Collins Community CU Visa Platinum Rewards Credit Card
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
| Purchase APR (Variable APR) |
11.24% - 21.74% (Verified 11/07/2022) |
| Balance Transfer APR (Variable APR) |
11.24% - 21.74% (Verified 11/07/2022) |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Collins Community CU Visa Platinum Rewards Credit Card Review
This is a cashback card issued by Collins Community Credit Union. If you're wondering whether Collins Community CU Visa Platinum Rewards Credit Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
- Competitive APRs. Collins Community CU Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 11.24% up to 21.74%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Collins Community CU Visa Platinum Rewards Credit Card
| The Good | The Bad |
|---|---|
|
|
Collins Community CU Visa Platinum Rewards Credit Card FAQ
Does Collins Community CU Visa Platinum Rewards Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Collins Community CU Visa Platinum Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Collins Community CU Visa Platinum Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Collins Community CU Visa Platinum Rewards Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Collins Community CU Visa Platinum Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Collins Community CU Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 11.24% up to 21.74%. The card has a variable balance transfer APR that ranges from 11.24% up to 21.74%. It also has a variable cash advance APR that ranges from 11.24% up to 21.74%.
Does Collins Community CU Visa Platinum Rewards Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 6 months |
| Balance Transfer APR | 11.24% - 21.74% |
| Balance Transfer Fee Minimum | $0 |
| Balance Transfer Fee % | 0% |
Does Collins Community CU Visa Platinum Rewards Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Collins Community CU Visa Platinum Rewards Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $20 |
| Late Payment Fee | up to $15 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Collins Community CU Visa Platinum Rewards Credit Card have a foreign transaction fee?
Collins Community CU Visa Platinum Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Collins Community CU Visa Platinum Rewards Credit Card?
The Collins Community CU Visa Platinum Rewards Credit Card customer service number is (800) 475-1150.
What is the support contact email for Collins Community CU Visa Platinum Rewards Credit Card?
The support contact email for Collins Community CU Visa Platinum Rewards Credit Card is memberservices@collinscu.org.
What is the Collins Community CU Visa Platinum Rewards Credit Card login page?
You can access the Collins Community CU Visa Platinum Rewards Credit Card login page here.
How do people rate the customer service and user experience of Collins Community CU Visa Platinum Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Collins Community CU Visa Platinum Rewards Credit Card report your account activity to credit bureaus?
Yes, Collins Community CU Visa Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Collins Community CU Visa Platinum Rewards Credit Card
- Visit the Collins Community CU Visa Platinum Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1005 Blairs Ferry Rd NE
Cedar Rapids, IA 52402 USA - (800) 475-1150
- Visit Site
- Email Support
Other Services by Collins Community Credit Union
Availability
Feature Breakdown
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | Up to 3% |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0.50 |
| Returned Payment Fee | Up to $20 |
| Late Fee Amount | Up to $15 |
Be the first to rate
Would you recommend Collins Community CU Visa Platinum Rewards Credit Card to your friends?
Other Credit Cards
Collins Community Credit Union Credit Cards
- APGFCU Visa Platinum Preferred Student Credit Card
- Access Community CU Rewards Mastercard
- American Eagle FCU Secured Visa Credit Card
- Belco Community CU Visa® Platinum Credit Card
- Exchange Bank Visa Signature® College Real Rewards Card
- F&M Bank Platinum Card
- Heritage Grove VISA Credit Card
- Jovia Financial Credit Union Visa Advantage Credit Card
- MEMBERS1st Community CU Visa Credit Card
- Michigan Schools Government CU Visa Credit Card
- Musician's Friend Platinum Card
- NAPA EasyPay Credit Card
