
Community FCU Michigan Mastercard Credit Card
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Purchase APR (Fixed APR) |
13.99% - 18% (Verified 10/27/2022) |
Balance Transfer APR (Fixed APR) |
13.99% - 18% (Verified 10/27/2022) |
Credit Score Range | 500 - 800 |
Annual Fee | N/A |
Community FCU Michigan Mastercard Credit Card Review
This is a cashback credit card issued by Community Financial Credit Union of Michigan. If you're wondering whether Community FCU Michigan Mastercard Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Community FCU Michigan Mastercard Credit Card has a fixed purchase APR that ranges from 13.99% up to 18%.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Community FCU Michigan Mastercard Credit Card
The Good | The Bad |
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Community FCU Michigan Mastercard Credit Card FAQ
Does Community FCU Michigan Mastercard Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Community FCU Michigan Mastercard Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Community FCU Michigan Mastercard Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Community FCU Michigan Mastercard Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Community FCU Michigan Mastercard Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Community FCU Michigan Mastercard Credit Card has a fixed purchase APR that ranges from 13.99% up to 18%. The card has a fixed balance transfer APR that ranges from 13.99% up to 18%. It also has a fixed cash advance APR that ranges from 13.99% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Community FCU Michigan Mastercard Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Community FCU Michigan Mastercard Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Community FCU Michigan Mastercard Credit Card?
The following fees apply:
- An overlimit fee of $35.
Fees | Amount |
---|---|
Annual Fee | |
Overlimit Fee | $35 |
Returned Payment Fee | up to $12 |
Late Payment Fee | up to $35 |
What is the customer service phone number for Community FCU Michigan Mastercard Credit Card?
The Community FCU Michigan Mastercard Credit Card customer service number is (877) 937-2328.
What is the support contact email for Community FCU Michigan Mastercard Credit Card?
The support contact email for Community FCU Michigan Mastercard Credit Card is cumail@cfcu.org.
What is the Community FCU Michigan Mastercard Credit Card login page?
You can access the Community FCU Michigan Mastercard Credit Card login page here.
How do people rate the customer service and user experience of Community FCU Michigan Mastercard Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Community FCU Michigan Mastercard Credit Card report your account activity to credit bureaus?
Yes, Community FCU Michigan Mastercard Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Community FCU Michigan Mastercard Credit Card
- Visit the Community FCU Michigan Mastercard Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
P.O. Box 8050
Plymouth, MI 48170 USA - (877) 937-2328
- Visit Site
- Email Support
Other Services by Community Financial Credit Union of Michigan
Availability
Feature Breakdown
No Annual Fee | |
No Foreign Transaction Fee | |
Over-Limit Fee | $35 |
No Interest Grace Period for Late Payment | 28 days |
Returned Payment Fee | Up to $12 |
Late Fee Amount | Up to $35 |
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