
Coldwater Creek Mastercard
in Personal Credit Cards from Comenity
Would you recommend Coldwater Creek Mastercard to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 19.99% - 26.99% |
Balance Transfer APR (Variable APR) | 28.99% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Coldwater Creek Mastercard Review
Coldwater Creek Mastercard is a store cashback credit card issued by Comenity. If you're wondering whether Coldwater Creek Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 19.99% up to 26.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 28.99% Balance transfer fee. Coldwater Creek Mastercard charges a fee of up to 28.99% on balance transfers. For example, a balance of $1,000 could cost up to $289.9 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
The Good | The Bad |
---|---|
|
|
Is there a Coldwater Creek Mastercard cash back or rewards program?
Coldwater Creek Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus Spend Requirement | $0 |
Does Coldwater Creek Mastercard have a signup bonus?
Coldwater Creek Mastercard doesn't offer a cash signup bonus.Does Coldwater Creek Mastercard offer an annual loyalty bonus?
Coldwater Creek Mastercard doesn't offer a cash loyalty bonus.What are the Coldwater Creek Mastercard benefits?
Coldwater Creek Mastercard provides the following benefits:
What are the relevant APRs for Coldwater Creek Mastercard?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Coldwater Creek Mastercard has higher than average purchase APRs.Coldwater Creek Mastercard has a variable purchase APR that ranges from 19.99% up to 26.99%. The card has a variable balance transfer APR of 28.99% . It also has a variable cash advance APR of 28.99% .
Does Coldwater Creek Mastercard have an introductory APR offer on balance transfers?
No, Coldwater Creek Mastercard does not come with an introductory APR offer for balance transfers.Does Coldwater Creek Mastercard have an introductory APR offer on new purchases?
Coldwater Creek Mastercard does not offer an introductory rate on new purchases.Description | |
---|---|
Introductory Rate | N/A |
Purchase Intro APR Period (months) | N/A |
What are the fees for Coldwater Creek Mastercard?
The following fees apply to Coldwater Creek Mastercard:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | $38 |
Late Payment Fee | $38 |
Does Coldwater Creek Mastercard have a foreign transaction fee?
Coldwater Creek Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.How to apply for Coldwater Creek Mastercard
- Visit the Coldwater Creek Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 USA - Visit Site
Other Services by Comenity

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
No Annual Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 23 days |
Cash Advance Fee (%) | 28.99% |
Foreign Currency Transaction Fee | 3% |
Minimum Interest Charge | $2 |
Returned Payment Fee | $38 |
Late Fee Amount | $38 |
Coldwater Creek Mastercard Community Reviews
Would you recommend Coldwater Creek Mastercard to your friends?
Comenity Personal Credit Cards
- Arrow Visa Card
- BBVA Optimizer Credit Card®
- Bank of Eastman and Magnolia State Bank Visa Platinum Credit Card
- Citi Simplicity Card
- Commerce Bank Special Connections Rewards Visa
- Discover it Cash Back
- First Premier Bank Credit Card
- JD Williams Card
- Mohawk Flooring Credit Card
- RCI Elite Rewards Mastercard
- Secured Visa Credit Card from America First
- Wells Fargo Propel American Express® Card