Community FCU Michigan Mastercard Credit Card

Community FCU Michigan Mastercard Credit Card Review

This is a credit card issued by Community Financial Credit Union of Michigan. If you're wondering whether Community FCU Michigan Mastercard Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Competitive APRs. Community FCU Michigan Mastercard Credit Card has a variable purchase APR that ranges from 8.99% up to 18%.
• Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

The Good	The Bad
Potentially lower than average purchase APRs. Multiple credit card perks. Considers applicants with fair credit. Community FCU Michigan Mastercard Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase.

Does Community FCU Michigan Mastercard Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Community FCU Michigan Mastercard Credit Card benefits?

It provides the following benefits:

• Reports to major credit bureaus

What are the relevant APRs for Community FCU Michigan Mastercard Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Community FCU Michigan Mastercard Credit Card has a variable purchase APR that ranges from 8.99% up to 18%. The card has a variable balance transfer APR that ranges from 8% up to 18%. It also has a variable cash advance APR that ranges from 8.99% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Community FCU Michigan Mastercard Credit Card?

The following fees apply:

• An overlimit fee of $35.

Community FCU Michigan Mastercard Credit Card Fees

Fees	Amount
Annual Fee
Overlimit Fee	$35
Returned Payment Fee	up to $12
Late Payment Fee	up to $35

Does Community FCU Michigan Mastercard Credit Card report your account activity to credit bureaus?

Yes, Community FCU Michigan Mastercard Credit Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Community FCU Michigan Mastercard Credit Card

• Visit the Community FCU Michigan Mastercard Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.