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  Corporate America Family Credit Union Visa Platinum Advantage

Corporate America Family Credit Union Visa Platinum Advantage

in Personal Credit Cards from Corporate America Family Credit Union

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Corporate America Family Credit Union Visa Platinum Advantage

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in Personal Credit Cards from Corporate America Family Credit Union

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Highlights
Purchase APR  (Variable APR) 9.90% - 13.90%
Balance Transfer APR  (Variable APR) 9.90% - 13.90%
Credit Score Range 580 - 669
Annual Fee N/A

Corporate America Family Credit Union Visa Platinum Advantage Review

If you're wondering whether Corporate America Family Credit Union Visa Platinum Advantage is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Corporate America Family Credit Union Visa Platinum Advantage has a variable purchase APR that ranges from 9.90% up to 13.90%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.00% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 580.
Pros & Cons of Corporate America Family Credit Union Visa Platinum Advantage
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere Corporate America Family Credit Union Visa Platinum Advantage is accepted.
  • Corporate America Family Credit Union Visa Platinum Advantage reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1.00%.
Corporate America Family Credit Union Visa Platinum Advantage FAQ

Does Corporate America Family Credit Union Visa Platinum Advantage have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Corporate America Family Credit Union Visa Platinum Advantage Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Corporate America Family Credit Union Visa Platinum Advantage have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Corporate America Family Credit Union Visa Platinum Advantage offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Corporate America Family Credit Union Visa Platinum Advantage benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Corporate America Family Credit Union Visa Platinum Advantage?

This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.

What are the fees for Corporate America Family Credit Union Visa Platinum Advantage?

The following fees apply:

Corporate America Family Credit Union Visa Platinum Advantage Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1.00%
Returned Payment Fee up to $25.00
Late Payment Fee $28.00 - $39.00

Does Corporate America Family Credit Union Visa Platinum Advantage have a foreign transaction fee?

Corporate America Family Credit Union Visa Platinum Advantage charges a foreign transaction fee of 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Corporate America Family Credit Union Visa Platinum Advantage?

The Corporate America Family Credit Union Visa Platinum Advantage customer service number is (847) 214-2000.

What is the support contact email for Corporate America Family Credit Union Visa Platinum Advantage?

The support contact email for Corporate America Family Credit Union Visa Platinum Advantage is questions@cafcu.org.

Does Corporate America Family Credit Union Visa Platinum Advantage report your account activity to credit bureaus?

Yes, Corporate America Family Credit Union Visa Platinum Advantage reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Corporate America Family Credit Union Visa Platinum Advantage

  • Visit the Corporate America Family Credit Union Visa Platinum Advantage website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Corporate America Family Credit Union Visa Platinum Advantage's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:30am - 5:30pm
  • Tuesday 7:30am - 5:30pm
  • Wednesday Closed
  • Thursday 7:30am - 5:30pm
  • Friday 7:30am - 5:30pm
  • Saturday Closed

About Corporate America Family Credit Union Visa Platinum Advantage

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View all personal credit cards offered by Corporate America Family Credit Union

Availability

  Available in 1 state
Illinois
Availabile in all of Illinois

Feature Breakdown

No Annual Fee
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1.00%
Returned Payment Fee Up to $25.00
Paper Statement Fee $5.00
Additional Card Fee Amount $20.00
Late Fee Amount $28.00 - $39.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Credit Score Range 580 - 669
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Rewards Categories
  • Every Purchase
  • Travel
  • Restaurants
  • Hotels
Cash Advance APR (Variable APR) 9.90% - 13.90%
Balance Computation We use a method called "average daily balance (excluding new purchases) (including new balance transfers and cash advances)."
Credit Limit Up to $25
Purchase APR (Variable APR) 9.90% - 13.90%
Balance Transfer APR (Variable APR) 9.90% - 13.90%
Card Type
  • Rewards
  • Low Interest
  • Cashback
  • Travel
  • Charge Card
Card Network Visa

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