
CommunityAmerica Credit Union Visa Signature
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
Purchase APR (Variable APR) |
15.24% - 17.24% (Verified 12/21/2022) |
Balance Transfer APR (Variable APR) |
15.24% - 17.24% (Verified 12/21/2022) |
Credit Score Range | 680 - 850 |
Annual Fee | N/A |
CommunityAmerica Credit Union Visa Signature Review
This is a cashback credit card issued by CommunityAmerica Credit Union. If you're wondering whether CommunityAmerica Credit Union Visa Signature is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Competitive APRs. CommunityAmerica Credit Union Visa Signature has a variable purchase APR that ranges from 15.24% up to 17.24%.
- 3% Balance transfer fee. CommunityAmerica Credit Union Visa Signature charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of CommunityAmerica Credit Union Visa Signature
The Good | The Bad |
---|---|
|
|
CommunityAmerica Credit Union Visa Signature FAQ
Does CommunityAmerica Credit Union Visa Signature have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does CommunityAmerica Credit Union Visa Signature have a signup bonus?
This card doesn't offer a cash signup bonus.Does CommunityAmerica Credit Union Visa Signature offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the CommunityAmerica Credit Union Visa Signature benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for CommunityAmerica Credit Union Visa Signature?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.CommunityAmerica Credit Union Visa Signature has a variable purchase APR that ranges from 15.24% up to 17.24%. The card has a variable balance transfer APR that ranges from 15.24% up to 17.24%. It also has a variable cash advance APR that ranges from 15.24% up to 17.24%.
Does CommunityAmerica Credit Union Visa Signature have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | 0% |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 15.24% - 17.24% |
Balance Transfer Fee Minimum | $5 |
Balance Transfer Fee % | 3% |
Does CommunityAmerica Credit Union Visa Signature have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.
What are the fees for CommunityAmerica Credit Union Visa Signature?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | |
Returned Payment Fee | $0 |
Late Payment Fee | $25 - $35 |
What is the customer service phone number for CommunityAmerica Credit Union Visa Signature?
The CommunityAmerica Credit Union Visa Signature customer service number is (913) 905-7000.
What is the support contact email for CommunityAmerica Credit Union Visa Signature?
The support contact email for CommunityAmerica Credit Union Visa Signature is contactus@cacu.com.
What is the CommunityAmerica Credit Union Visa Signature login page?
You can access the CommunityAmerica Credit Union Visa Signature login page here.
How do people rate the customer service and user experience of CommunityAmerica Credit Union Visa Signature?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does CommunityAmerica Credit Union Visa Signature report your account activity to credit bureaus?
Yes, CommunityAmerica Credit Union Visa Signature reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for CommunityAmerica Credit Union Visa Signature
- Visit the CommunityAmerica Credit Union Visa Signature website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
9777 Ridge Dr
Lenexa, KS 66219 USA - (913) 905-7000
- Visit Site
- Email Support
About CommunityAmerica Credit Union Visa Signature
Availability
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 12 months |
Be the first to rate
Would you recommend CommunityAmerica Credit Union Visa Signature to your friends?
CommunityAmerica Credit Union Credit Cards
- Advantis Credit Union Secured Credit Card
- Andigo Credit Union Visa Platinum Credit Card
- Bank of America U.S. Pride® Visa Credit Card
- Black Hills FCU Visa Traditional Credit Card
- Cadence Bank Gold Mastercard®
- Exchange Bank of California Everyday Rewards+ Card
- Fairwinds Credit Union Orlando Pride Visa Credit Card
- Gateway Tire and Service Centers Credit Card
- Genisys Credit Rewards Mastercard Credit Card
- Heritage Credit Union Visa Signature Rewards Credit Card
- Palais Royal Credit Card
- US Bank Visa Platinum Card