Consumers Credit Union Visa Signature Rewards
Not enough votes for recommendation
Explore a similar product
Try this top product in Personal Credit Cards.
| Purchase APR (Variable APR) | 11.99% - 22.99% |
| Balance Transfer APR (Variable APR) | 11.99% - 22.99% |
| Credit Score Range | 600 - 699 |
| Annual Fee | $0 |
Consumers Credit Union Visa Signature Rewards Review
This is a rewards credit card issued by Consumers Credit Union. If you're wondering whether Consumers Credit Union Visa Signature Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Consumers Credit Union Visa Signature Rewards has a variable purchase APR that ranges from 11.99% up to 22.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
|---|---|
|
|
Does Consumers Credit Union Visa Signature Rewards have a cash back or rewards program?
Consumers Credit Union Visa Signature Rewards is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Consumers Credit Union Visa Signature Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does Consumers Credit Union Visa Signature Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Consumers Credit Union Visa Signature Rewards benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Consumers Credit Union Visa Signature Rewards?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Consumers Credit Union Visa Signature Rewards has a variable purchase APR that ranges from 11.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 22.99%. It also has a variable cash advance APR that ranges from 11.99% up to 22.99%.
Does Consumers Credit Union Visa Signature Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Consumers Credit Union Visa Signature Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Consumers Credit Union Visa Signature Rewards?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Consumers Credit Union Visa Signature Rewards have a foreign transaction fee?
Consumers Credit Union Visa Signature Rewards charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Consumers Credit Union Visa Signature Rewards?
The support contact email for Consumers Credit Union Visa Signature Rewards is ccuinfo@myconsumers.org.
How do people rate the customer service and user experience of Consumers Credit Union Visa Signature Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Consumers Credit Union Visa Signature Rewards report your account activity to credit bureaus?
Yes, Consumers Credit Union Visa Signature Rewards reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Consumers Credit Union Visa Signature Rewards
- Visit the Consumers Credit Union Visa Signature Rewards website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2750 Washington St
Waukegan, IL 60085 - Visit Site
- Email Support
Other Services by Consumers Credit Union
Availability
Feature Breakdown
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | Starting at 5% |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Foreign Currency Transaction Fee | 1% |
| Returned Payment Fee | Starting at $2 |
| Paper Statement Fee | $10 |
| Additional Card Fee Amount | $10 |
| Late Fee Amount | Starting at $25 |
Be the first to rate
Would you recommend Consumers Credit Union Visa Signature Rewards to your friends?
Other Personal Credit Cards
Consumers Credit Union Personal Credit Cards
- American Eagle FCU Platinum Visa Credit Card
- Belk Elite Rewards MasterCard
- Briggs & Stratton® Card
- Community Resource Credit Union MyPath Premier MasterCard
- Exchange Bank Visa Signature® College Real Rewards Card
- First Bank and Trust of New Orleans Visa Classic
- Great Lakes Credit Union Visa Platinum
- Green Dot primor® Mastercard® Classic Secured Credit Card
- MIT Federal Credit Union Secured Visa Card
- Oriental Bank MasterCard Secured Credit Card
- Popular Bank Rewards MasterCard
- SkyOne Classic Visa® Card
