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  Commerce Bank of Washington Visa Platinum Credit Card
Commerce Bank of Washington Visa Platinum Credit Card
in Credit Cards from Commerce Bank of Washington
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Commerce Bank of Washington Visa Platinum Credit Card

Unaffiliated
in Credit Cards from Commerce Bank of Washington
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Highlights
Purchase APR 14.04%
Balance Transfer APR N/A
Credit Score Range 600 - 850
Annual Fee $25

Commerce Bank of Washington Visa Platinum Credit Card Review

This is a credit card issued by Commerce Bank of Washington. If you're wondering whether Commerce Bank of Washington Visa Platinum Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Commerce Bank of Washington Visa Platinum Credit Card has a variable purchase APR of 14.04%
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Commerce Bank of Washington Visa Platinum Credit Card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • Considers applicants with fair credit.
  • Commerce Bank of Washington Visa Platinum Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $25
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Commerce Bank of Washington Visa Platinum Credit Card FAQ

Does Commerce Bank of Washington Visa Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Commerce Bank of Washington Visa Platinum Credit Card benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Commerce Bank of Washington Visa Platinum Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Commerce Bank of Washington Visa Platinum Credit Card has a variable purchase APR of 14.04%. It also has a variable cash advance APR of 14.04% .

Does Commerce Bank of Washington Visa Platinum Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Commerce Bank of Washington Visa Platinum Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Commerce Bank of Washington Visa Platinum Credit Card?

The following fees apply:

Commerce Bank of Washington Visa Platinum Credit Card Fees
Fees Amount
Annual Fee $25
Foreign Transaction Fee 1%
Returned Payment Fee $35
Late Payment Fee $25

Does Commerce Bank of Washington Visa Platinum Credit Card have a foreign transaction fee?

Commerce Bank of Washington Visa Platinum Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Commerce Bank of Washington Visa Platinum Credit Card?

The support contact email for Commerce Bank of Washington Visa Platinum Credit Card is client.services@tcbwa.com.

What is the Commerce Bank of Washington Visa Platinum Credit Card login page?

You can access the Commerce Bank of Washington Visa Platinum Credit Card login page here.

How do people rate the customer service and user experience of Commerce Bank of Washington Visa Platinum Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Commerce Bank of Washington Visa Platinum Credit Card report your account activity to credit bureaus?

Yes, Commerce Bank of Washington Visa Platinum Credit Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Commerce Bank of Washington Visa Platinum Credit Card

  • Visit the Commerce Bank of Washington Visa Platinum Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

About Commerce Bank of Washington Visa Platinum Credit Card

Availability

  Available in 1 state
Washington
Availabile in all of Washington

Feature Breakdown

Minimum Interest Charge $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $3
Cash Advance Fee (%) Up to 2%
Minimum Cash Advance Fee ($) $3 - $50
Foreign Currency Transaction Fee 1%
Annual Fee $25
Returned Payment Fee $35
Late Fee Amount $25
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Fraud Liability
Cash Advance APR 14.04%
Balance Computation average daily balance (including new purchases)
Purchase APR 14.04%
Card Type
  • Balance Transfer
Card Network Visa

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