
Community Resource CU MemberSelect MasterCard
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Purchase APR (Variable APR) |
13.99% - 17.99% (Verified 12/21/2022) |
Balance Transfer APR (Variable APR) |
13.99% - 17.49% (Verified 12/21/2022) |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Community Resource CU MemberSelect MasterCard Review
This is a cashback credit card issued by Community Resource Credit Union. If you're wondering whether Community Resource CU MemberSelect MasterCard is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of up to $1,000.
- Signup bonus. Offers a signup bonus of 5000 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Community Resource CU MemberSelect MasterCard has a variable purchase APR that ranges from 13.99% up to 17.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Community Resource CU MemberSelect MasterCard
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Community Resource CU MemberSelect MasterCard FAQ
Does Community Resource CU MemberSelect MasterCard have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | $1,000 |
Signup Bonus (Points/Miles) | 5000 |
Does Community Resource CU MemberSelect MasterCard have a signup bonus?
Yes, it offers card users a signup bonus worth up to $1000. However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.
Does Community Resource CU MemberSelect MasterCard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Community Resource CU MemberSelect MasterCard benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Community Resource CU MemberSelect MasterCard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Community Resource CU MemberSelect MasterCard has a variable purchase APR that ranges from 13.99% up to 17.99%. The card has a variable balance transfer APR that ranges from 13.99% up to 17.49%. It also has a variable cash advance APR that ranges from 16.99% up to 17.99%.
Does Community Resource CU MemberSelect MasterCard have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 2.99% for a period of up to 15 months.
Description | |
---|---|
Balance Transfer Introductory APR | 2.99% |
Balance Transfer Intro APR Period | 15 months |
Balance Transfer APR | 13.99% - 17.49% |
Does Community Resource CU MemberSelect MasterCard have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 2.99% |
Purchase Intro APR Period | 15 months |
This card does offer an intro APR rate of 2.99% on qualified purchases for a period of up to 15 months.
What are the fees for Community Resource CU MemberSelect MasterCard?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Community Resource CU MemberSelect MasterCard?
The Community Resource CU MemberSelect MasterCard customer service number is (281) 422-3611.
What is the support contact email for Community Resource CU MemberSelect MasterCard?
The support contact email for Community Resource CU MemberSelect MasterCard is answers@crcu.org.
What is the Community Resource CU MemberSelect MasterCard login page?
You can access the Community Resource CU MemberSelect MasterCard login page here.
How do people rate the customer service and user experience of Community Resource CU MemberSelect MasterCard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Community Resource CU MemberSelect MasterCard report your account activity to credit bureaus?
Yes, Community Resource CU MemberSelect MasterCard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Community Resource CU MemberSelect MasterCard
- Visit the Community Resource CU MemberSelect MasterCard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2900 Decker Dr
Baytown, TX 77520 USA - (281) 422-3611
- Visit Site
- Email Support
About Community Resource CU MemberSelect MasterCard
Availability
Feature Breakdown
Introductory Rate | 2.99% |
Purchase Intro APR Period (Variable APR) | 15 months |
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