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  Community FCU Michigan Mastercard Credit Card
Community FCU Michigan Mastercard Credit Card Unaffiliated

Community FCU Michigan Mastercard Credit Card

Unaffiliated
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Highlights
Purchase APR 8.99% - 18%
Balance Transfer APR 8% - 18%
Credit Score Range 500 - 800
Annual Fee N/A

Community FCU Michigan Mastercard Credit Card Review

This is a credit card issued by Community Financial Credit Union of Michigan. If you're wondering whether Community FCU Michigan Mastercard Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Community FCU Michigan Mastercard Credit Card has a variable purchase APR that ranges from 8.99% up to 18%.
  • Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Community FCU Michigan Mastercard Credit Card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • Multiple credit card perks.
  • Considers applicants with fair credit.
  • Community FCU Michigan Mastercard Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
Community FCU Michigan Mastercard Credit Card FAQ

Does Community FCU Michigan Mastercard Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Community FCU Michigan Mastercard Credit Card benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Community FCU Michigan Mastercard Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Community FCU Michigan Mastercard Credit Card has a variable purchase APR that ranges from 8.99% up to 18%. The card has a variable balance transfer APR that ranges from 8% up to 18%. It also has a variable cash advance APR that ranges from 8.99% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Community FCU Michigan Mastercard Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Community FCU Michigan Mastercard Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Community FCU Michigan Mastercard Credit Card?

The following fees apply:

  • An overlimit fee of $35.
Community FCU Michigan Mastercard Credit Card Fees
Fees Amount
Annual Fee
Overlimit Fee $35
Returned Payment Fee up to $12
Late Payment Fee up to $35

What is the support contact email for Community FCU Michigan Mastercard Credit Card?

The support contact email for Community FCU Michigan Mastercard Credit Card is cumail@cfcu.org.

What is the Community FCU Michigan Mastercard Credit Card login page?

You can access the Community FCU Michigan Mastercard Credit Card login page here.

How do people rate the customer service and user experience of Community FCU Michigan Mastercard Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Community FCU Michigan Mastercard Credit Card report your account activity to credit bureaus?

Yes, Community FCU Michigan Mastercard Credit Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Community FCU Michigan Mastercard Credit Card

  • Visit the Community FCU Michigan Mastercard Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Community FCU Michigan Mastercard Credit Card's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 8:00pm
  • Tuesday 8:00am - 8:00pm
  • Wednesday 8:00am - 8:00pm
  • Thursday 8:00am - 8:00pm
  • Friday 8:00am - 8:00pm
  • Saturday 8:00am - 1:00pm

Other Services by Community Financial Credit Union of Michigan

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View all credit cards offered by Community Financial Credit Union of Michigan

Availability

  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

No Annual Fee
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 28 days
Over-Limit Fee $35
Returned Payment Fee Up to $12
Late Fee Amount Up to $35
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 500 - 800
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Price Protection
  • Purchase Protection
  • Trip Cancellation Insurance
  • Emergency Support
  • Fraud Liability
  • Cellular Telephone Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Concierge
Rewards Categories
  • Travel
  • Gas
  • Groceries
  • Restaurants
  • Every Purchase
  • Entertainment
  • Online
  • In-Store Eligible Purchases
  • Select Merchants
Cash Advance APR 8.99% - 18%
Balance Computation We will use a method called “average daily balance (including new purchases).”
Penalty APR 18%
Purchase APR 8.99% - 18%
Balance Transfer APR 8% - 18%
Card Type
  • Rewards
  • Cashback
  • Travel
  • Bonus Offers
Card Network Mastercard

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Community Financial Credit Union of Michigan Credit Cards

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