Consumers Credit Union Visa Platinum
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| Purchase APR (Variable APR) |
13.45% - 24.45% (Verified 12/22/2022) |
| Balance Transfer APR (Variable APR) |
13.45% - 24.45% (Verified 12/22/2022) |
| Credit Score Range | N/A |
| Annual Fee | $0 |
Consumers Credit Union Visa Platinum Review
This is a card issued by Consumers Credit Union. If you're wondering whether Consumers Credit Union Visa Platinum is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
- Competitive APRs. Consumers Credit Union Visa Platinum has a variable purchase APR that ranges from 13.45% up to 24.45%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3.00% Balance transfer fee. Consumers Credit Union Visa Platinum charges a fee of 3.00% on balance transfers, if you transfer the balance within 365 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
Pros & Cons of Consumers Credit Union Visa Platinum
| The Good | The Bad |
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Consumers Credit Union Visa Platinum FAQ
Does Consumers Credit Union Visa Platinum have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Consumers Credit Union Visa Platinum benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Consumers Credit Union Visa Platinum?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Consumers Credit Union Visa Platinum has a variable purchase APR that ranges from 13.45% up to 24.45%. The card has a variable balance transfer APR that ranges from 13.45% up to 24.45%. It also has a variable cash advance APR that ranges from 13.45% up to 24.45%.
Does Consumers Credit Union Visa Platinum have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0%
| Description | |
|---|---|
| Balance Transfer Fee Intro Period | 365 days |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer APR | 13.45% - 24.45% |
| Balance Transfer Fee % | 3.00 |
Does Consumers Credit Union Visa Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Consumers Credit Union Visa Platinum?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Consumers Credit Union Visa Platinum have a foreign transaction fee?
Consumers Credit Union Visa Platinum charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Consumers Credit Union Visa Platinum?
The Consumers Credit Union Visa Platinum customer service number is .
What is the support contact email for Consumers Credit Union Visa Platinum?
The support contact email for Consumers Credit Union Visa Platinum is ccuinfo@myconsumers.org.
What is the Consumers Credit Union Visa Platinum login page?
You can access the Consumers Credit Union Visa Platinum login page here.
How do people rate the customer service and user experience of Consumers Credit Union Visa Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Consumers Credit Union Visa Platinum report your account activity to credit bureaus?
Yes, Consumers Credit Union Visa Platinum reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Consumers Credit Union Visa Platinum
- Visit the Consumers Credit Union Visa Platinum website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2750 Washington St
Waukegan, IL 60085 USA - Visit Site
- Email Support
Other Services by Consumers Credit Union
Availability
Feature Breakdown
| Cash Advance Fee Minimum | 5.00 |
| Cash Advance Fee (%) | Starting at 5 |
| Minimum Cash Advance Fee ($) | Starting at 5 |
| Foreign Currency Transaction Fee | 1 |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $25 |
| Paper Statement Fee | 10 |
| Additional Card Fee Amount | 10 |
| Late Fee Amount | Up to $25 |
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