Community FCU Michigan Platinum Rewards Mastercard
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
| Purchase APR (Fixed APR) | 8.99% - 18.00% |
| Balance Transfer APR (Fixed APR) | 8.99% - 18.00% |
| Credit Score Range | 600 - 850 |
| Annual Fee | N/A |
Community FCU Michigan Platinum Rewards Mastercard Review
This is a rewards card issued by Community Financial Credit Union of Michigan. If you're wondering whether Community FCU Michigan is the right card for you, read on.
Key Takeaways
- Competitive APRs. Community FCU Michigan Platinum Rewards Mastercard has a fixed purchase APR that ranges from 8.99% up to 18.00%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of .9% every time you make a transaction outside the U.S.
- Gas rewards. on eligible fuel purchases.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Community FCU Michigan
| The Good | The Bad |
|---|---|
|
|
Community FCU Michigan FAQ
Does Community FCU Michigan have a cash back or rewards program?
Community FCU Michigan is a travel rewards card.
| Minimum rewards rate | 1 point per dollar spentx |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Community FCU Michigan have a signup bonus?
This card doesn't offer a cash signup bonus.Does Community FCU Michigan offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Community FCU Michigan benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Community FCU Michigan?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Community FCU Michigan Platinum Rewards Mastercard has a fixed purchase APR that ranges from 8.99% up to 18.00%. The card has a fixed balance transfer APR that ranges from 8.99% up to 18.00%. It also has a fixed cash advance APR that ranges from 8.99% up to 18.00%. Note that late payments are subject to an APR of 18.00% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Community FCU Michigan have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Community FCU Michigan have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Community FCU Michigan?
The following fees apply:
- An overlimit fee of $35.00.
| Fees | Amount |
|---|---|
| Annual Fee | |
| Overlimit Fee | $35.00 |
| Foreign Transaction Fee | .9% |
| Returned Payment Fee | up to $12 |
| Late Payment Fee | up to $35 |
Does Community FCU Michigan have a foreign transaction fee?
Community FCU Michigan charges a foreign transaction fee of .9%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $18. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Community FCU Michigan?
The Community FCU Michigan customer service number is (877) 937-2328.
What is the support contact email for Community FCU Michigan?
The support contact email for Community FCU Michigan is cumail@cfcu.org.
What is the Community FCU Michigan login page?
You can access the Community FCU Michigan login page here.
How do people rate the customer service and user experience of Community FCU Michigan?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Community FCU Michigan Platinum Rewards Mastercard report your account activity to credit bureaus?
Yes, Community FCU Michigan Platinum Rewards Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Community FCU Michigan
- Visit the Community FCU Michigan website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
P.O. Box 8050
Plymouth, MI 48170 USA - (877) 937-2328
- Visit Site
- Email Support
Other Services by Community Financial Credit Union of Michigan
Availability
Feature Breakdown
| Foreign Currency Transaction Fee | 0.9% |
| Over-Limit Fee | $35.00 |
| No Interest Grace Period for Late Payment | 28 days |
| Returned Payment Fee | Up to $12 |
| Late Fee Amount | Up to $35 |
Be the first to rate
Would you recommend Community FCU Michigan Platinum Rewards Mastercard to your friends?
Other Credit Cards
Community Financial Credit Union of Michigan Credit Cards
- AEELA Maximum MasterCard
- Bank of America World Wildlife Fund
- Buckle Credit Card
- Centris FCU Visa Signature® Credit Card
- Cerulean Credit Card
- Chase Sapphire Reserve Visa
- DX Engineering Supercard
- Exchange Bank and Trust Visa® Classic
- INTRUST Bank Visa Signature Real Rewards Card
- Ollo Rewards Mastercard
- Pacific Service CU Visa Platinum Credit Card
- United Gateway Credit Card
