Community First Credit Union Visa® Traditional Credit Card Review

Community First Credit Union Visa® Traditional Credit Card is a credit card issued by Community First Credit Union. If you're wondering whether Community First Credit Union Visa® Traditional Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.

The Good	The Bad
No annual fee. Community First Credit Union Visa® Traditional Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Is there a Community First Credit Union Visa® Traditional Credit Card cash back or rewards program?

No, Community First Credit Union Visa® Traditional Credit Card does not offer a rewards program.

What are the relevant APRs for Community First Credit Union Visa® Traditional Credit Card?

The card has a fixed balance transfer APR that ranges from 7.99% up to 15.99%. It also has a fixed cash advance APR that ranges from 7.99% up to 15.99%.

What are the fees for Community First Credit Union Visa® Traditional Credit Card?

The following fees apply to Community First Credit Union Visa® Traditional Credit Card:

Community First Credit Union Visa® Traditional Credit Card Fees

Fees	Amount
Annual Fee	$0

Does Community First Credit Union Visa® Traditional Credit Card report your account activity to credit bureaus?

Yes, Community First Credit Union Visa® Traditional Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Community First Credit Union Visa® Traditional Credit Card

• Visit the Community First Credit Union Visa® Traditional Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.