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  Community Resource CU MemberSelect MasterCard
Community Resource CU MemberSelect MasterCard Unaffiliated

Community Resource CU MemberSelect MasterCard

Unaffiliated
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Highlights
Purchase APR  (Variable APR) 13.99% - 17.99%
(Verified 12/21/2022)
Balance Transfer APR  (Variable APR) 13.99% - 17.49%
(Verified 12/21/2022)
Credit Score Range 600 - 850
Annual Fee $0

Community Resource CU MemberSelect MasterCard Review

This is a cashback credit card issued by Community Resource Credit Union. If you're wondering whether Community Resource CU MemberSelect MasterCard is the right card for you, read on.

Key Takeaways

  • Signup bonus. Offers a signup bonus of up to $1,000.
  • Signup bonus. Offers a signup bonus of 5000 points that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Community Resource CU MemberSelect MasterCard has a variable purchase APR that ranges from 13.99% up to 17.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Community Resource CU MemberSelect MasterCard

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 2.99%.
  • No balance transfer fee.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair credit.
  • Cardholders can earn rewards on their purchases.
  • Community Resource CU MemberSelect MasterCard reports to multiple credit bureaus.

Community Resource CU MemberSelect MasterCard FAQ

Does Community Resource CU MemberSelect MasterCard have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Community Resource CU MemberSelect MasterCard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) $1,000
Signup Bonus (Points/Miles) 5000

Does Community Resource CU MemberSelect MasterCard have a signup bonus?

Yes, it offers card users a signup bonus worth up to $1000. However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does Community Resource CU MemberSelect MasterCard offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Community Resource CU MemberSelect MasterCard benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Price Protection
  • Travel Accident Insurance
  • Cell Phone Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Community Resource CU MemberSelect MasterCard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Community Resource CU MemberSelect MasterCard has a variable purchase APR that ranges from 13.99% up to 17.99%. The card has a variable balance transfer APR that ranges from 13.99% up to 17.49%. It also has a variable cash advance APR that ranges from 16.99% up to 17.99%.

Does Community Resource CU MemberSelect MasterCard have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 2.99% for a period of up to 15 months.

Community Resource CU MemberSelect MasterCard Balance Transfers
Description
Balance Transfer Introductory APR 2.99%
Balance Transfer Intro APR Period 15 months
Balance Transfer APR 13.99% - 17.49%

Does Community Resource CU MemberSelect MasterCard have an intro APR offer on new purchases?

Community Resource CU MemberSelect MasterCard Purchase Intro Offer
Description
Introductory Rate 2.99%
Purchase Intro APR Period 15 months

This card does offer an intro APR rate of 2.99% on qualified purchases for a period of up to 15 months.

What are the fees for Community Resource CU MemberSelect MasterCard?

The following fees apply:

Community Resource CU MemberSelect MasterCard Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $25
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

What is the customer service phone number for Community Resource CU MemberSelect MasterCard?

The Community Resource CU MemberSelect MasterCard customer service number is (281) 422-3611.

What is the support contact email for Community Resource CU MemberSelect MasterCard?

The support contact email for Community Resource CU MemberSelect MasterCard is answers@crcu.org.

What is the Community Resource CU MemberSelect MasterCard login page?

You can access the Community Resource CU MemberSelect MasterCard login page here.

How do people rate the customer service and user experience of Community Resource CU MemberSelect MasterCard?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Community Resource CU MemberSelect MasterCard report your account activity to credit bureaus?

Yes, Community Resource CU MemberSelect MasterCard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Community Resource CU MemberSelect MasterCard

  • Visit the Community Resource CU MemberSelect MasterCard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Community Resource CU MemberSelect MasterCard's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About Community Resource CU MemberSelect MasterCard

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Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Introductory Rate 2.99%
Purchase Intro APR Period (Variable APR) 15 months
Cash Advance Fee Minimum $2.00
Cash Advance Fee (%) Up to 2.00%
No Foreign Transaction Fee
Annual Fee $0
No Interest Grace Period for Late Payment 21 days
Returned Payment Fee Up to $25
Paper Statement Fee $4.00
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Price Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Cellular Telephone Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Concierge
  • Airport Lounge Access
Rewards Categories
  • 1.5x Points on Every Purchase
Signup Bonus (points) 5,000
Signup Bonus $1,000
Cash Advance APR (Variable APR) 16.99% - 17.99%
APR Type Variable APR
Balance Computation We use a method called "average daily balance (excluding new purchases) (including new balance transfers and cash advances)."
Credit Limit Up to $25,000
Purchase APR (Variable APR) 13.99% - 17.99%
(Verified 12/21/2022)
Balance Transfer Introductory APR (Variable APR) 2.99%
Balance Transfer Intro APR Period (Variable APR) 15 months
Balance Transfer APR (Variable APR) 13.99% - 17.49%
(Verified 12/21/2022)
Card Type
  • Rewards
  • Cashback
  • Travel
  • Bonus Offers
Card Network Mastercard

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