
Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card
in Personal Credit Cards from Coastal Federal Credit Union
UnaffiliatedCoastal Federal Credit Union Signature Premier Rewards Visa Credit Card
in Personal Credit Cards from Coastal Federal Credit Union
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Purchase APR (Variable APR) | 11.25% - 18.00% |
Balance Transfer APR (Variable APR) | 11.25% - 18.00% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card Review
Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card is a rewards credit card issued by Coastal Federal Credit Union. If you're wondering whether Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- Competitive APRs. Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card has a variable purchase APR that ranges from 11.25% up to 18.00%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3.00% Balance transfer fee. Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card charges a fee of 3.00% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.00.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above650.
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Is there a Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card cash back or rewards program?
Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card offers a rewards program to its customers.
Minimum rewards rate | 1x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card have a signup bonus?
Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card doesn't offer a cash signup bonus.Does Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card offer an annual loyalty bonus?
Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card doesn't offer a cash loyalty bonus.What are the Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card benefits?
Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card has lower than average purchase APRs.Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card has a variable purchase APR that ranges from 11.25% up to 18.00%. The card has a variable balance transfer APR that ranges from 11.25% up to 18.00%. It also has a variable cash advance APR of 18.00% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card have an introductory APR offer on balance transfers?
Yes, Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.
Description | |
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Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 11.25% - 18.00% |
Balance Transfer Fee Minimum | $5.00 |
Balance Transfer Fee % | 3.00% |
Does Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card have an introductory APR offer on new purchases?
Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card does not offer an introductory rate on new purchases.What are the fees for Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card?
The following fees apply to Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card:
Fees | Amount |
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Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $25.00 |
Late Payment Fee | up to $25.00 |
Does Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card have a foreign transaction fee?
Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card report your account activity to credit bureaus?
Yes, Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card
- Visit the Coastal Federal Credit Union Signature Premier Rewards Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1000 Saint Albans Dr
Ste 250
Raleigh, NC 27609 - Visit Site
Other Services by Coastal Federal Credit Union

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Feature Breakdown
Every Purchase (Points) | 1 |
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