Community Choice CU Iowa Standard Mastercard
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| Purchase APR (Variable APR) | Starting at 12.75% |
| Balance Transfer APR (Variable APR) | Starting at 12.75% |
| Credit Score Range | 300 - 850 |
| Annual Fee | N/A |
Community Choice CU Iowa Standard Mastercard Review
This is a cashback credit card issued by Community Choice Credit Union of Iowa. If you're wondering whether Community Choice CU Iowa Standard Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.00% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Community Choice CU Iowa Standard Mastercard
| The Good | The Bad |
|---|---|
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Community Choice CU Iowa Standard Mastercard FAQ
Does Community Choice CU Iowa Standard Mastercard have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Community Choice CU Iowa Standard Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Community Choice CU Iowa Standard Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Community Choice CU Iowa Standard Mastercard benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Community Choice CU Iowa Standard Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Community Choice CU Iowa Standard Mastercard has a variable purchase APR starting at 12.75% . The card has a variable balance transfer APR starting at 12.75% . It also has a variable cash advance APR starting at 12.75% .
Does Community Choice CU Iowa Standard Mastercard have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 4.99%
| Description | |
|---|---|
| Balance Transfer Introductory APR | 4.99% |
| Balance Transfer APR | Starting at 12.75% |
Does Community Choice CU Iowa Standard Mastercard have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 12.75% |
This card does offer an intro APR rate of 12.75% on qualified purchases
What are the fees for Community Choice CU Iowa Standard Mastercard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1.00% |
Does Community Choice CU Iowa Standard Mastercard have a foreign transaction fee?
Community Choice CU Iowa Standard Mastercard charges a foreign transaction fee of 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Community Choice CU Iowa Standard Mastercard?
The Community Choice CU Iowa Standard Mastercard customer service number is (515) 334-8100.
What is the support contact email for Community Choice CU Iowa Standard Mastercard?
The support contact email for Community Choice CU Iowa Standard Mastercard is onlinefraud@comchoicecu.org.
What is the Community Choice CU Iowa Standard Mastercard login page?
You can access the Community Choice CU Iowa Standard Mastercard login page here.
How do people rate the customer service and user experience of Community Choice CU Iowa Standard Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Community Choice CU Iowa Standard Mastercard report your account activity to credit bureaus?
Yes, Community Choice CU Iowa Standard Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Community Choice CU Iowa Standard Mastercard
- Visit the Community Choice CU Iowa Standard Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
700 E Lyon Street
Des Moines, IA 50309 USA - (515) 334-8100
- Visit Site
- Email Support
About Community Choice CU Iowa Standard Mastercard
Availability
Feature Breakdown
| Introductory Rate | 12.75% |
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