit Union Classic Visa Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Coast Central Credit Union Classic Visa Credit Card has a fixed purchase APR that ranges from 14.70% up to 22.95%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- A 2% balance transfer fee. Coast Central Credit Union Classic Visa Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $10.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Coast Central Credit Union Classic Visa Credit Card
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Coast Central Credit Union Classic Visa Credit Card FAQ
Does Coast Central Credit Union Classic Visa Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Coast Central Credit Union Classic Visa Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Coast Central Credit Union Classic Visa Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Coast Central Credit Union Classic Visa Credit Card benefits?
Coast Central Credit Union Classic Visa Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Coast Central Credit Union Classic Visa Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Coast Central Credit Union Classic Visa Credit Card has a fixed purchase APR that ranges from 14.70% up to 22.95%. The card has a fixed balance transfer APR that ranges from 14.70% up to 22.95%.
Does Coast Central Credit Union Classic Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Coast Central Credit Union Classic Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Coast Central Credit Union Classic Visa Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
There is a late fee of up to $10 . What is the customer service phone number for Coast Central Credit Union Classic Visa Credit Card?
The customer service number for Coast Central Credit Union Classic Visa Credit Card is (707) 445-8801.
What is the support contact email for Coast Central Credit Union Classic Visa Credit Card?
The support contact email for Coast Central Credit Union Classic Visa Credit Card is support@coastccu.org.
What is the login page for Coast Central Credit Union Classic Visa Credit Card?
You can access the login page of Coast Central Credit Union Classic Visa Credit Card here.
How do people rate the customer service and user experience of Coast Central Credit Union Classic Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Coast Central Credit Union Classic Visa Credit Card report your account activity to credit bureaus?
Yes, Coast Central Credit Union Classic Visa Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Coast Central Credit Union perform a hard credit pull?
Yes, Coast Central Credit Union Classic Visa Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Coast Central Credit Union Classic Visa Credit Card
- Visit the website of Coast Central Credit Union Classic Visa Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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