Last Updated: 07/28/2025
Community Resource CU MemberSelect MasterCard
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
13.99% - 17.99%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
13.99% - 17.49%(Verified 06/21/2024)
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Credit Score Range
600 - 850
Annual Fee
$0
Community Resource CU MemberSelect MasterCard Review
This is a cashback credit card issued by Community Resource Credit Union. If you're wondering whether Community Resource CU MemberSelect MasterCard is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of up to $1,000.
- Welcome offer. Offers a signup bonus of 5000 points that can be redeemed for travel, gifts, or other perks.
- APRs: Community Resource CU MemberSelect MasterCard has a variable regular purchase APR that ranges from 13.99% up to 17.99%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, emergency support, identity theft protection, price protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Community Resource CU MemberSelect MasterCard
| The Good | The Bad |
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Community Resource CU MemberSelect MasterCard FAQ
Does Community Resource CU MemberSelect MasterCard have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Community Resource CU MemberSelect MasterCard have a signup bonus?
Yes, it offers card users a signup bonus worth up to $1000 . However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.
Does Community Resource CU MemberSelect MasterCard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Community Resource CU MemberSelect MasterCard benefits?
Community Resource CU MemberSelect MasterCard provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Community Resource CU MemberSelect MasterCard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Community Resource CU MemberSelect MasterCard has a variable purchase APR that ranges from 13.99% up to 17.99%. The card has a variable balance transfer APR that ranges from 13.99% up to 17.49%. It also has a variable cash advance APR that ranges from 16.99% up to 17.99%.
Does Community Resource CU MemberSelect MasterCard have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 2.99% for a period of 15 months.
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| Balance Transfer APR | 13.99% - 17.49% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 2.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 15 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Community Resource CU MemberSelect MasterCard have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 2.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 15 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 2.99% on qualified purchases for a period of 15 months.
What are the fees for Community Resource CU MemberSelect MasterCard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $4.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 2.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Community Resource CU MemberSelect MasterCard?
The customer service number for Community Resource CU MemberSelect MasterCard is (281) 422-3611.
What is the support contact email for Community Resource CU MemberSelect MasterCard?
The support contact email for Community Resource CU MemberSelect MasterCard is answers@crcu.org.
What is the login page for Community Resource CU MemberSelect MasterCard?
You can access the login page of Community Resource CU MemberSelect MasterCard here.
How do people rate the customer service and user experience of Community Resource CU MemberSelect MasterCard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Community Resource CU MemberSelect MasterCard report your account activity to credit bureaus?
Yes, Community Resource CU MemberSelect MasterCard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Community Resource Credit Union perform a hard credit pull?
Yes, Community Resource CU MemberSelect MasterCard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Community Resource CU MemberSelect MasterCard
- Visit the website of Community Resource CU MemberSelect MasterCard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View Community Resource CU MemberSelect MasterCard's published terms & conditions
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM