Community Choice Credit Union of Iowa Visa Classic
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| Purchase APR (Variable APR) | Starting at 12.75% |
| Balance Transfer APR (Variable APR) | Starting at 12.75% |
| Credit Score Range | 600 - 800 |
| Annual Fee | N/A |
Community Choice Credit Union of Iowa Visa Classic Review
This is a secured credit card rewards credit card issued by Community Choice Credit Union of Iowa. If you're wondering whether Community Choice Credit Union of Iowa Visa Classic is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
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Does Community Choice Credit Union of Iowa Visa Classic have a cash back or rewards program?
Community Choice Credit Union of Iowa Visa Classic is a travel rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Community Choice Credit Union of Iowa Visa Classic have a signup bonus?
This card doesn't offer a cash signup bonus.Does Community Choice Credit Union of Iowa Visa Classic offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Community Choice Credit Union of Iowa Visa Classic benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Price Protection
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Community Choice Credit Union of Iowa Visa Classic?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Community Choice Credit Union of Iowa Visa Classic has a variable purchase APR starting at 12.75% . The card has a variable balance transfer APR starting at 12.75% . It also has a variable cash advance APR starting at 12.75% .
Does Community Choice Credit Union of Iowa Visa Classic have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 4.99% for a period of up to 10 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 4.99% |
| Balance Transfer Intro APR Period | 10 months |
| Balance Transfer APR | Starting at 12.75% |
Does Community Choice Credit Union of Iowa Visa Classic have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 4.99% |
| Purchase Intro APR Period | 10 months |
This card does offer an intro APR rate of 4.99% on qualified purchases for a period of up to 10 months.
What are the fees for Community Choice Credit Union of Iowa Visa Classic?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1% |
Does Community Choice Credit Union of Iowa Visa Classic have a foreign transaction fee?
Community Choice Credit Union of Iowa Visa Classic charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Community Choice Credit Union of Iowa Visa Classic?
The support contact email for Community Choice Credit Union of Iowa Visa Classic is onlinefraud@comchoicecu.org.
What is the Community Choice Credit Union of Iowa Visa Classic login page?
You can access the Community Choice Credit Union of Iowa Visa Classic login page here.
How do people rate the customer service and user experience of Community Choice Credit Union of Iowa Visa Classic?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Community Choice Credit Union of Iowa Visa Classic report your account activity to credit bureaus?
Yes, Community Choice Credit Union of Iowa Visa Classic reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Community Choice Credit Union of Iowa Visa Classic
- Visit the Community Choice Credit Union of Iowa Visa Classic website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
700 E Lyon Street
Des Moines, IA 50309 USA - Visit Site
- Email Support
About Community Choice Credit Union of Iowa Visa Classic
Availability
Feature Breakdown
| Introductory Rate | 4.99% |
| Purchase Intro APR Period (Variable APR) | 10 months |
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