Credit Union of Colorado Platinum Preferred Rewards Visa

Credit Union of Colorado Platinum Preferred Rewards Visa Review

This is a rewards credit card issued by Credit Union of Colorado. If you're wondering whether Credit Union of Colorado Platinum Preferred Rewards Visa is the right card for you, read on.

Key Takeaways

• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Credit Union of Colorado Platinum Preferred Rewards Visa

The Good	The Bad
Travel accident and travel assistance insurance. Trip cancellation insurance. Considers applicants with fair credit. Cardholders can earn rewards on their purchases. Credit Union of Colorado Platinum Preferred Rewards Visa reports to multiple credit bureaus.	Does not offer a signup bonus. You don't earn rewards on every purchase.

Credit Union of Colorado Platinum Preferred Rewards Visa FAQ

Does Credit Union of Colorado Platinum Preferred Rewards Visa have a cash back or rewards program?

Credit Union of Colorado Platinum Preferred Rewards Visa is a rewards card.

Credit Union of Colorado Platinum Preferred Rewards Visa Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Credit Union of Colorado Platinum Preferred Rewards Visa benefits?

It provides the following benefits:

• Trip Cancellation Insurance
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Credit Union of Colorado Platinum Preferred Rewards Visa?

It has a variable purchase APR of up to 7.25%.

The card has a variable balance transfer APR of up to 7.25%.

The card has a variable cash advance APR of up to 7.25%.

What are the fees for Credit Union of Colorado Platinum Preferred Rewards Visa?

The following fees apply:

Credit Union of Colorado Platinum Preferred Rewards Visa Fees

Fees	Amount
Annual Fee
Late Payment Fee	up to $15

Does Credit Union of Colorado Platinum Preferred Rewards Visa report your account activity to credit bureaus?

Yes, Credit Union of Colorado Platinum Preferred Rewards Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Credit Union of Colorado Platinum Preferred Rewards Visa

• Visit the Credit Union of Colorado Platinum Preferred Rewards Visa website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.