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  Community Resource CU MemberSelect MasterCard
Community Resource CU MemberSelect MasterCard Unaffiliated

Community Resource CU MemberSelect MasterCard

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Highlights
Purchase APR  (Variable APR) 10.24% - 15.24%
Balance Transfer APR  (Variable APR) 10.24% - 15.24%
Credit Score Range 600 - 850
Annual Fee N/A

Community Resource CU MemberSelect MasterCard Review

This is a cashback credit card issued by Community Resource Credit Union. If you're wondering whether Community Resource CU MemberSelect MasterCard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Community Resource CU MemberSelect MasterCard has a variable purchase APR that ranges from 10.24% up to 15.24%.
  • Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Community Resource CU MemberSelect MasterCard
The Good The Bad
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 2.99%.
  • No balance transfer fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere Community Resource CU MemberSelect MasterCard is accepted.
  • Community Resource CU MemberSelect MasterCard reports to multiple credit bureaus.
  • Does not offer a signup bonus.
Community Resource CU MemberSelect MasterCard FAQ

Does Community Resource CU MemberSelect MasterCard have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Community Resource CU MemberSelect MasterCard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Community Resource CU MemberSelect MasterCard have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Community Resource CU MemberSelect MasterCard offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Community Resource CU MemberSelect MasterCard benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Price Protection
  • Travel Accident Insurance
  • Cell Phone Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Community Resource CU MemberSelect MasterCard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Community Resource CU MemberSelect MasterCard has a variable purchase APR that ranges from 10.24% up to 15.24%. The card has a variable balance transfer APR that ranges from 10.24% up to 15.24%. It also has a variable cash advance APR that ranges from 13.24% up to 17.99%.

Does Community Resource CU MemberSelect MasterCard have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 2.99% for a period of up to 15 months.

Community Resource CU MemberSelect MasterCard Balance Transfers
Description
Balance Transfer Introductory APR 2.99%
Balance Transfer Intro APR Period 15 months
Balance Transfer APR 10.24% - 15.24%

Does Community Resource CU MemberSelect MasterCard have an intro APR offer on new purchases?

Community Resource CU MemberSelect MasterCard Purchase Intro Offer
Description
Introductory Rate 2.99%
Purchase Intro APR Period 15 months

This card does offer an intro APR rate of 2.99% on qualified purchases for a period of up to 15 months.

What are the fees for Community Resource CU MemberSelect MasterCard?

The following fees apply:

Community Resource CU MemberSelect MasterCard Fees
Fees Amount
Annual Fee
Returned Payment Fee up to $25.00

What is the support contact email for Community Resource CU MemberSelect MasterCard?

The support contact email for Community Resource CU MemberSelect MasterCard is answers@crcu.org.

How do people rate the customer service and user experience of Community Resource CU MemberSelect MasterCard?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Community Resource CU MemberSelect MasterCard report your account activity to credit bureaus?

Yes, Community Resource CU MemberSelect MasterCard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Community Resource CU MemberSelect MasterCard

  • Visit the Community Resource CU MemberSelect MasterCard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Community Resource CU MemberSelect MasterCard's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About Community Resource CU MemberSelect MasterCard

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View all personal credit cards offered by Community Resource Credit Union

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Introductory Rate 2.99%
Purchase Intro APR Period (Variable APR) 15 months
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $2.00
Cash Advance Fee (%) Up to 2.00%
Returned Payment Fee Up to $25.00
Paper Statement Fee $4.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Airport Lounge Access
  • Auto Rental Collision Damage Waiver
  • Cellular Telephone Protection
  • Concierge
  • Emergency Support
  • Fraud Liability
  • Identity Theft Protection
  • Price Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Every Purchase
  • Travel
  • Select Merchants
Cash Advance APR (Variable APR) 13.24% - 17.99%
Balance Computation We use a method called "average daily balance (excluding new purchases) (including new balance transfers and cash advances)."
Credit Limit Up to $25
Purchase APR (Variable APR) 10.24% - 15.24%
Balance Transfer Introductory APR (Variable APR) 2.99%
Balance Transfer Intro APR Period (Variable APR) 15 months
Balance Transfer APR (Variable APR) 10.24% - 15.24%
Card Type
  • Rewards
  • Cashback
  • Travel
  • Bonus Offers
Card Network Mastercard

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