
Congressional FCU Visa Signature Cash Rewards
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Purchase APR (Variable APR) | 12.15% - 18% |
Balance Transfer APR (Variable APR) | 12.15% - 18% |
Credit Score Range | 600 - 800 |
Annual Fee | N/A |
Congressional FCU Visa Signature Cash Rewards Review
This is a cashback card issued by Congressional Federal Credit Union. If you're wondering whether Congressional FCU Visa Signature Cash Rewards is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. Congressional FCU Visa Signature Cash Rewards has a variable purchase APR that ranges from 12.15% up to 18%.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, airline credit, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Congressional FCU Visa Signature Cash Rewards
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Congressional FCU Visa Signature Cash Rewards FAQ
Does Congressional FCU Visa Signature Cash Rewards have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive Receive 10,000 rewards points after spending $1000 or more within 90 days% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $0 back in cash.
Minimum rewards rate | Receive 10,000 rewards points after spending $1000 or more within 90 daysx |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Congressional FCU Visa Signature Cash Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does Congressional FCU Visa Signature Cash Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Congressional FCU Visa Signature Cash Rewards benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Congressional FCU Visa Signature Cash Rewards?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Congressional FCU Visa Signature Cash Rewards has a variable purchase APR that ranges from 12.15% up to 18%. The card has a variable balance transfer APR that ranges from 12.15% up to 18%. It also has a variable cash advance APR that ranges from 12.15% up to 18%.
Does Congressional FCU Visa Signature Cash Rewards have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 3.99% for a period of up to 12 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | 12.15% - 18% |
Balance Transfer Introductory APR | 3.99% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 12.15% - 18% |
Does Congressional FCU Visa Signature Cash Rewards have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for Congressional FCU Visa Signature Cash Rewards?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | |
Late Payment Fee | up to $25 |
What is the customer service phone number for Congressional FCU Visa Signature Cash Rewards?
The Congressional FCU Visa Signature Cash Rewards customer service number is (800) 491-2328.
What is the support contact email for Congressional FCU Visa Signature Cash Rewards?
The support contact email for Congressional FCU Visa Signature Cash Rewards is Email@CongressionalFCU.org.
What is the Congressional FCU Visa Signature Cash Rewards login page?
You can access the Congressional FCU Visa Signature Cash Rewards login page here.
How do people rate the customer service and user experience of Congressional FCU Visa Signature Cash Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Congressional FCU Visa Signature Cash Rewards report your account activity to credit bureaus?
Yes, Congressional FCU Visa Signature Cash Rewards reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Congressional FCU Visa Signature Cash Rewards
- Visit the Congressional FCU Visa Signature Cash Rewards website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
10461 White Granite Dr
Oakton, VA 22124 USA - (800) 491-2328
- Visit Site
- Email Support
About Congressional FCU Visa Signature Cash Rewards
Availability
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 6 months |
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