Last Updated: 07/28/2025
Credit Union of Vermont Classic Visa
Unaffiliated
in Credit Cards from Credit Union of Vermont
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateExplore a similar product
Try this top product in Credit Cards
Total Visa® Credit Card
Mostly recommended35 reviews
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreCompare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Fixed APR)
Starting at 10.9%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
Starting at 6.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 800
Annual Fee
N/A
Credit Union of Vermont Classic Visa Review
This is a card issued by Credit Union of Vermont. If you're wondering whether Credit Union of Vermont Classic Visa is the right card for you, read on.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Credit Union of Vermont Classic Visa
| The Good | The Bad |
|
|
Credit Union of Vermont Classic Visa FAQ
Does Credit Union of Vermont Classic Visa have a cash back or rewards program?
No, it does not offer a rewards program. This card features rewards for purchases in the following categories:
- Select Merchants
| Description |
- Emergency Support
- Free Credit Report
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Credit Union of Vermont Classic Visa?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Credit Union of Vermont Classic Visa has a fixed purchase APR starting at 10.9%. The card has a fixed balance transfer APR starting at 6.99% . It also has a fixed cash advance APR starting at 10.9% .
Does Credit Union of Vermont Classic Visa have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Credit Union of Vermont Classic Visa have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Credit Union of Vermont Classic Visa?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
Does Credit Union of Vermont Classic Visa have a foreign transaction fee?
Credit Union of Vermont Classic Visa charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Credit Union of Vermont Classic Visa?
The customer service number for Credit Union of Vermont Classic Visa is (802) 863-7848.
What is the support contact email for Credit Union of Vermont Classic Visa?
The support contact email for Credit Union of Vermont Classic Visa is mobile@cuvermont.coop.
How do people rate the customer service and user experience of Credit Union of Vermont Classic Visa?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Credit Union of Vermont Classic Visa report your account activity to credit bureaus?
Yes, Credit Union of Vermont Classic Visa reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Credit Union of Vermont perform a hard credit pull?
Yes, Credit Union of Vermont Classic Visa performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Credit Union of Vermont Classic Visa
- Visit the website of Credit Union of Vermont Classic Visa.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View Credit Union of Vermont Classic Visa's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed
Other Services by Credit Union of Vermont
Other Credit Cards from Credit Union of Vermont
Rating not yet determined
Purchase APR
Starting at 10.9%
Disclaimer popup with additional information
Balance Transfer APR
Starting at 6.99%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
N/A
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Credit Union of Vermont Classic Visa Community Reviews
Would you recommend Credit Union of Vermont Classic Visa to your friends?
There are currently no reviews.
Other Services by Credit Union of Vermont
You might also like
Best Personal Credit Cards
SuperMoney
Using Your Credit Card and Maintaining a High Credit Score
Gina Roberts-Grey
Can Your Kids Handle Credit Cards?
Audrey Henderson
Don't Want a Credit Card? You're Not Alone
LeeAnn Neal
What Are The Different Types of Credit?
Julie Bawden-Davis
