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  Credit Union of Denver Secured MasterCard

Credit Union of Denver Secured MasterCard

in Personal Credit Cards from Credit Union of Denver

Unaffiliated

Credit Union of Denver Secured MasterCard

Unaffiliated

in Personal Credit Cards from Credit Union of Denver

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Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 500 - 599
Annual Fee N/A

Credit Union of Denver Secured MasterCard Review

This is a credit card issued by Credit Union of Denver. If you're wondering whether Credit Union of Denver Secured MasterCard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as Global Entry / TSA Precheck Fee Credit, identity theft protection, travel assistance, and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Pros & Cons of Credit Union of Denver Secured MasterCard
The Good The Bad
  • Multiple credit card perks.
  • Global Entry / TSA Precheck Fee Credit.
  • Identity Theft Protection.
  • Travel assistance insurance
  • Considers applicants with fair or poor credit.
  • Credit Union of Denver Secured MasterCard reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
Credit Union of Denver Secured MasterCard FAQ

Does Credit Union of Denver Secured MasterCard have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Credit Union of Denver Secured MasterCard benefits?

It provides the following benefits:

  • Cell Phone Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Credit Union of Denver Secured MasterCard?

Does Credit Union of Denver Secured MasterCard have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Credit Union of Denver Secured MasterCard have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Credit Union of Denver Secured MasterCard?

The following fees apply:

Credit Union of Denver Secured MasterCard Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1%

Does Credit Union of Denver Secured MasterCard have a foreign transaction fee?

Credit Union of Denver Secured MasterCard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Credit Union of Denver Secured MasterCard?

The Credit Union of Denver Secured MasterCard customer service number is (303) 234-1700.

Does Credit Union of Denver Secured MasterCard report your account activity to credit bureaus?

Yes, Credit Union of Denver Secured MasterCard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Credit Union of Denver Secured MasterCard

  • Visit the Credit Union of Denver Secured MasterCard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 12:30pm

About Credit Union of Denver Secured MasterCard

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Availability

  Available in 1 state
Colorado
Availabile in all of Colorado

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1%
Returned Payment Fee Starting at $9
Late Fee Amount Starting at $15.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Credit Score Range 500 - 599
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Cellular Telephone Protection
  • Global Entry / TSA Precheck Fee Credit
  • Identity Theft Protection
  • Travel Assistance
Rewards Categories
  • Insurance
  • Travel
  • Retail
  • Online
Balance Computation For MasterCard, We use a method called "average daily balance (including new purchases)." For all other Feature Categories, We use a method called "daily balance." In all cases see Your Agreement for details.
Balance Transfer Fee Intro Period 25 days
Card Type
  • Travel
  • Airline
  • Gas
Card Network Mastercard

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