Commerce Bank Special Connections Rewards Visa
in Personal Credit Cards from Commerce Bank
UnaffiliatedCommerce Bank Special Connections Rewards Visa
in Personal Credit Cards from Commerce Bank
Would you recommend Commerce Bank Special Connections Rewards Visa to your friends?
| Community Rating | Strongly recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 11.74% - 21.74% |
| Balance Transfer APR (Variable APR) | 11.74% - 21.74% |
| Credit Score Range | 700 - 850 |
Overview
Who is Commerce Bank Special Connections Rewards Visa designed for?
What are the relevant APRs for Commerce Bank Special Connections Rewards Visa?
Commerce Bank Special Connections Rewards Visa has a variable purchase APR that ranges from 11.74% up to 21.74%. The card has a variable balance transfer APR that ranges from 11.74% up to 21.74%.
It also has a variable cash advance APR starting at 26.74%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Commerce Bank Special Connections Rewards Visa have an introductory APR offer?
Yes, Commerce Bank Special Connections Rewards Visa offers an introductory APR rate on balance transfers of 0% for a period of 12 months.
This card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.
| Purchase APR | 11.74% - 21.74% |
| Balance Transfer APR | 11.74% - 21.74% |
| Cash Advance APR | Starting at 26.74% |
| Penalty APR | 28.74% |
What are the Commerce Bank Special Connections Rewards Visa fees?
The following fees apply to Commerce Bank Special Connections Rewards Visa:
- There is no annual fee.
- A late payment penalty of up to $37.
- Commerce Bank Special Connections Rewards Visa does not charge a returned payment fee.
- There is no overlimit fee
Does Commerce Bank Special Connections Rewards Visa have a foreign transaction fee?
Commerce Bank Special Connections Rewards Visa charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% |
| Balance Transfer Fee | 5% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | $0 |
| Late Payment Fee | $37 |
Is there a Commerce Bank Special Connections Rewards Visa cash back or rewards program?
Commerce Bank Special Connections Rewards Visa offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:
- Internet, Cable, Phone
- Every Purchase
- Gas
- Restaurants
Does Commerce Bank Special Connections Rewards Visa have a signup bonus?
Commerce Bank Special Connections Rewards Visa doesn't offer a cash signup bonus.Does Commerce Bank Special Connections Rewards Visa offer an annual loyalty bonus?
Commerce Bank Special Connections Rewards Visa doesn't offer a cash loyalty bonus.What are the Commerce Bank Special Connections Rewards Visa benefits?
Commerce Bank Special Connections Rewards Visa provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Fraud Liability
- ID Theft Protection
- Reports to major credit bureaus
Does Commerce Bank Special Connections Rewards Visa report your account activity to credit bureaus?
Commerce Bank Special Connections Rewards Visa reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for Commerce Bank Special Connections Rewards Visa
- Visit the Commerce Bank .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
1000 Walnut
Kansas City, MO 64141 USA - (800) 892-7100
- Visit Site
Other Services by Commerce Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Returned Payment Fee | $0 |
| Grace Period for Late Payment (Days) | 25 |
| Over-Limit Fee | $0 |
| Annual Fee | $0 |
| No Annual Fee | |
| Minimum Interest Charge | $2.50 |
| Late Fee Amount | $37 |
| Balance Transfer Fee % | 5% |
| Balance Transfer Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 2% |
Reviews
Would you recommend Commerce Bank Special Connections Rewards Visa to your friends?
Other Personal Credit Cards
Commerce Bank Personal Credit Cards
Annual Fee
$0
Purchase APR
11.74% - 21.74%
Balance Transfer APR
11.74% - 21.74%
Credit Score Range
700 - 850
