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  CU of Southern California Visa Platinum Rewards
CU of Southern California Visa Platinum Rewards Unaffiliated

CU of Southern California Visa Platinum Rewards

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Highlights
Purchase APR Up to 14.90
Balance Transfer APR Starting at 14.90
Credit Score Range 700 - 850
Annual Fee $0

CU of Southern California Visa Platinum Rewards Review

This is a credit card issued by Credit Union of Southern California. If you're wondering whether CU of Southern California Visa Platinum Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of CU of Southern California Visa Platinum Rewards
The Good The Bad
  • No annual fee.
  • CU of Southern California Visa Platinum Rewards reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
CU of Southern California Visa Platinum Rewards FAQ

Does CU of Southern California Visa Platinum Rewards have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the CU of Southern California Visa Platinum Rewards benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for CU of Southern California Visa Platinum Rewards?

It has a variable purchase APR of up to 14.90%.

The card has a variable balance transfer APR starting at 14.90% . The card has a variable cash advance APR of up to 14.90%.

Note that late payments are subject to an APR of 19.90% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does CU of Southern California Visa Platinum Rewards have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does CU of Southern California Visa Platinum Rewards have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for CU of Southern California Visa Platinum Rewards?

The following fees apply:

CU of Southern California Visa Platinum Rewards Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $10

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does CU of Southern California Visa Platinum Rewards have a foreign transaction fee?

CU of Southern California Visa Platinum Rewards charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for CU of Southern California Visa Platinum Rewards?

The support contact email for CU of Southern California Visa Platinum Rewards is support@cusocal.org.

What is the CU of Southern California Visa Platinum Rewards login page?

You can access the CU of Southern California Visa Platinum Rewards login page here.

How do people rate the customer service and user experience of CU of Southern California Visa Platinum Rewards?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does CU of Southern California Visa Platinum Rewards report your account activity to credit bureaus?

Yes, CU of Southern California Visa Platinum Rewards reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for CU of Southern California Visa Platinum Rewards

  • Visit the CU of Southern California Visa Platinum Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View CU of Southern California Visa Platinum Rewards's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 1:00pm

About CU of Southern California Visa Platinum Rewards

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View all credit cards offered by Credit Union of Southern California

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) Starting at 2
Foreign Currency Transaction Fee 1
Minimum Interest Charge 0.50
Returned Payment Fee Up to 25
Late Fee Amount Up to 10
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Select Merchants
Cash Advance APR Up to 14.90
Balance Computation We use a method called "average daily balance (including new purchases)."
Penalty APR 19.90
Purchase APR Up to 14.90
Balance Transfer APR Starting at 14.90
Card Type
  • Rewards
Card Network Visa

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