Consumers Credit Union Visa Signature Rewards Review

Consumers Credit Union Visa Signature Rewards is a rewards credit card issued by Consumers Credit Union. If you're wondering whether Consumers Credit Union Visa Signature Rewards is the right card for you, read on. This is everything you need to know to make a good choice.

• Competitive APRs. Consumers Credit Union Visa Signature Rewards has a variable purchase APR that ranges from 11.99% up to 22.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval oods if your credit score is above600.

The Good

The Bad

Lower than average purchase APRs. No annual fee. Multiple credit card perks. Extended warranty and price protection on purchases. Identity Theft Protection. Travel accident and travel assistance insurance. Considers applicants with fair or poor credit. Cardholders can earn rewards on purchases everywhere Consumers Credit Union Visa Signature Rewards is accepted. Consumers Credit Union Visa Signature Rewards reports to multiple credit bureaus.

Does not offer a signup bonus. Charges a foreign transaction fee of 1%.

Is there a Consumers Credit Union Visa Signature Rewards cash back or rewards program?

Consumers Credit Union Visa Signature Rewards offers a rewards program to its customers.

Consumers Credit Union Visa Signature Rewards Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Consumers Credit Union Visa Signature Rewards benefits?

Consumers Credit Union Visa Signature Rewards provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Price Protection
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Consumers Credit Union Visa Signature Rewards?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Consumers Credit Union Visa Signature Rewards has lower than average purchase APRs.

Consumers Credit Union Visa Signature Rewards has a variable purchase APR that ranges from 11.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 22.99%. It also has a variable cash advance APR that ranges from 11.99% up to 22.99%.

What are the fees for Consumers Credit Union Visa Signature Rewards?

The following fees apply to Consumers Credit Union Visa Signature Rewards:

Consumers Credit Union Visa Signature Rewards Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	1%

Does Consumers Credit Union Visa Signature Rewards report your account activity to credit bureaus?

Yes, Consumers Credit Union Visa Signature Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Consumers Credit Union Visa Signature Rewards

• Visit the Consumers Credit Union Visa Signature Rewards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.