Gander Mountain Mastercard from Comenity Bank is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 05/14/2026
Not Currently Available
Gander Mountain Mastercard from Comenity Bank
Claimed
from Comenity Bank
Last Updated: 05/14/2026
SuperMoney User Recommendation Score -100
Strongly not recommended16 total votes
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Highlights
Community Rating
Strongly not recommended
Purchase APR (Variable APR)
16.99% - 24.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
Starting at 24.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
700 - 850
Annual Fee
$0
Number of Reviews
Gander Mountain Mastercard from Comenity Bank Review
Gander Mountain Mastercard from Comenity Bank is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
This is a rewards card issued by Comenity Bank. If you're wondering whether Gander Mountain Mastercard from Comenity Bank is the right card for you, read on.
Key Takeaways
- APRs: Gander Mountain Mastercard from Comenity Bank has a variable regular purchase APR that ranges from 16.99% up to 24.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Gander Mountain credit card
| The Good | The Bad |
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Gander Mountain credit card FAQ
Does Gander Mountain credit card have a cash back or rewards program?
Gander Mountain credit card is a rewards card.
| Description |
Does Gander Mountain credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Gander Mountain credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Gander Mountain credit card benefits?
Gander Mountain Mastercard from Comenity Bank provides the following benefits:
- Emergency Support
- Zero fraud liability
What are the relevant APRs for Gander Mountain credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Gander Mountain Mastercard from Comenity Bank has a variable purchase APR that ranges from 16.99% up to 24.99%. The card has a variable balance transfer APR starting at 24.99% .
Note that late payments are subject to an APR of 24.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Gander Mountain credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Gander Mountain credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Gander Mountain credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee of up to $35 . Does Gander Mountain credit card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Gander Mountain credit card?
The customer service number for Gander Mountain credit card is (185) 579-69632.
How do people rate the customer service and user experience of Gander Mountain credit card?
Overall, Gander Mountain credit card is strongly not recommended based on community reviews that rate customer service and user experience.
Does Comenity Bank perform a hard credit pull?
Yes, Gander Mountain credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Gander Mountain credit card
- Visit the website of Gander Mountain credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
9:00AM - 5:00PM
Monday
7:00AM - 11:00PM
Tuesday
7:00AM - 11:00PM
Wednesday
7:00AM - 11:00PM
Thursday
7:00AM - 11:00PM
Friday
7:00AM - 11:00PM
Saturday
9:00AM - 5:00PM
Other Services by Comenity Bank
Other Credit Cards from Comenity Bank
Rating not yet determined
Purchase APR
19.24% - 27.99%
Disclaimer popup with additional information
Balance Transfer APR
26.99%
Disclaimer popup with additional information
Credit Score Range
Up to 850
Annual Fee
$0
Rating not yet determined
Purchase APR
28.24%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Purchase APR
Starting at 29.24%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 840
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
Starting at 27.24%
Disclaimer popup with additional information
Balance Transfer APR
Up to 26.99%
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
Up to 29.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
Starting at 26.49%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
16.99% - 25.74%
Disclaimer popup with additional information
Balance Transfer APR
Starting at 26.99%
Disclaimer popup with additional information
Credit Score Range
300 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
26.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
N/A
Rating not yet determined
Purchase APR
24.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
Starting at 29.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users don't recommend this product, giving it a user recommendation score of -100, or 1 on a 5-point rating scale.
-100
-1000+100
No one recommends
Everyone recommends
Gander Mountain Mastercard from Comenity Bank Community Reviews
Would you recommend Gander Mountain Mastercard from Comenity Bank to your friends?
J Brad K.
Oct 14, 2019
May or may not recommend
I disputed a claim in January 2019, three months later called and they lost the dispute so again they opened it. In august again i called on the dispute and they did not have it, said closed but don't know why reopned, again, Oct 14 get a past due text, called again and they said it was closed and i was sent a letter, but the only letter i ...Show More
U
Anonymous
Mar 21, 2019
May or may not recommend
If you get a credit line, they will lower it at some point after you use it thereby raising your usage ratio and hurting your credit. I have no idea why good companies like Gander Mtn. Do business with these low life companies.
MM
Michael M.
Mar 16, 2019
May or may not recommend
These guys are incredible. Incredibly bad. I was out of town on a motorcycle ride (a whole 2 hours away) and my card was declined. The account was in good standing with over $3000 of available credit. I used another card and didn't think much about it at the time. I didn't use it again for about 5 months and too my surprise, it was ...Show More
RH
Robert H.
