Last Updated: 07/28/2025
Consumers Credit Union Visa Signature Rewards
Claimed
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
15.74% - 26.74%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
15.74% - 26.74%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 699
Annual Fee
$0
Consumers Credit Union Visa Signature Rewards Review
This is a rewards card issued by Consumers Credit Union. If you're wondering whether Consumers Credit Union Visa Signature Rewards is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 12 months.
- APRs: Consumers Credit Union Visa Signature Rewards has a variable regular purchase APR that ranges from 15.74% up to 26.74%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Consumers Credit Union Visa Signature Rewards charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Consumers Credit Union Visa Signature Rewards
| The Good | The Bad |
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Consumers Credit Union Visa Signature Rewards FAQ
Does Consumers Credit Union Visa Signature Rewards have a cash back or rewards program?
Consumers Credit Union Visa Signature Rewards is a rewards card.
| Description |
Does Consumers Credit Union Visa Signature Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does Consumers Credit Union Visa Signature Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Consumers Credit Union Visa Signature Rewards benefits?
Consumers Credit Union Visa Signature Rewards provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Consumers Credit Union Visa Signature Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Consumers Credit Union Visa Signature Rewards has a variable purchase APR that ranges from 15.74% up to 26.74%. The card has a variable balance transfer APR that ranges from 15.74% up to 26.74%. It also has a variable cash advance APR that ranges from 15.74% up to 26.74%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Consumers Credit Union Visa Signature Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Consumers Credit Union Visa Signature Rewards have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 12 months.
What are the fees for Consumers Credit Union Visa Signature Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Starting at $2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee starting at $25. Does Consumers Credit Union Visa Signature Rewards have a foreign transaction fee?
Consumers Credit Union Visa Signature Rewards charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Consumers Credit Union Visa Signature Rewards?
The support contact email for Consumers Credit Union Visa Signature Rewards is ccuinfo@myconsumers.org.
How do people rate the customer service and user experience of Consumers Credit Union Visa Signature Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Consumers Credit Union Visa Signature Rewards report your account activity to credit bureaus?
Yes, Consumers Credit Union Visa Signature Rewards reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Consumers Credit Union perform a hard credit pull?
Yes, Consumers Credit Union Visa Signature Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Consumers Credit Union Visa Signature Rewards
- Visit the website of Consumers Credit Union Visa Signature Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View Consumers Credit Union Visa Signature Rewards's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM
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Other Credit Cards from Consumers Credit Union
Rating not yet determined
Purchase APR
13.45% - 24.45%
Disclaimer popup with additional information
Balance Transfer APR
13.45% - 24.45%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$0
Rating not yet determined
Purchase APR
15.45% - 26.45%
Disclaimer popup with additional information
Balance Transfer APR
15.45% - 26.45%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$0
Rating not yet determined
Purchase APR
15.74% - 26.74%
Disclaimer popup with additional information
Balance Transfer APR
15.74% - 26.74%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
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-1000+100
No one recommends
Everyone recommends
Consumers Credit Union Visa Signature Rewards Community Reviews
Would you recommend Consumers Credit Union Visa Signature Rewards to your friends?
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Anonymous
Dec 21, 2022
May or may not recommend
I have signed up yet so I'm not sure yet
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