Community Choice Credit Union of Iowa Visa Platinum
in Personal Credit Cards from Community Choice Credit Union of Iowa
UnaffiliatedCommunity Choice Credit Union of Iowa Visa Platinum
in Personal Credit Cards from Community Choice Credit Union of Iowa
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Purchase APR (Variable APR) | Starting at 10.25% |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 600 - 850 |
Annual Fee | N/A |
Community Choice Credit Union of Iowa Visa Platinum Review
Community Choice Credit Union of Iowa Visa Platinum is a cashback credit card issued by Community Choice Credit Union of Iowa. If you're wondering whether Community Choice Credit Union of Iowa Visa Platinum is the right card for you, read on. This is everything you need to know to make a good choice.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above600.
The Good | The Bad |
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Is there a Community Choice Credit Union of Iowa Visa Platinum cash back or rewards program?
Community Choice Credit Union of Iowa Visa Platinum is a cashback card. This means you earn a percentage of your purchase as a cash reward.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Community Choice Credit Union of Iowa Visa Platinum have a signup bonus?
Community Choice Credit Union of Iowa Visa Platinum doesn't offer a cash signup bonus.Does Community Choice Credit Union of Iowa Visa Platinum offer an annual loyalty bonus?
Community Choice Credit Union of Iowa Visa Platinum doesn't offer a cash loyalty bonus.What are the Community Choice Credit Union of Iowa Visa Platinum benefits?
Community Choice Credit Union of Iowa Visa Platinum provides the following benefits:
- Emergency Support
- Trip Cancellation Insurance
- Price Protection
- Travel Accident Insurance
- Cellular Telephone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Community Choice Credit Union of Iowa Visa Platinum?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Community Choice Credit Union of Iowa Visa Platinum has lower than average purchase APRs.Community Choice Credit Union of Iowa Visa Platinum has a variable purchase APR starting at 10.25% . It also has a variable cash advance APR starting at 10.25% .
Does Community Choice Credit Union of Iowa Visa Platinum have an introductory APR offer on balance transfers?
Yes, Community Choice Credit Union of Iowa Visa Platinum offers an introductory APR rate on balance transfers of 10.25%
Description | |
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Balance Transfer Introductory APR | 10.25% |
Does Community Choice Credit Union of Iowa Visa Platinum have an introductory APR offer on new purchases?
Description | |
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Introductory Rate | 4.99% |
Purchase Intro APR Period | 10 months |
This card does offer an introductory APR rate of 4.99% on qualified purchases for a period of up to 10 months.
What are the fees for Community Choice Credit Union of Iowa Visa Platinum?
The following fees apply to Community Choice Credit Union of Iowa Visa Platinum:
Fees | Amount |
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Annual Fee | |
Foreign Transaction Fee | 1% |
Returned Payment Fee | up to $27.00 |
Late Payment Fee | up to $15 |
Does Community Choice Credit Union of Iowa Visa Platinum have a foreign transaction fee?
Community Choice Credit Union of Iowa Visa Platinum charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Community Choice Credit Union of Iowa Visa Platinum report your account activity to credit bureaus?
Yes, Community Choice Credit Union of Iowa Visa Platinum reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Community Choice Credit Union of Iowa Visa Platinum
- Visit the Community Choice Credit Union of Iowa Visa Platinum website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
700 E Lyon Street
Des Moines, IA 50309 - (515) 334-8100
- Visit Site
About Community Choice Credit Union of Iowa Visa Platinum

Availability
Feature Breakdown
Introductory Rate | 4.99% |
Purchase Intro APR Period (Variable APR) | 10 months |
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