Community Choice Credit Union of Iowa Visa Classic
in Personal Credit Cards from Community Choice Credit Union of Iowa
UnaffiliatedCommunity Choice Credit Union of Iowa Visa Classic
in Personal Credit Cards from Community Choice Credit Union of Iowa
Not enough votes for recommendation
Would you recommend Community Choice Credit Union of Iowa Visa Classic to your friends?
| Purchase APR (Variable APR) | Starting at 12.75% |
| Balance Transfer APR (Variable APR) | Starting at 12.75% |
| Credit Score Range | 600 - 800 |
| Annual Fee | N/A |
Community Choice Credit Union of Iowa Visa Classic Review
This is a secured credit card rewards credit card issued by Community Choice Credit Union of Iowa. If you're wondering whether Community Choice Credit Union of Iowa Visa Classic is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above600.
| The Good | The Bad |
|---|---|
|
|
Does Community Choice Credit Union of Iowa Visa Classic have a cash back or rewards program?
Community Choice Credit Union of Iowa Visa Classic is a travel rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Community Choice Credit Union of Iowa Visa Classic have a signup bonus?
This card doesn't offer a cash signup bonus.Does Community Choice Credit Union of Iowa Visa Classic offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Community Choice Credit Union of Iowa Visa Classic benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Price Protection
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Community Choice Credit Union of Iowa Visa Classic?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR starting at 12.75% . The card has a variable balance transfer APR starting at 12.75% . It also has a variable cash advance APR starting at 12.75% .
Does Community Choice Credit Union of Iowa Visa Classic have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 4.99% for a period of up to 10 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 4.99% |
| Balance Transfer Intro APR Period | 10 months |
| Balance Transfer APR | Starting at 12.75% |
Does Community Choice Credit Union of Iowa Visa Classic have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 4.99% |
| Purchase Intro APR Period | 10 months |
This card does offer an intro APR rate of 4.99% on qualified purchases for a period of up to 10 months.
What are the fees for Community Choice Credit Union of Iowa Visa Classic?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1% |
Does Community Choice Credit Union of Iowa Visa Classic have a foreign transaction fee?
Community Choice Credit Union of Iowa Visa Classic charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Community Choice Credit Union of Iowa Visa Classic?
The Community Choice Credit Union of Iowa Visa Classic customer service number is (515) 334-8100.
Does Community Choice Credit Union of Iowa Visa Classic report your account activity to credit bureaus?
Yes, Community Choice Credit Union of Iowa Visa Classic reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Community Choice Credit Union of Iowa Visa Classic
- Visit the Community Choice Credit Union of Iowa Visa Classic website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
700 E Lyon Street
Des Moines, IA 50309 - (515) 334-8100
- Visit Site
About Community Choice Credit Union of Iowa Visa Classic
Availability
Feature Breakdown
| Every Purchase (Points) | How to Avoid Paying Interest on Purchases. Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. |
Be the first to rate
Would you recommend Community Choice Credit Union of Iowa Visa Classic to your friends?
Other Personal Credit Cards
Community Choice Credit Union of Iowa Personal Credit Cards
- Bankers' Bank of Kansas Community Banker VISA
- Credit Human Federal Credit Union Spurs Rewards Mastercard
- Dayton Tire and Auto Service Center Credit Card
- First Source Federal Credit Union Visa Platinum Credit Card
- FivePoint Credit Union Signature Visa Credit Card
- Hilton Honors American Express Aspire Credit Card
- Monroe County Community Credit Union Mastercard Platinum Reward
- New England Federal Credit Union Visa Explorer Rewards Credit Card
- Ramona Tire and Service Centers Credit Card
- Renasant Bank Visa® Platinum Card
- Ted Wiens Complete Auto Service Credit Card
- US Bank Visa Platinum Card
