SuperMoney 

Ann Taylor Mastercard

in Personal Credit Cards from Comenity

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Ann Taylor Mastercard

Unaffiliated

in Personal Credit Cards from Comenity

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Purchase APR Starting at 26.49%
Balance Transfer APR Starting at 26.49%
Annual Fee $0
Credit Score Range 640 - 850

Overview

Who is this credit card designed for?

Ann Taylor Mastercard is a store credit card issued by Comenity, which is based in Columbus, OH. 

Ann Taylor Mastercard is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. Comenity is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

Ann Taylor Mastercard has a variable purchase APR starting at 26.49%.

The card has a variable balance transfer APR starting at 26.49%.

It also has a variable cash advance APR starting at 26.49%.

Is an introductory APR offer available?

No, Ann Taylor Mastercard does not come with an introductory APR offer for balance transfers.

Ann Taylor Mastercard does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Ann Taylor Mastercard:

  • There is no annual fee.
  • A late payment penalty of up to $38.
  • A returned payment fee of up to $25.
  • There is no overlimit fee
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

Ann Taylor Mastercard offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Groceries
  • Retail

Is a signup bonus offered?

Yes, Ann Taylor Mastercard offers card users a signup bonus worth up to $20.

Is an annual loyalty bonus offered?

Yes, Ann Taylor Mastercard offers card users a signup bonus worth up to $15.

What additional benefits are offered?

 Ann Taylor Mastercard provides the following benefits:

  • Fraud Liability
  • ID Theft Protection
  • Reports to major credit bureaus
  • Does Ann Taylor Mastercard report your account activity to credit bureaus?

    Ann Taylor Mastercard reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 23
    Over-Limit Fee $0
    Annual Fee $0
    No Annual Fee  
    Returned Payment Fee $25
    Minimum Interest Charge $1
    Late Fee Amount $38
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $10
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Co-signing Allowed  
    Credit Score Range 640 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Fraud Liability  
    Emergency Support  
    Credit Card Benefits
    • Fraud Liability
    • Identity Theft Protection
    All Other Purchases 1 point for every $1 spent
    Every Purchase 5 points for every $1 spent
    Rewards Categories
    • Every Purchase
    • Gas
    • Groceries
    • Retail
    Signup Bonus $20
    Annual Loyalty Bonus $15
    Purchase APR (Variable APR) Starting at 26.49%
    Cash Advance APR (Variable APR) Starting at 26.49%
    Balance Computation daily balance
    Balance Transfer APR (Variable APR) Starting at 26.49%

    Reviews

     
     

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