Overview

Who is this credit card designed for?

British Airways Visa Signature® Card is a credit card issued by Chase Bank, which is based in New York, NY. 

British Airways Visa Signature® Card is designed for people with a credit score of 700 to 850. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

British Airways Visa Signature® Card has a variable purchase APR that ranges from 17.49% up to 24.49%.

The card has a variable balance transfer APR that ranges from 17.49% up to 24.49%.

It also has a variable cash advance APR starting at 26.49%.

Is an introductory APR offer available?

No, British Airways Visa Signature® Card does not come with an introductory APR offer for balance transfers.

British Airways Visa Signature® Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to British Airways Visa Signature® Card:

• An annual fee of $95. Make sure the rewards and benefits of this card justify the cost of the annual fee.
• A late payment penalty of $37.
• A returned payment fee of $37.
• There are no foreign transaction fees.

Is a rewards program offered?

British Airways Visa Signature® Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

• Airfare
• Every Purchase

Is a signup bonus offered?

British Airways Visa Signature® Card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

British Airways Visa Signature® Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 British Airways Visa Signature® Card provides the following benefits:

• Auto Rental Collision Damage Waiver

• Emergency Support

• Extended Warranty Protection

• Fraud Liability

• Travel Accident Insurance

• Travel Assistance

• Reports to major credit bureaus

Does British Airways Visa Signature® Card report your account activity to credit bureaus?

British Airways Visa Signature® Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.