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  Ann Taylor ALL Rewards Mastercard® Credit Card

Ann Taylor ALL Rewards Mastercard® Credit Card

in Personal Credit Cards from Comenity

Unaffiliated

Ann Taylor ALL Rewards Mastercard® Credit Card

Unaffiliated

in Personal Credit Cards from Comenity

Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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0 users recommend
0 users are unsure
4 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 24.99%
Balance Transfer APR  (Variable APR) 26.99%
Credit Score Range 640 - 850
Annual Fee $0

Ann Taylor ALL Rewards Mastercard® Credit Card Review

This is a store rewards credit card issued by Comenity. If you're wondering whether Ann Taylor ALL Rewards Mastercard® Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 5 reward points per dollar spent.
  • Signup bonus. Offers a signup bonus of $20.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 24.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Ann Taylor ALL Rewards Mastercard® Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Accepts cosigners. Comenity is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
  • Gas rewards. 2x points on eligible gas purchases.
  • Fair or better credit required. You will have good approval oods if your credit score is above640.
Pros & Cons of Ann Taylor ALL Rewards Mastercard® Credit Card
The Good The Bad
  • No annual fee.
  • Identity Theft Protection.
  • Cardholders can earn rewards on their purchases.
  • Ann Taylor ALL Rewards Mastercard® Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Charges a foreign transaction fee of 3%.
  • Charges a 5% balance transfer fee.
Ann Taylor ALL Rewards Mastercard® Credit Card FAQ

Does Ann Taylor ALL Rewards Mastercard® Credit Card have a cash back or rewards program?

Ann Taylor ALL Rewards Mastercard® Credit Card is a rewards card.

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Ann Taylor ALL Rewards Mastercard® Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate 5x
Annual rewards limit N/A
Signup Bonus ($) $20

Does Ann Taylor ALL Rewards Mastercard® Credit Card have a signup bonus?

Yes, it offers card users a signup bonus worth up to $20.

Does Ann Taylor ALL Rewards Mastercard® Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Ann Taylor ALL Rewards Mastercard® Credit Card benefits?

It provides the following benefits:

  • Emergency Support
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Ann Taylor ALL Rewards Mastercard® Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR of 24.99%. The card has a variable balance transfer APR of 26.99% . It also has a variable cash advance APR of 24.99% .

Does Ann Taylor ALL Rewards Mastercard® Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Ann Taylor ALL Rewards Mastercard® Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Ann Taylor ALL Rewards Mastercard® Credit Card?

The following fees apply:

Ann Taylor ALL Rewards Mastercard® Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $25
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Ann Taylor ALL Rewards Mastercard® Credit Card have a foreign transaction fee?

Ann Taylor ALL Rewards Mastercard® Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Ann Taylor ALL Rewards Mastercard® Credit Card?

The Ann Taylor ALL Rewards Mastercard® Credit Card customer service number is (855) 796-9632.

What is the support contact email for Ann Taylor ALL Rewards Mastercard® Credit Card?

The support contact email for Ann Taylor ALL Rewards Mastercard® Credit Card is info@rh.com.

How do people rate the customer service and user experience of Ann Taylor ALL Rewards Mastercard® Credit Card?

Overall, Ann Taylor ALL Rewards Mastercard® Credit Card is strongly not recommended based on community reviews that rate customer service and user experience.

Does Ann Taylor ALL Rewards Mastercard® Credit Card report your account activity to credit bureaus?

Yes, Ann Taylor ALL Rewards Mastercard® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Ann Taylor ALL Rewards Mastercard® Credit Card

  • Visit the Ann Taylor ALL Rewards Mastercard® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Comenity

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View all personal credit cards offered by Comenity

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) 1
Gas (Points) 2
Eligible In-Store Purchases (Points) 5
Every Purchase (Points) 1 Point for every dollar spent wherever Mastercard Credit Card® is accepted
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 3%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $1
Returned Payment Fee Up to $25
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Co-signing Allowed
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 640 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
  • Emergency Support
Rewards Categories
  • Points on Retail
  • 2x Points on Gas
  • 2x Points on Groceries
  • 1x Point on Every Purchase
  • 5x Points on In-Store Eligible Purchases
Signup Bonus Starting at $20
Cash Advance APR (Variable APR) 24.99%
Balance Computation “daily balance (including current transactions).”
Purchase APR (Variable APR) 24.99%
Balance Transfer APR (Variable APR) 26.99%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%
Card Type
  • Bonus Offers
  • Gas
  • Rewards
  • Store Card
Card Network Mastercard

Ann Taylor ALL Rewards Mastercard® Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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