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  Credit Union of Vermont Classic Visa

Credit Union of Vermont Classic Visa

in Personal Credit Cards from Credit Union of Vermont

Unaffiliated

Credit Union of Vermont Classic Visa

Unaffiliated

in Personal Credit Cards from Credit Union of Vermont

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Highlights
Purchase APR  (Fixed APR) Starting at 10.9%
Balance Transfer APR  (Fixed APR) Starting at 6.99%
Credit Score Range 600 - 800
Annual Fee N/A

Credit Union of Vermont Classic Visa Review

This is a credit card issued by Credit Union of Vermont. If you're wondering whether Credit Union of Vermont Classic Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Credit Union of Vermont Classic Visa
The Good The Bad
  • Lower than average purchase APRs.
  • Considers applicants with fair or poor credit.
  • Credit Union of Vermont Classic Visa reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
Credit Union of Vermont Classic Visa FAQ

Does Credit Union of Vermont Classic Visa have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the Credit Union of Vermont Classic Visa benefits?

It provides the following benefits:

  • Emergency Support
  • Free Credit Report.
  • Free Credit Report
  • Cell Phone Protection
  • Reports to major credit bureaus

What are the relevant APRs for Credit Union of Vermont Classic Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a fixed purchase APR starting at 10.9% . The card has a fixed balance transfer APR starting at 6.99% . It also has a fixed cash advance APR starting at 10.9% .

Does Credit Union of Vermont Classic Visa have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Credit Union of Vermont Classic Visa have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Credit Union of Vermont Classic Visa?

The following fees apply:

Credit Union of Vermont Classic Visa Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $20

Does Credit Union of Vermont Classic Visa have a foreign transaction fee?

Credit Union of Vermont Classic Visa charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Credit Union of Vermont Classic Visa?

The Credit Union of Vermont Classic Visa customer service number is (802) 863-7848.

What is the support contact email for Credit Union of Vermont Classic Visa?

The support contact email for Credit Union of Vermont Classic Visa is mobile@cuvermont.coop.

Does Credit Union of Vermont Classic Visa report your account activity to credit bureaus?

Yes, Credit Union of Vermont Classic Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Credit Union of Vermont Classic Visa

  • Visit the Credit Union of Vermont Classic Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Credit Union of Vermont Classic Visa's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

About Credit Union of Vermont Classic Visa

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View all personal credit cards offered by Credit Union of Vermont

Availability

  Available in 1 state
Vermont
Availabile in all of Vermont

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $2
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $25
Additional Card Fee Amount $10
Late Fee Amount Up to $20
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 800
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Cellular Telephone Protection
  • Free Credit Report
Rewards Categories
  • Select Merchants
Cash Advance APR (Fixed APR) Starting at 10.9%
Balance Computation We use a method called "Average daily balance (including new purchases)."
Credit Limit Up to $5,000.00
Purchase APR (Fixed APR) Starting at 10.9%
Balance Transfer APR (Fixed APR) Starting at 6.99%
Card Type
  • Low Interest
  • Bonus Offers
Card Network Visa

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