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Last Updated: 07/28/2025

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Gander Mountain Mastercard from Comenity Bank

in Credit Cards from Comenity Bank

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Gander Mountain Mastercard from Comenity Bank logo
Strongly not recommended16 total votes
16 users don't recommend
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Highlights

Community Rating

Strongly not recommended

Purchase APR (Variable APR)

16.99% - 24.99%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

Starting at 24.99%(Verified 06/21/2024)
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Credit Score Range

700 - 850

Annual Fee

$0

Number of Reviews

16

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Gander Mountain Mastercard from Comenity Bank Review

This is a rewards card issued by Comenity Bank. If you're wondering whether Gander Mountain Mastercard from Comenity Bank is the right card for you, read on.

Key Takeaways

  • APRs: Gander Mountain Mastercard from Comenity Bank has a variable regular purchase APR that ranges from 16.99% up to 24.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Good or excellent credit required. You will have low approval odds if your credit score is below good.

Pros & Cons of Gander Mountain credit card

Gander Mountain credit card FAQ

Does Gander Mountain credit card have a cash back or rewards program?

Gander Mountain credit card is a rewards card.

Does Gander Mountain credit card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Gander Mountain credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Gander Mountain credit card benefits?

Gander Mountain Mastercard from Comenity Bank provides the following benefits:
  • Emergency Support
  • Zero fraud liability

What are the relevant APRs for Gander Mountain credit card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
Gander Mountain Mastercard from Comenity Bank has a variable purchase APR that ranges from 16.99% up to 24.99%. The card has a variable balance transfer APR starting at 24.99% .
Note that late payments are subject to an APR of 24.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Gander Mountain credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Gander Mountain credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Gander Mountain credit card?

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee of up to $35 .

Does Gander Mountain credit card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Gander Mountain credit card?

The customer service number for Gander Mountain credit card is (185) 579-69632.

How do people rate the customer service and user experience of Gander Mountain credit card?

Overall, Gander Mountain credit card is strongly not recommended based on community reviews that rate customer service and user experience.

Does Comenity Bank perform a hard credit pull?

Yes, Gander Mountain credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Gander Mountain credit card

  • Visit the website of Gander Mountain credit card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020
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Hours of Operation

Sunday
9:00AM - 5:00PM
Monday
7:00AM - 11:00PM
Tuesday
7:00AM - 11:00PM
Wednesday
7:00AM - 11:00PM
Thursday
7:00AM - 11:00PM
Friday
7:00AM - 11:00PM
Saturday
9:00AM - 5:00PM

Other Services by Comenity Bank