
Congressional Federal Credit Union Visa Signature Cash Rewards
in Personal Credit Cards from Congressional Federal Credit Union
UnaffiliatedCongressional Federal Credit Union Visa Signature Cash Rewards
in Personal Credit Cards from Congressional Federal Credit Union
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Purchase APR (Variable APR) | 12.15% - 18% |
Balance Transfer APR (Variable APR) | 12.15% - 18% |
Credit Score Range | 600 - 800 |
Annual Fee | N/A |
Congressional Federal Credit Union Visa Signature Cash Rewards Review
Congressional Federal Credit Union Visa Signature Cash Rewards is a cashback credit card issued by Congressional Federal Credit Union. If you're wondering whether Congressional Federal Credit Union Visa Signature Cash Rewards is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. Congressional Federal Credit Union Visa Signature Cash Rewards has a variable purchase APR that ranges from 12.15% up to 18%.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, airline credit, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above600.
The Good | The Bad |
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Is there a Congressional Federal Credit Union Visa Signature Cash Rewards cash back or rewards program?
Congressional Federal Credit Union Visa Signature Cash Rewards is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Congressional Federal Credit Union Visa Signature Cash Rewards you receive Receive 10,000 rewards points after spending $1000 or more within 90 days% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $0 back in cash.
Minimum rewards rate | Receive 10,000 rewards points after spending $1000 or more within 90 daysx |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Congressional Federal Credit Union Visa Signature Cash Rewards have a signup bonus?
Congressional Federal Credit Union Visa Signature Cash Rewards doesn't offer a cash signup bonus.Does Congressional Federal Credit Union Visa Signature Cash Rewards offer an annual loyalty bonus?
Congressional Federal Credit Union Visa Signature Cash Rewards doesn't offer a cash loyalty bonus.What are the Congressional Federal Credit Union Visa Signature Cash Rewards benefits?
Congressional Federal Credit Union Visa Signature Cash Rewards provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Cellular Telephone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Congressional Federal Credit Union Visa Signature Cash Rewards?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Congressional Federal Credit Union Visa Signature Cash Rewards has lower than average purchase APRs.Congressional Federal Credit Union Visa Signature Cash Rewards has a variable purchase APR that ranges from 12.15% up to 18%. The card has a variable balance transfer APR that ranges from 12.15% up to 18%. It also has a variable cash advance APR that ranges from 12.15% up to 18%.
Does Congressional Federal Credit Union Visa Signature Cash Rewards have an introductory APR offer on balance transfers?
Yes, Congressional Federal Credit Union Visa Signature Cash Rewards offers an introductory APR rate on balance transfers of 3.99% for a period of up to 12 months.
Description | |
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Balance Transfer Fee % After Intro Period | 12.15% - 18% |
Balance Transfer Introductory APR | 3.99% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 12.15% - 18% |
Does Congressional Federal Credit Union Visa Signature Cash Rewards have an introductory APR offer on new purchases?
Description | |
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Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for Congressional Federal Credit Union Visa Signature Cash Rewards?
The following fees apply to Congressional Federal Credit Union Visa Signature Cash Rewards:
Fees | Amount |
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Annual Fee | |
Late Payment Fee | up to $25 |
Does Congressional Federal Credit Union Visa Signature Cash Rewards report your account activity to credit bureaus?
Yes, Congressional Federal Credit Union Visa Signature Cash Rewards reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Congressional Federal Credit Union Visa Signature Cash Rewards
- Visit the Congressional Federal Credit Union Visa Signature Cash Rewards website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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10461 White Granite Dr
Oakton, VA 22124 - (800) 491-2328
- Visit Site
About Congressional Federal Credit Union Visa Signature Cash Rewards

Availability
Feature Breakdown
Every Purchase (Points) | Starting at 1.25 |
Revolving Categories | A minimum of 2500 rewards points is required to redeem rewards or cash. Visa Signature cardholders will earn 1.25 reward points per every $1 on net purchases. |
Eligible In-Store Purchases (Points) | Starting at 1.25 |
Amazon Purchases (Points) | Starting at 1.25 |
Every Purchase (Points) | 1.25 rewards points per dollar spent on purchases² Earn an extra point on airline purchases |
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