Community Financial Credit Union of Michigan Platinum Rewards Mastercard
in Personal Credit Cards from Community Financial Credit Union of Michigan
UnaffiliatedCommunity Financial Credit Union of Michigan Platinum Rewards Mastercard
in Personal Credit Cards from Community Financial Credit Union of Michigan
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| Purchase APR (Fixed APR) | 8.99% - 18.00% |
| Balance Transfer APR (Fixed APR) | 8.99% - 18.00% |
| Credit Score Range | 600 - 850 |
| Annual Fee | N/A |
Community Financial Credit Union of Michigan Platinum Rewards Mastercard Review
This is a rewards credit card issued by Community Financial Credit Union of Michigan. If you're wondering whether Community Financial Credit Union of Michigan Platinum Rewards Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Community Financial Credit Union of Michigan Platinum Rewards Mastercard has a fixed purchase APR that ranges from 8.99% up to 18.00%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of .9% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
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Does Community Financial Credit Union of Michigan Platinum Rewards Mastercard have a cash back or rewards program?
Community Financial Credit Union of Michigan Platinum Rewards Mastercard is a travel rewards card.
| Minimum rewards rate | 1 point per dollar spentx |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Community Financial Credit Union of Michigan Platinum Rewards Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Community Financial Credit Union of Michigan Platinum Rewards Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Community Financial Credit Union of Michigan Platinum Rewards Mastercard benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Community Financial Credit Union of Michigan Platinum Rewards Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a fixed purchase APR that ranges from 8.99% up to 18.00%. The card has a fixed balance transfer APR that ranges from 8.99% up to 18.00%. It also has a fixed cash advance APR that ranges from 8.99% up to 18.00%. Note that late payments are subject to an APR of 18.00% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Community Financial Credit Union of Michigan Platinum Rewards Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Community Financial Credit Union of Michigan Platinum Rewards Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Community Financial Credit Union of Michigan Platinum Rewards Mastercard?
The following fees apply:
- An overlimit fee of $35.00.
| Fees | Amount |
|---|---|
| Annual Fee | |
| Overlimit Fee | $35.00 |
| Foreign Transaction Fee | .9% |
| Returned Payment Fee | up to $12 |
| Late Payment Fee | up to $35 |
Does Community Financial Credit Union of Michigan Platinum Rewards Mastercard have a foreign transaction fee?
Community Financial Credit Union of Michigan Platinum Rewards Mastercard charges a foreign transaction fee of .9%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $18. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Community Financial Credit Union of Michigan Platinum Rewards Mastercard?
The Community Financial Credit Union of Michigan Platinum Rewards Mastercard customer service number is (877) 937-2328.
What is the support contact email for Community Financial Credit Union of Michigan Platinum Rewards Mastercard?
The support contact email for Community Financial Credit Union of Michigan Platinum Rewards Mastercard is cumail@cfcu.org.
Does Community Financial Credit Union of Michigan Platinum Rewards Mastercard report your account activity to credit bureaus?
Yes, Community Financial Credit Union of Michigan Platinum Rewards Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Community Financial Credit Union of Michigan Platinum Rewards Mastercard
- Visit the Community Financial Credit Union of Michigan Platinum Rewards Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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P.O. Box 8050
Plymouth, MI 48170 - (877) 937-2328
- Visit Site
- Email Support
Other Services by Community Financial Credit Union of Michigan
Availability
Feature Breakdown
| No Interest Grace Period for Late Payment | 28 days |
| Foreign Currency Transaction Fee | 0.9% |
| Over-Limit Fee | $35.00 |
| Returned Payment Fee | Up to $12 |
| Late Fee Amount | Up to $35 |
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