CommunityAmerica Credit Union Visa Rewards
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
| Purchase APR (Variable APR) |
13.24% - 20.24% (Verified 12/21/2022) |
| Balance Transfer APR (Variable APR) |
13.24% - 20.24% (Verified 12/21/2022) |
| Credit Score Range | 600 - 699 |
| Annual Fee | $0 |
CommunityAmerica Credit Union Visa Rewards Review
This is a rewards credit card issued by CommunityAmerica Credit Union. If you're wondering whether CommunityAmerica Credit Union Visa Rewards is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
- Competitive APRs. CommunityAmerica Credit Union Visa Rewards has a variable purchase APR that ranges from 13.24% up to 20.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. CommunityAmerica Credit Union Visa Rewards charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of CommunityAmerica Credit Union Visa Rewards
| The Good | The Bad |
|---|---|
|
|
CommunityAmerica Credit Union Visa Rewards FAQ
Does CommunityAmerica Credit Union Visa Rewards have a cash back or rewards program?
CommunityAmerica Credit Union Visa Rewards is a rewards card.
| Minimum rewards rate | 1%x |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does CommunityAmerica Credit Union Visa Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does CommunityAmerica Credit Union Visa Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the CommunityAmerica Credit Union Visa Rewards benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for CommunityAmerica Credit Union Visa Rewards?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.CommunityAmerica Credit Union Visa Rewards has a variable purchase APR that ranges from 13.24% up to 20.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 20.24%. It also has a variable cash advance APR that ranges from 13.24% up to 20.24%.
Does CommunityAmerica Credit Union Visa Rewards have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0%
| Description | |
|---|---|
| Balance Transfer Fee % After Intro Period | 12.24% - 14.24% |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer APR | 13.24% - 20.24% |
| Balance Transfer Fee Minimum | $5 |
| Balance Transfer Fee % | 3% |
Does CommunityAmerica Credit Union Visa Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for CommunityAmerica Credit Union Visa Rewards?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | $0 |
| Late Payment Fee | $25 - $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does CommunityAmerica Credit Union Visa Rewards have a foreign transaction fee?
CommunityAmerica Credit Union Visa Rewards charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for CommunityAmerica Credit Union Visa Rewards?
The CommunityAmerica Credit Union Visa Rewards customer service number is (913) 905-7000.
What is the support contact email for CommunityAmerica Credit Union Visa Rewards?
The support contact email for CommunityAmerica Credit Union Visa Rewards is contactus@cacu.com.
What is the CommunityAmerica Credit Union Visa Rewards login page?
You can access the CommunityAmerica Credit Union Visa Rewards login page here.
How do people rate the customer service and user experience of CommunityAmerica Credit Union Visa Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does CommunityAmerica Credit Union Visa Rewards report your account activity to credit bureaus?
Yes, CommunityAmerica Credit Union Visa Rewards reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for CommunityAmerica Credit Union Visa Rewards
- Visit the CommunityAmerica Credit Union Visa Rewards website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
9777 Ridge Dr
Lenexa, KS 66219 USA - (913) 905-7000
- Visit Site
- Email Support
About CommunityAmerica Credit Union Visa Rewards
Availability
Feature Breakdown
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | 3% |
| Minimum Cash Advance Fee ($) | $5 - $75 |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | $0 |
| Late Fee Amount | $25 - $35 |
Be the first to rate
Would you recommend CommunityAmerica Credit Union Visa Rewards to your friends?
Other Credit Cards
CommunityAmerica Credit Union Credit Cards
- First Horizon Bank Visa Classic credit card
- Founders FCU Platinum Secured Visa Credit Card
- Greater Springfield Credit Union Visa Rewards
- Harvard University Employees CU Credit Card
- INTRUST Bank Visa Signature Real Rewards Card
- Mobiloil Credit Union Secured Visa Platinum Card
- Northrop Grumman FCU Signature Cash Rebate Visa Card
- Nutmeg State Financial Credit Union Mastercard Credit Card
- Pen Air FCU Rewards Mastercard Credit Card
- Provident Credit Union Share Secured Visa Credit Card
- SCHEELS® Visa® Card
- Surge® Platinum Mastercard®
