Ann Taylor ALL Rewards Mastercard® Credit Card

Ann Taylor ALL Rewards Mastercard® Credit Card Review

This is a store rewards credit card issued by Comenity Bank. If you're wondering whether Ann Taylor ALL Rewards Mastercard® Credit Card is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a rewards rate of up to 5 reward points per dollar spent.
• Signup bonus. Offers a signup bonus of up to $20.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 24.99%
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 5% Balance transfer fee. Ann Taylor ALL Rewards Mastercard® Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Accepts cosigners. Comenity Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Gas rewards. 2x points on eligible fuel purchases.
• Fair or better credit required. You will have good approval odds if your credit score is above 640.

Pros & Cons of Ann Taylor ALL Rewards Mastercard® Credit Card

Ann Taylor ALL Rewards Mastercard® Credit Card FAQ

Does Ann Taylor ALL Rewards Mastercard® Credit Card have a cash back or rewards program?

Ann Taylor ALL Rewards Mastercard® Credit Card is a rewards card.

What are the Ann Taylor ALL Rewards Mastercard® Credit Card benefits?

It provides the following benefits:

• Emergency Support
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Ann Taylor ALL Rewards Mastercard® Credit Card?

Ann Taylor ALL Rewards Mastercard® Credit Card has a variable purchase APR of 24.99%. The card has a variable balance transfer APR of 26.99% . It also has a variable cash advance APR of 24.99% .

What are the fees for Ann Taylor ALL Rewards Mastercard® Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Ann Taylor ALL Rewards Mastercard® Credit Card report your account activity to credit bureaus?

Yes, Ann Taylor ALL Rewards Mastercard® Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Ann Taylor ALL Rewards Mastercard® Credit Card

• Visit the Ann Taylor ALL Rewards Mastercard® Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.