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Last Updated: 04/18/2025

Community 1st CU Visa® Traditional Credit Card

from Community First Credit Union

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Rating not yet determined2 total votes

1 users recommend

1 users don't recommend

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Highlights

Purchase APR (Fixed APR)

N/A

Balance Transfer APR (Fixed APR)

10.99% - 18.99%(Verified 06/21/2024)

Disclaimer popup with additional information

Credit Score Range

N/A

Annual Fee

Community 1st CU Visa® Traditional Credit Card Review

This is a card issued by Community First Credit Union. If you're wondering whether Community 1st CU Visa® Traditional Credit Card is the right card for you, read on.

Key Takeaways

No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.

Pros & Cons of Community 1st CU Visa® Traditional Credit Card

The Good

The Bad

No annual fee.
Community 1st CU Visa® Traditional Credit Card reports to multiple credit bureaus.

Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.

Community 1st CU Visa® Traditional Credit Card FAQ

Does Community 1st CU Visa® Traditional Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

Community 1st CU Visa® Traditional Credit Card Rewards Breakdown

Description

How do people rate the customer service and user experience of Community 1st CU Visa® Traditional Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Community 1st CU Visa® Traditional Credit Card report your account activity to credit bureaus?

Yes, Community 1st CU Visa® Traditional Credit Card reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Community First Credit Union perform a hard credit pull?

Yes, Community 1st CU Visa® Traditional Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Community 1st CU Visa® Traditional Credit Card

Visit the website of Community 1st CU Visa® Traditional Credit Card.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1105 N Dutton Ave, Santa Rosa, CA

Santa Rosa, CA 95401

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

10:00AM - 5:00AM

Tuesday

10:00AM - 5:00AM

Wednesday

10:00AM - 5:00AM

Thursday

10:00AM - 5:00AM

Friday

10:00AM - 5:00AM

Saturday

Closed

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Other Credit Cards from Community First Credit Union

Community 1st CU Visa® Share Credit Card

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Purchase APR

N/A

Balance Transfer APR

Starting at 15.99%

Disclaimer popup with additional information

Credit Score Range

N/A

Annual Fee

N/A

Visit Site

Community First CU Visa® Credit Card

Rating not yet determined

Be the first to rate

Purchase APR

N/A

Balance Transfer APR

12.99% - 18.99%

Disclaimer popup with additional information

Credit Score Range

N/A

Annual Fee

Visit Site

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Community 1st CU Visa® Traditional Credit Card Community Reviews

Would you recommend Community 1st CU Visa® Traditional Credit Card to your friends?

Anonymous

Oct 9, 2022

May or may not recommend

Beware! Be prepared to always have a “backup “ payment method when you use their card. I had my card blocked on multiple occasions due to amount (around $1,000) or they did not recognized the vendor. Last night blocked my card when I tried to buy VR game for my child ($50) because they have a list of vendors that are approved and this one wasn’t on the list. I ...Show More

Art L.

Jan 5, 2022

May or may not recommend

Great 24/7 customer service and assistance. Great rates. What more would you want from a bank .

Showing 2 of 2 reviews