May 12, 2018
May or may not recommend
When the Gander Mountain store closed in my area last year I called and requested it to be canceled. After the usual BULL of why I should keep it, by the person on the phone with me, I said NO Cancel it I only got it for use in Gander and now there is no Gander. They person said very rudely, OK I WILL CANCEL. Now knowing it is their ...Show More
Robert B.
Nov 7, 2017
May or may not recommend
I have this card, and just turned in 4000 pts towards a $25 gift card for Cabelas. I just received and email saying this item is on back order. I also have a Cabelas card and can log in and order a gift card right now with no problem. I think this is a total abuse of the rewards program. How in the world can a gift card be on ...Show More
Jason C.
Oct 24, 2017
May or may not recommend
Zero stars, complete rip-off. False charges and an insane interest rate. Go with comenity bank if you plan on possibly destroying your credit or if you would like to give all your money away rather than save it. Might as well burn it, DO NOT GET THIS CARD!!!!
U
Anonymous
Jul 12, 2017
May or may not recommend
The website for payment is HORRIBLE!! It does not recognize anything. I have called customer service plenty of times... And the excuse I get is that there is a glitch in the system, when I log on...I would like to make a payment..... When is someone going to fix the glitch Very UNPROFESSIONAL!!
U
Anonymous
Mar 7, 2017
May or may not recommend
awful card. 9 dollars to pay by phone. the credit number listed doesnt have an autopay by phone option. no one answers they refuse to let you pay by phone without a fee high interest rate. never again will i shop using this card or comenity. couldnt find my statement so no account number handy to pay online. customer service for comebity refused to help set it up.
U
Anonymous
Dec 15, 2016
May or may not recommend
This card is definitely good if you want to give your money away. The One sided bank agreement is not in favor of the consumer. The highest interest rate I have seen. If you make a duplicate payment by mistake, you cannot get your money back. You just have more credit at the store. If the primary card holder wants to talk to a representative, the charge is $9. ...Show More
U
Anonymous
Nov 22, 2016
May or may not recommend
CRAP! downright crap! Started my limit at 1,000$, no problem had for about a year, know my cash back was ONLY store credit, but my fiancé is an avid fisherman and hunter. After one year I requested a credit increase limit and was denied, not only was I denied but my limit was DECREASED! Nevermind I always paid off my balance in FULL in the past year. Every month like ...Show More
U
Anonymous
Aug 26, 2016
May or may not recommend
They didnt send the Bill on time, and tack on huge penalties for being late. A agreed to get the card to get a discount on My Purchase. That $90 dollar I purchased has cost Me over $150 now, and My new ballance is $78. I only used the card once ! Bottom line is THEY SUCK !
U
Anonymous
Jul 12, 2016
May or may not recommend
Gander Mountain Cards are a scam!!! I tried paying my first balance and received a rejection from account I never even gave them ($27.00) and to navigate through their recording is a nightmare "I'm sorry I didn't understand you"!!! I thought if I close my account I would receive a live person, no chance!!! When you select close account, it closes your account with no questions asked (you just ...Show More
U
Anonymous
May 6, 2016
May or may not recommend
1. Statement Closing Date is *NOT* prominently displayed or even available on their web interface.
2. The main screen may say "No Payment Due", but if you go to make a payment there will be a due date. That is as close to knowing your statement closing date.
3. Items are extremely slow to post and be updated on the web interface. This means you could pay your balance in full one ...Show More
U
Anonymous
May 1, 2015
May or may not recommend
This card is definitely good if you like outdoor sports, because you do get some perks as a Gander MTN customer. There are other things about the card that aren't so great, however, including the interest rate which is supposed to be as low as 16.99 percent but it was the top amount for me, even though my credit isn't all that bad.
U
Anonymous
May 1, 2015
May or may not recommend
Read the fine print and the big print before you get yourself one of these cards. The interest rate is really high--nearly 25%, so beware! I found out not because I didn't pay it off in time (or try to), but because they taking forever to post your payment. As a result, I got a late charge and was hit with this horrible interest rate. I paid it off and ...Show More
U
Anonymous
Feb 25, 2015
May or may not recommend
I got this credit card in December of last year primarily for my business travel. I travel often and there is usually a rolling balance from when I arrange all my travel, to when I take the trip and when I receive my expenses back from my company. What I have found is that their policy is that it can take up to 15 business days for a ...Show More
Showing 16 of 16 reviews
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