SuperMoney
  Credit Union 1 Platinum Credit Card

Credit Union 1 Platinum Credit Card

in Personal Credit Cards from Credit Union 1 of Alaska

Unaffiliated

Credit Union 1 Platinum Credit Card

Unaffiliated

in Personal Credit Cards from Credit Union 1 of Alaska

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Credit Union 1 Platinum Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) Starting at 8.95%
Balance Transfer APR  (Variable APR) Starting at 8.95%
Credit Score Range 600 - 699
Annual Fee N/A

Credit Union 1 Platinum Credit Card Review

This is a credit card issued by Credit Union 1 of Alaska. If you're wondering whether Credit Union 1 Platinum Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Credit Union 1 Platinum Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Extended warranty on purchases.
  • Free access to your credit score.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Credit Union 1 Platinum Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 2%.
  • You don't earn rewards on every purchase.
Credit Union 1 Platinum Credit Card FAQ

Does Credit Union 1 Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the Credit Union 1 Platinum Credit Card benefits?

It provides the following benefits:

  • Free Credit Score
  • Emergency Support
  • Extended Warranty Protection
  • Free Credit Report.
  • Free Credit Report
  • Reports to major credit bureaus

What are the relevant APRs for Credit Union 1 Platinum Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR starting at 8.95% . The card has a variable balance transfer APR starting at 8.95% . It also has a variable cash advance APR starting at 8.95% .

Does Credit Union 1 Platinum Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Credit Union 1 Platinum Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Credit Union 1 Platinum Credit Card?

The following fees apply:

Credit Union 1 Platinum Credit Card Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 2%

Does Credit Union 1 Platinum Credit Card have a foreign transaction fee?

Credit Union 1 Platinum Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Credit Union 1 Platinum Credit Card?

The Credit Union 1 Platinum Credit Card customer service number is (907) 339-9485.

What is the support contact email for Credit Union 1 Platinum Credit Card?

The support contact email for Credit Union 1 Platinum Credit Card is service@cu1.org.

Does Credit Union 1 Platinum Credit Card report your account activity to credit bureaus?

Yes, Credit Union 1 Platinum Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Credit Union 1 Platinum Credit Card

  • Visit the Credit Union 1 Platinum Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 10:00am - 6:00pm
  • Tuesday 10:00am - 6:00pm
  • Wednesday 10:00am - 6:00pm
  • Thursday 10:00am - 6:00pm
  • Friday 10:00am - 6:00pm
  • Saturday 10:00am - 5:00pm

About Credit Union 1 Platinum Credit Card

Icon for Personal Credit Cards
View all personal credit cards offered by Credit Union 1 of Alaska

Availability

  Available in 1 state
Alaska
Availabile in all of Alaska

Feature Breakdown

No Interest Grace Period for Late Payment 21 days
Foreign Currency Transaction Fee 2%
Returned Payment Fee Starting at $20.00
Late Fee Amount Starting at $30.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Credit Score Range 600 - 699
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Extended Warranty Protection
  • Free Credit Report
  • Free Credit Score
  • Identity Theft Protection
Rewards Categories
  • Select Merchants
Cash Advance APR (Variable APR) Starting at 8.95%
Purchase APR (Variable APR) Starting at 8.95%
Balance Transfer APR (Variable APR) Starting at 8.95%

Be the first to rate

 

Would you recommend Credit Union 1 Platinum Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Personal Credit Cards

Credit Union 1 of Alaska Personal Credit Cards

Loading...