Corporate America Family CU Visa Advantage

Corporate America Family CU Visa Advantage Review

If you're wondering whether Corporate America Family CU Visa Advantage is the right card for you, read on.

Key Takeaways

• Competitive APRs. Corporate America Family CU Visa Advantage has a variable purchase APR that ranges from 14.15% up to 18.15%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.00% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 580.

Pros & Cons of Corporate America Family CU Visa Advantage

The Good

The Bad

Potentially lower than average purchase APRs. No annual fee. Multiple credit card perks. Offers auto rental collision damage waiver. Extended warranty on purchases. Travel accident and travel assistance insurance. Trip cancellation insurance. Considers applicants with fair credit. Cardholders can earn rewards on their purchases. Corporate America Family CU Visa Advantage reports to multiple credit bureaus.

Does not offer a signup bonus. Charges a foreign transaction fee of 1.00%.

Corporate America Family CU Visa Advantage FAQ

Does Corporate America Family CU Visa Advantage have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Corporate America Family CU Visa Advantage Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Corporate America Family CU Visa Advantage benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Corporate America Family CU Visa Advantage?

This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.

What are the fees for Corporate America Family CU Visa Advantage?

The following fees apply:

Corporate America Family CU Visa Advantage Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	1.00%
Returned Payment Fee	up to $30
Late Payment Fee	up to $39

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Corporate America Family CU Visa Advantage report your account activity to credit bureaus?

Yes, Corporate America Family CU Visa Advantage reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Corporate America Family CU Visa Advantage

• Visit the Corporate America Family CU Visa Advantage website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.