Consumers Credit Union Visa Signature Rewards

Consumers Credit Union Visa Signature Rewards Review

This is a rewards credit card issued by Consumers Credit Union. If you're wondering whether Consumers Credit Union Visa Signature Rewards is the right card for you, read on.

Key Takeaways

• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
• Competitive APRs. Consumers Credit Union Visa Signature Rewards has a variable purchase APR that ranges from 15.74% up to 26.74%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Consumers Credit Union Visa Signature Rewards charges a fee of 3% on balance transfers, if you transfer the balance within 25 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Consumers Credit Union Visa Signature Rewards

Consumers Credit Union Visa Signature Rewards FAQ

Does Consumers Credit Union Visa Signature Rewards have a cash back or rewards program?

Consumers Credit Union Visa Signature Rewards is a rewards card.

What are the Consumers Credit Union Visa Signature Rewards benefits?

It provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Price Protection
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Consumers Credit Union Visa Signature Rewards?

Consumers Credit Union Visa Signature Rewards has a variable purchase APR that ranges from 15.74% up to 26.74%. The card has a variable balance transfer APR that ranges from 15.74% up to 26.74%. It also has a variable cash advance APR that ranges from 15.74% up to 26.74%.

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for Consumers Credit Union Visa Signature Rewards?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Consumers Credit Union Visa Signature Rewards report your account activity to credit bureaus?

Yes, Consumers Credit Union Visa Signature Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Consumers Credit Union Visa Signature Rewards

• Visit the Consumers Credit Union Visa Signature Rewards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.