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Community Choice Credit Union of Iowa Visa ClassicNot Currently Available
Community Choice Credit Union of Iowa Visa Classic
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Purchase APR (Variable APR) | Starting at 12.75% |
Balance Transfer APR (Variable APR) | Starting at 12.75% |
Credit Score Range | 600 - 800 |
Annual Fee | N/A |
Community Choice Credit Union of Iowa Visa Classic Review
Community Choice Credit Union of Iowa Visa Classic is no longer available to new customers on SuperMoney. Click here to compare Credit Cards and quickly find the best options for your needs. |
This is a secured credit card rewards card issued by Community Choice Credit Union of Iowa. If you're wondering whether https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard is the right card for you, read on.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard
The Good | The Bad |
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https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard FAQ
Does https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard have a cash back or rewards program?
https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard is a travel rewards card.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Price Protection
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Community Choice Credit Union of Iowa Visa Classic has a variable purchase APR starting at 12.75% . The card has a variable balance transfer APR starting at 12.75% . It also has a variable cash advance APR starting at 12.75% .
Does https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 4.99% for a period of up to 10 months.
Description | |
---|---|
Balance Transfer Introductory APR | 4.99% |
Balance Transfer Intro APR Period | 10 months |
Balance Transfer APR | Starting at 12.75% |
Does https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 4.99% |
Purchase Intro APR Period | 10 months |
This card does offer an intro APR rate of 4.99% on qualified purchases for a period of up to 10 months.
What are the fees for https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | |
Foreign Transaction Fee | 1% |
Does https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard have a foreign transaction fee?
https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard?
The https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard customer service number is (515) 334-8100.
What is the support contact email for https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard?
The support contact email for https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard is onlinefraud@comchoicecu.org.
What is the https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard login page?
You can access the https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard login page here.
How do people rate the customer service and user experience of https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Community Choice Credit Union of Iowa Visa Classic report your account activity to credit bureaus?
Yes, Community Choice Credit Union of Iowa Visa Classic reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard
- Visit the https://www.supermoney.com/reviews/personal-credit-cards/community-choice-credit-union-of-iowa-standard-mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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Johnston, IA 50131 USA - (515) 334-8100
- Visit Site
- Email Support
About Community Choice Credit Union of Iowa Visa Classic
Availability
Feature Breakdown
Introductory Rate | 4.99% |
Purchase Intro APR Period (Variable APR) | 10 months |
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