Last Updated: 07/28/2025
CU of Southern California Visa Platinum Rewards
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Up to 14.90%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
Starting at 14.90%(Verified 06/21/2024)
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Credit Score Range
700 - 850
Annual Fee
$0
CU of Southern California Visa Platinum Rewards Review
This is a rewards card issued by Credit Union of Southern California. If you're wondering whether CU of Southern California Visa Platinum Rewards is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of CU of Southern California Visa Platinum Rewards
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CU of Southern California Visa Platinum Rewards FAQ
Does CU of Southern California Visa Platinum Rewards have a cash back or rewards program?
CU of Southern California Visa Platinum Rewards is a rewards card. This card features rewards for purchases in the following categories:
- Select Merchants
| Description |
Does CU of Southern California Visa Platinum Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does CU of Southern California Visa Platinum Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the CU of Southern California Visa Platinum Rewards benefits?
CU of Southern California Visa Platinum Rewards provides the following benefits:
- Emergency Support
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for CU of Southern California Visa Platinum Rewards?
It has a variable purchase APR of up to 14.90%. The card has a variable balance transfer APR starting at 14.90% . The card has a variable cash advance APR of up to 14.90%. Note that late payments are subject to an APR of 19.90% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does CU of Southern California Visa Platinum Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does CU of Southern California Visa Platinum Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for CU of Southern California Visa Platinum Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does CU of Southern California Visa Platinum Rewards have a foreign transaction fee?
CU of Southern California Visa Platinum Rewards charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for CU of Southern California Visa Platinum Rewards?
The customer service number for CU of Southern California Visa Platinum Rewards is (562) 945-2214.
What is the support contact email for CU of Southern California Visa Platinum Rewards?
The support contact email for CU of Southern California Visa Platinum Rewards is support@cusocal.org.
What is the login page for CU of Southern California Visa Platinum Rewards?
You can access the login page of CU of Southern California Visa Platinum Rewards here.
How do people rate the customer service and user experience of CU of Southern California Visa Platinum Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does CU of Southern California Visa Platinum Rewards report your account activity to credit bureaus?
Yes, CU of Southern California Visa Platinum Rewards reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Credit Union of Southern California perform a hard credit pull?
Yes, CU of Southern California Visa Platinum Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for CU of Southern California Visa Platinum Rewards
- Visit the website of CU of Southern California Visa Platinum Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View CU of Southern California Visa Platinum Rewards's published terms & conditions
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM