Credit Union 1 Platinum Credit Card
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| Purchase APR (Variable APR) | Starting at 8.95% |
| Balance Transfer APR (Variable APR) | Starting at 8.95% |
| Credit Score Range | 600 - 699 |
| Annual Fee | N/A |
Credit Union 1 Platinum Credit Card Review
This is a credit card issued by Credit Union 1 of Alaska. If you're wondering whether Credit Union 1 Platinum Credit Card is the right card for you, read on.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Credit Union 1 Platinum Credit Card
| The Good | The Bad |
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Credit Union 1 Platinum Credit Card FAQ
Does Credit Union 1 Platinum Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This card features rewards for purchases in the following categories:
What are the Credit Union 1 Platinum Credit Card benefits?
It provides the following benefits:
- Free Credit Score
- Emergency Support
- Extended Warranty Protection
- Free Credit Report
- Reports to major credit bureaus
What are the relevant APRs for Credit Union 1 Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Credit Union 1 Platinum Credit Card has a variable purchase APR starting at 8.95% . The card has a variable balance transfer APR starting at 8.95% . It also has a variable cash advance APR starting at 8.95% .
Does Credit Union 1 Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Credit Union 1 Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Credit Union 1 Platinum Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 2% |
Does Credit Union 1 Platinum Credit Card have a foreign transaction fee?
Credit Union 1 Platinum Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Credit Union 1 Platinum Credit Card?
The Credit Union 1 Platinum Credit Card customer service number is (907) 339-9485.
What is the support contact email for Credit Union 1 Platinum Credit Card?
The support contact email for Credit Union 1 Platinum Credit Card is service@cu1.org.
What is the Credit Union 1 Platinum Credit Card login page?
You can access the Credit Union 1 Platinum Credit Card login page here.
How do people rate the customer service and user experience of Credit Union 1 Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Credit Union 1 Platinum Credit Card report your account activity to credit bureaus?
Yes, Credit Union 1 Platinum Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Credit Union 1 Platinum Credit Card
- Visit the Credit Union 1 Platinum Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1941 Abbott Rd
Anchorage, AK 99507 USA - (907) 339-9485
- Visit Site
- Email Support
About Credit Union 1 Platinum Credit Card
Availability
Feature Breakdown
| Foreign Currency Transaction Fee | 2% |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | Starting at $20.00 |
| Late Fee Amount | Starting at $30.00 |
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