Last Updated: 07/28/2025
Community FCU Michigan Mastercard Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
13.99% - 18%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
13.99% - 18%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
500 - 800
Annual Fee
N/A
Community FCU Michigan Mastercard Credit Card Review
This is a cashback credit card issued by Community Financial Credit Union of Michigan. If you're wondering whether Community FCU Michigan Mastercard Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Community FCU Michigan Mastercard Credit Card has a fixed purchase APR that ranges from 13.99% up to 18%.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, emergency support, identity theft protection, price protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Community FCU Michigan Mastercard Credit Card
| The Good | The Bad |
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Community FCU Michigan Mastercard Credit Card FAQ
Does Community FCU Michigan Mastercard Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Community FCU Michigan Mastercard Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Community FCU Michigan Mastercard Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Community FCU Michigan Mastercard Credit Card benefits?
Community FCU Michigan Mastercard Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Community FCU Michigan Mastercard Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Community FCU Michigan Mastercard Credit Card has a fixed purchase APR that ranges from 13.99% up to 18%. The card has a fixed balance transfer APR that ranges from 13.99% up to 18%. It also has a fixed cash advance APR that ranges from 13.99% up to 18%.
Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Community FCU Michigan Mastercard Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Community FCU Michigan Mastercard Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Community FCU Michigan Mastercard Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $12 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
What is the customer service phone number for Community FCU Michigan Mastercard Credit Card?
The customer service number for Community FCU Michigan Mastercard Credit Card is (877) 937-2328.
What is the support contact email for Community FCU Michigan Mastercard Credit Card?
The support contact email for Community FCU Michigan Mastercard Credit Card is cumail@cfcu.org.
How do people rate the customer service and user experience of Community FCU Michigan Mastercard Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Community FCU Michigan Mastercard Credit Card report your account activity to credit bureaus?
Yes, Community FCU Michigan Mastercard Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Community Financial Credit Union of Michigan perform a hard credit pull?
Yes, Community FCU Michigan Mastercard Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Community FCU Michigan Mastercard Credit Card
- Visit the website of Community FCU Michigan Mastercard Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View Community FCU Michigan Mastercard Credit Card's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday8:00AM - 8:00PMTuesday8:00AM - 8:00PMWednesday8:00AM - 8:00PMThursday8:00AM - 8:00PMFriday8:00AM - 8:00PMSaturday8:00AM - 1:00PM
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Rating not yet determined
Purchase APR
8.99% - 18.00%
Disclaimer popup with additional information
Balance Transfer APR
8.99% - 18.00%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
N/A
Rating not yet determined
Purchase APR
8.99% - 18%
Disclaimer popup with additional information
Balance Transfer APR
8.99% - 18%
Disclaimer popup with additional information
Credit Score Range
500 - 800
300
850
Annual Fee
N/A
SuperMoney Net Recommendation Score
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