SuperMoney 
  Commerce Bank Special Connections Rewards Visa

Commerce Bank Special Connections Rewards Visa

in Personal Credit Cards from Commerce Bank

Unaffiliated

Commerce Bank Special Connections Rewards Visa

Unaffiliated

in Personal Credit Cards from Commerce Bank

SuperMoney Net Recommendation Score +100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly recommended

1 user recommends
0 users are unsure
0 users don't recommend
Cast your vote
Cast your vote

Would you recommend Commerce Bank Special Connections Rewards Visa to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating Strongly recommended
Annual Fee $0
Purchase APR (Variable APR) 11.74% - 21.74%
Balance Transfer APR (Variable APR) 11.74% - 21.74%
Credit Score Range 700 - 850

Overview

Who is Commerce Bank Special Connections Rewards Visa designed for?

What are the relevant APRs for Commerce Bank Special Connections Rewards Visa?

Commerce Bank Special Connections Rewards Visa has a variable purchase APR that ranges from 11.74% up to 21.74%. The card has a variable balance transfer APR that ranges from 11.74% up to 21.74%.

It also has a variable cash advance APR starting at 26.74%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Commerce Bank Special Connections Rewards Visa have an introductory APR offer?

Yes, Commerce Bank Special Connections Rewards Visa offers an introductory APR rate on balance transfers of 0% for a period of 12 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.

Commerce Bank Special Connections Rewards Visa Rates & Terms
Purchase APR 11.74% - 21.74%
Balance Transfer APR 11.74% - 21.74%
Cash Advance APR Starting at 26.74%
Penalty APR 28.74%

What are the Commerce Bank Special Connections Rewards Visa fees?

The following fees apply to Commerce Bank Special Connections Rewards Visa:

  • There is no annual fee.
  • A late payment penalty of up to $37.
  • Commerce Bank Special Connections Rewards Visa does not charge a returned payment fee.
  • There is no overlimit fee

Does Commerce Bank Special Connections Rewards Visa have a foreign transaction fee?

Commerce Bank Special Connections Rewards Visa charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.
Commerce Bank Special Connections Rewards Visa Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 2%
Balance Transfer Fee 5%
Minimum Balance Transfer Fee $10
Returned Payment Fee $0
Late Payment Fee $37

Is there a Commerce Bank Special Connections Rewards Visa cash back or rewards program?

Commerce Bank Special Connections Rewards Visa offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Internet, Cable, Phone
  • Every Purchase
  • Gas
  • Restaurants

Does Commerce Bank Special Connections Rewards Visa have a signup bonus?

Commerce Bank Special Connections Rewards Visa doesn't offer a cash signup bonus.

Does Commerce Bank Special Connections Rewards Visa offer an annual loyalty bonus?

Commerce Bank Special Connections Rewards Visa doesn't offer a cash loyalty bonus.

What are the Commerce Bank Special Connections Rewards Visa benefits?

Commerce Bank Special Connections Rewards Visa provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • ID Theft Protection
  • Reports to major credit bureaus

Does Commerce Bank Special Connections Rewards Visa report your account activity to credit bureaus?

Commerce Bank Special Connections Rewards Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Commerce Bank Special Connections Rewards Visa

  • Visit the Commerce Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Returned Payment Fee $0
Grace Period for Late Payment (Days) 25
Over-Limit Fee $0
Annual Fee $0
No Annual Fee  
Minimum Interest Charge $2.50
Late Fee Amount $37
Balance Transfer Fee % 5%
Balance Transfer Fee Minimum $10
Foreign Currency Transaction Fee 2%
Minimum Age 18
Co-signing Allowed  
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Fraud Liability  
Travel Insurance  
Emergency Support  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Identity Theft Protection
All Other Purchases 2% & 3% Cash Back
Rewards Categories
  • Every Purchase
  • Gas
  • Internet / Cable / Phone
  • Restaurants
Purchase APR (Variable APR) 11.74% - 21.74%
Cash Advance APR (Variable APR) Starting at 26.74%
Balance Computation Daily Balance (including new Purchases and Fees)
Penalty APR 28.74%
Introductory Rate 0%
Balance Transfer APR (Variable APR) 11.74% - 21.74%
Introductory Rate 0%
Intro APR period (months) 12

Reviews

 
 

Would you recommend Commerce Bank Special Connections Rewards Visa to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Commerce Bank Personal Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

Commerce Bank Special Connections Visa Signature®
Annual Fee $0 Annual Fee
Purchase APR 11.74% - 21.74%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 11.74% - 21.74%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850