SuperMoney 
  Commerce Bank Special Connections Visa Signature®

Commerce Bank Special Connections Visa Signature®

in Personal Credit Cards from Commerce Bank

Unaffiliated

Commerce Bank Special Connections Visa Signature®

Unaffiliated

in Personal Credit Cards from Commerce Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Commerce Bank Special Connections Visa Signature® to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Annual Fee $0
Purchase APR (Variable APR) 11.74% - 21.74%
Balance Transfer APR (Variable APR) 11.74% - 21.74%
Credit Score Range 700 - 850

Overview

Who is Commerce Bank Special Connections Visa Signature® designed for?

What are the relevant APRs for Commerce Bank Special Connections Visa Signature®?

Commerce Bank Special Connections Visa Signature® has a variable purchase APR that ranges from 11.74% up to 21.74%. The card has a variable balance transfer APR that ranges from 11.74% up to 21.74%.

It also has a variable cash advance APR starting at 26.74%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Commerce Bank Special Connections Visa Signature® have an introductory APR offer?

Yes, Commerce Bank Special Connections Visa Signature® offers an introductory APR rate on balance transfers of 0% for a period of 12 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.

Commerce Bank Special Connections Visa Signature® Rates & Terms
Purchase APR 11.74% - 21.74%
Balance Transfer APR 11.74% - 21.74%
Cash Advance APR Starting at 26.74%
Penalty APR 28.74%

What are the Commerce Bank Special Connections Visa Signature® fees?

The following fees apply to Commerce Bank Special Connections Visa Signature®:

  • There is no annual fee.
  • A late payment penalty of up to $37.
  • Commerce Bank Special Connections Visa Signature® does not charge a returned payment fee.
  • There is no overlimit fee

Does Commerce Bank Special Connections Visa Signature® have a foreign transaction fee?

Commerce Bank Special Connections Visa Signature® charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.
Commerce Bank Special Connections Visa Signature® Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 2%
Balance Transfer Fee 5%
Minimum Balance Transfer Fee $10
Returned Payment Fee $0
Late Payment Fee $37

Is there a Commerce Bank Special Connections Visa Signature® cash back or rewards program?

Commerce Bank Special Connections Visa Signature® offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase

Does Commerce Bank Special Connections Visa Signature® have a signup bonus?

Commerce Bank Special Connections Visa Signature® doesn't offer a cash signup bonus.

Does Commerce Bank Special Connections Visa Signature® offer an annual loyalty bonus?

Commerce Bank Special Connections Visa Signature® doesn't offer a cash loyalty bonus.

What are the Commerce Bank Special Connections Visa Signature® benefits?

Commerce Bank Special Connections Visa Signature® provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

Does Commerce Bank Special Connections Visa Signature® report your account activity to credit bureaus?

Commerce Bank Special Connections Visa Signature® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Commerce Bank Special Connections Visa Signature®

  • Visit the Commerce Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Returned Payment Fee $0
Grace Period for Late Payment (Days) 25
Over-Limit Fee $0
Annual Fee $0
No Annual Fee  
Minimum Interest Charge $2.50
Late Fee Amount $37
Balance Transfer Fee % 5%
Balance Transfer Fee Minimum $10
Foreign Currency Transaction Fee 2%
Minimum Age 18
Co-signing Allowed  
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Fraud Liability  
Travel Insurance  
Emergency Support  
Free FICO Score  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Travel Assistance
Every Purchase 1% Cash Back for every dollar in Net Merchandise Purchases
Rewards Categories
  • Every Purchase
Purchase APR (Variable APR) 11.74% - 21.74%
Cash Advance APR (Variable APR) Starting at 26.74%
Balance Computation Daily Balance (including new Purchases and Fees)
Penalty APR 28.74%
Introductory Rate 0%
Balance Transfer APR (Variable APR) 11.74% - 21.74%
Introductory Rate 0%
Intro APR period (months) 12

Be the first to rate

 
 

Would you recommend Commerce Bank Special Connections Visa Signature® to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Commerce Bank Personal Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

Commerce Bank Special Connections Rewards Visa

Commerce Bank Special Connections Rewards Visa

1
 
 
1 total votes
Annual Fee $0 Annual Fee
Purchase APR 11.74% - 21.74%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 11.74% - 21.74%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850