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Coldwater Creek Mastercard

in Personal Credit Cards from Comenity

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Coldwater Creek Mastercard

Unaffiliated

in Personal Credit Cards from Comenity

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Highlights
Highlights
Purchase APR 19.99% - 26.99%
Balance Transfer APR 28.99%
Annual Fee $0
Credit Score Range 650 - 850

Overview

Who is this credit card designed for?

Coldwater Creek Mastercard is a store credit card issued by Comenity, which is based in Salt Lake City, UT. 

Coldwater Creek Mastercard is designed for people with a credit score of 650 to 850. It's perfect for consumers looking for a card without an annual fee. It is designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Coldwater Creek Mastercard has a variable purchase APR that ranges from 19.99% up to 26.99%.

The card has a variable balance transfer APR of 28.99%.

It also has a variable cash advance APR of 28.99%.

Is an introductory APR offer available?

No, Coldwater Creek Mastercard does not come with an introductory APR offer for balance transfers.

Coldwater Creek Mastercard does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Coldwater Creek Mastercard:

  • There is no annual fee.
  • A late payment penalty of up to $38.
  • Coldwater Creek Mastercard does not charge a returned payment fee.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

Coldwater Creek Mastercard offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Groceries

Is a signup bonus offered?

Coldwater Creek Mastercard doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Coldwater Creek Mastercard doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Coldwater Creek Mastercard provides the following benefits:

  • Fraud Liability

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
  • Contact

    • Headquarters
    •   2795 East Cottonwood Parkway, Suite 100
      Salt Lake City, UT 84121 USA
    •   Visit Site

    Other Services by Comenity

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 23
    Annual Fee $0
    No Annual Fee  
    Returned Payment Fee $38
    Minimum Interest Charge $2
    Late Fee Amount $38
    Balance Transfer Fee % 28.99%
    Cash Advance Fee (%) 28.99%
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Credit Score Range 650 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Customer Type Personal
    Fraud Liability  
    Credit Card Benefits
    • Fraud Liability
    Bonus Rewards -20% off your first Coldwater Creek Purchase when you open and use your Coldwater Creek Credit Card. -Earn 5 points for every $1 spend at Coldwater Creek -Receive a $20 Bonus Rewards Certificate when you spend $500 on non-Coldwater Creek purchases within 90 days of opening your account
    All Other Purchases 3 points for every $1 spend on gas and groceries
    Every Purchase $1 spent on other purchases everywhere else Mastercard is accepted.
    Rewards Categories
    • Every Purchase
    • Gas
    • Groceries
    Purchase APR (Variable APR) 19.99% - 26.99%
    Cash Advance APR (Variable APR) 28.99%
    Balance Computation Daily Balance
    Balance Transfer APR (Variable APR) 28.99%

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