Community 1st CU Visa® Traditional Credit Card

Community 1st CU Visa® Traditional Credit Card Review

This is a credit card issued by Community First Credit Union. If you're wondering whether Community 1st CU Visa® Traditional Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.

Pros & Cons of Community 1st CU Visa® Traditional Credit Card

The Good	The Bad
No annual fee. Community 1st CU Visa® Traditional Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Community 1st CU Visa® Traditional Credit Card FAQ

Does Community 1st CU Visa® Traditional Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Community 1st CU Visa® Traditional Credit Card?

The card has a fixed balance transfer APR that ranges from 7.99% up to 15.99%. It also has a fixed cash advance APR that ranges from 7.99% up to 15.99%.

What are the fees for Community 1st CU Visa® Traditional Credit Card?

The following fees apply:

Community 1st CU Visa® Traditional Credit Card Fees

Fees	Amount
Annual Fee	$0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Community 1st CU Visa® Traditional Credit Card report your account activity to credit bureaus?

Yes, Community 1st CU Visa® Traditional Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Community 1st CU Visa® Traditional Credit Card

• Visit the Community 1st CU Visa® Traditional Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.