British Airways Visa Signature® Card
in Personal Credit Cards from Chase Bank
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| Purchase APR (Variable APR) | 15.99% - 22.99% |
| Balance Transfer APR (Variable APR) | 15.99% - 22.99% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $95 |
British Airways Visa Signature® Card Review
British Airways Visa Signature® Card is a rewards credit card issued by Chase Bank. If you're wondering whether British Airways Visa Signature® Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- Generous reward rate. You will get a rewards rate of up to 3 miles per dollar spent.
- Signup bonus. Offers a signup bonus of 50000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. British Airways Visa Signature® Card has a variable purchase APR that ranges from 15.99% up to 22.99%.
- 5% Balance transfer fee. British Airways Visa Signature® Card charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
British Airways Visa Signature® Card Pros & Cons
| The Good | The Bad |
|---|---|
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British Airways Visa Signature® Card FAQ
Is there a British Airways Visa Signature® Card cash back or rewards program?
British Airways Visa Signature® Card offers a rewards program to its customers.
| Minimum rewards rate | 1x |
| Max rewards rate | 3x |
| Annual rewards limit | N/A |
| Signup Bonus (Points/Miles) | 50000 |
| Signup Bonus Spend Requirement | $3000 |
| Signup Bonus Spend Period (months) | 3 months |
| Annual Loyalty Bonus (Points/Miles) | 50000 |
| Annual Loyalty Bonus Spend Requirement | $20000 |
Does British Airways Visa Signature® Card have a signup bonus?
British Airways Visa Signature® Card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.Does British Airways Visa Signature® Card offer an annual loyalty bonus?
British Airways Visa Signature® Card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 50000 points after spending $20000 that can be redeemed for travel, gifts, and other perks.What are the British Airways Visa Signature® Card benefits?
British Airways Visa Signature® Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for British Airways Visa Signature® Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. British Airways Visa Signature® Card has lower than average purchase APRs.British Airways Visa Signature® Card has a variable purchase APR that ranges from 15.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 22.99%. It also has a variable cash advance APR of 24.99% .
Does British Airways Visa Signature® Card have an introductory APR offer on balance transfers?
No, British Airways Visa Signature® Card does not come with an introductory APR offer for balance transfers.Does British Airways Visa Signature® Card have an introductory APR offer on new purchases?
British Airways Visa Signature® Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period | N/A |
What are the fees for British Airways Visa Signature® Card?
The following fees apply to British Airways Visa Signature® Card:
| Fees | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does British Airways Visa Signature® Card have a foreign transaction fee?
British Airways Visa Signature® Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does British Airways Visa Signature® Card report your account activity to credit bureaus?
Yes, British Airways Visa Signature® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for British Airways Visa Signature® Card
- Visit the British Airways Visa Signature® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 - (877) 242-7372
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Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Airfare (Points) | 3 |
| Every Purchase (Points) | 1x Avios for every $1 spent on all other purchases |
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