Credit Union of Texas Platinum Mastercard
in Personal Credit Cards from Credit Union of Texas
UnaffiliatedCredit Union of Texas Platinum Mastercard
in Personal Credit Cards from Credit Union of Texas
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| Purchase APR (Variable APR) | 7.90% - 17.90% |
| Balance Transfer APR (Variable APR) | 9.90% - 17.90% |
| Credit Score Range | 600 - 699 |
| Annual Fee | N/A |
Credit Union of Texas Platinum Mastercard Review
This is a store credit card issued by Credit Union of Texas. If you're wondering whether Credit Union of Texas Platinum Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Credit Union of Texas Platinum Mastercard has a variable purchase APR that ranges from 7.90% up to 17.90%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
|---|---|
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Does Credit Union of Texas Platinum Mastercard have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Credit Union of Texas Platinum Mastercard benefits?
It provides the following benefits:
- Free Credit Score
- Reports to major credit bureaus
What are the relevant APRs for Credit Union of Texas Platinum Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 7.90% up to 17.90%. The card has a variable balance transfer APR that ranges from 9.90% up to 17.90%. It also has a variable cash advance APR that ranges from 9.90% up to 17.90%.
Does Credit Union of Texas Platinum Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Credit Union of Texas Platinum Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Credit Union of Texas Platinum Mastercard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 2% |
Does Credit Union of Texas Platinum Mastercard have a foreign transaction fee?
Credit Union of Texas Platinum Mastercard charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Credit Union of Texas Platinum Mastercard?
The Credit Union of Texas Platinum Mastercard customer service number is (927) 263-9497.
What is the support contact email for Credit Union of Texas Platinum Mastercard?
The support contact email for Credit Union of Texas Platinum Mastercard is social@cutx.org.
Does Credit Union of Texas Platinum Mastercard report your account activity to credit bureaus?
Yes, Credit Union of Texas Platinum Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Credit Union of Texas Platinum Mastercard
- Visit the Credit Union of Texas Platinum Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
8131 Lyndon B Johnson Fwy Aviation Department
Dallas, TX 75251 - (927) 263-9497
- Visit Site
- Email Support
About Credit Union of Texas Platinum Mastercard
Availability
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $10.00 |
| Cash Advance Fee (%) | Starting at 2.000% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 2% |
| Returned Payment Fee | Starting at $25.00 |
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