British Airways Visa Signature® Card Review

British Airways Visa Signature® Card is a rewards credit card issued by Chase Bank. If you're wondering whether British Airways Visa Signature® Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Generous reward rate. You will get a a rewards rate of up to 3 miles per dollar spent.
• Signup bonus. Offers a signup bonus of 50000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. British Airways Visa Signature® Card has a variable purchase APR that ranges from 15.99% up to 22.99%.
• 5% Balance transfer fee. British Airways Visa Signature® Card charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $5.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

British Airways Visa Signature® Card Pros and Cons:

Is there a British Airways Visa Signature® Card cash back or rewards program?

British Airways Visa Signature® Card offers a rewards program to its customers.

What are the British Airways Visa Signature® Card benefits?

British Airways Visa Signature® Card provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Accident Insurance
• No blackout dates when redeeming miles
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for British Airways Visa Signature® Card?

British Airways Visa Signature® Card has a variable purchase APR that ranges from 15.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 22.99%. It also has a variable cash advance APR of 24.99% .

What are the fees for British Airways Visa Signature® Card?

The following fees apply to British Airways Visa Signature® Card:

Does British Airways Visa Signature® Card report your account activity to credit bureaus?

British Airways Visa Signature® Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for British Airways Visa Signature® Card

• Visit the British Airways Visa Signature® Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.