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  Community Resource Credit Union MemberSelect Rewards MasterCard

Community Resource Credit Union MemberSelect Rewards MasterCard

in Personal Credit Cards from Community Resource Credit Union

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Community Resource Credit Union MemberSelect Rewards MasterCard

Unaffiliated

in Personal Credit Cards from Community Resource Credit Union

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Highlights
Purchase APR  (Variable APR) 10.24% - 15.24%
Balance Transfer APR  (Variable APR) 10.24% - 15.24%
Credit Score Range 600 - 850
Annual Fee N/A

Community Resource Credit Union MemberSelect Rewards MasterCard Review

Community Resource Credit Union MemberSelect Rewards MasterCard is a cashback credit card issued by Community Resource Credit Union. If you're wondering whether Community Resource Credit Union MemberSelect Rewards MasterCard is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Community Resource Credit Union MemberSelect Rewards MasterCard has a variable purchase APR that ranges from 10.24% up to 15.24%.
  • Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Community Resource Credit Union MemberSelect Rewards MasterCard Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 2.99%.
  • No balance transfer fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere Community Resource Credit Union MemberSelect Rewards MasterCard is accepted.
  • Community Resource Credit Union MemberSelect Rewards MasterCard reports to multiple credit bureaus.
  • Does not offer a signup bonus.
Community Resource Credit Union MemberSelect Rewards MasterCard FAQ

Is there a Community Resource Credit Union MemberSelect Rewards MasterCard cash back or rewards program?

Community Resource Credit Union MemberSelect Rewards MasterCard is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Community Resource Credit Union MemberSelect Rewards MasterCard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Community Resource Credit Union MemberSelect Rewards MasterCard have a signup bonus?

Community Resource Credit Union MemberSelect Rewards MasterCard doesn't offer a cash signup bonus.

Does Community Resource Credit Union MemberSelect Rewards MasterCard offer an annual loyalty bonus?

Community Resource Credit Union MemberSelect Rewards MasterCard doesn't offer a cash loyalty bonus.

What are the Community Resource Credit Union MemberSelect Rewards MasterCard benefits?

Community Resource Credit Union MemberSelect Rewards MasterCard provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Price Protection
  • Travel Accident Insurance
  • Cellular Telephone Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Community Resource Credit Union MemberSelect Rewards MasterCard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Community Resource Credit Union MemberSelect Rewards MasterCard has lower than average purchase APRs.

Community Resource Credit Union MemberSelect Rewards MasterCard has a variable purchase APR that ranges from 10.24% up to 15.24%. The card has a variable balance transfer APR that ranges from 10.24% up to 15.24%. It also has a variable cash advance APR that ranges from 13.24% up to 17.99%.

Does Community Resource Credit Union MemberSelect Rewards MasterCard have an introductory APR offer on balance transfers?

Yes, Community Resource Credit Union MemberSelect Rewards MasterCard offers an introductory APR rate on balance transfers of 2.99% for a period of up to 15 months.

Community Resource Credit Union MemberSelect Rewards MasterCard Balance Transfers
Description
Balance Transfer Introductory APR 2.99%
Balance Transfer Intro APR Period 15 months
Balance Transfer APR 10.24% - 15.24%

Does Community Resource Credit Union MemberSelect Rewards MasterCard have an introductory APR offer on new purchases?

Community Resource Credit Union MemberSelect Rewards MasterCard Purchase Intro Offer
Description
Introductory Rate 2.99%
Purchase Intro APR Period 15 months

This card does offer an introductory APR rate of 2.99% on qualified purchases for a period of up to 15 months.

What are the fees for Community Resource Credit Union MemberSelect Rewards MasterCard?

The following fees apply to Community Resource Credit Union MemberSelect Rewards MasterCard:

Community Resource Credit Union MemberSelect Rewards MasterCard Fees
Fees Amount
Annual Fee
Returned Payment Fee up to $25.00

Does Community Resource Credit Union MemberSelect Rewards MasterCard report your account activity to credit bureaus?

Yes, Community Resource Credit Union MemberSelect Rewards MasterCard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Community Resource Credit Union MemberSelect Rewards MasterCard

  • Visit the Community Resource Credit Union MemberSelect Rewards MasterCard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Community Resource Credit Union MemberSelect Rewards MasterCard's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About Community Resource Credit Union MemberSelect Rewards MasterCard

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View all personal credit cards offered by Community Resource Credit Union

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Every Purchase (Points) Starting at 1.5
Restaurants (Points) Starting at 1.5
Gas (Points) Starting at 1.5
Eligible In-Store Purchases (Points) Starting at 1.5
Entertainment (Points) Starting at 1.5
Car Rentals (Points) Starting at 1.5
Amazon Purchases (Points) Starting at 1.5
Airfare (Points) Starting at 1.5
Advertising Services (Points) Starting at 1.5
Every Purchase (Points) Earn 1.5 points** on every dollar you spend Earn 5,000 bonus points when you spend $1,000 in the first 90 days
Introductory Rate 2.99%
Purchase Intro APR Period (Variable APR) 15 months
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $2.00
Cash Advance Fee (%) Up to 2.00%
Returned Payment Fee Up to $25.00
Paper Statement Fee $4.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Airport Lounge Access
  • Auto Rental Collision Damage Waiver
  • Cellular Telephone Protection
  • Concierge
  • Emergency Support
  • Fraud Liability
  • Identity Theft Protection
  • Price Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Every Purchase
  • Travel
  • Select Merchants
Cash Advance APR (Variable APR) 13.24% - 17.99%
Balance Computation We use a method called "average daily balance (excluding new purchases) (including new balance transfers and cash advances)."
Credit Limit Up to $25
Purchase APR (Variable APR) 10.24% - 15.24%
Balance Transfer Introductory APR (Variable APR) 2.99%
Balance Transfer Intro APR Period (Variable APR) 15 months
Balance Transfer APR (Variable APR) 10.24% - 15.24%
Card Type
  • Rewards
  • Cashback
  • Travel
  • Bonus Offers
Card Network Mastercard

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