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  CSE Visa® more Rewards® Credit Card

CSE Visa® more Rewards® Credit Card

in Personal Credit Cards from Canton Schools Employees Federal Credit Union

Unaffiliated

CSE Visa® more Rewards® Credit Card

Unaffiliated

in Personal Credit Cards from Canton Schools Employees Federal Credit Union

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Highlights
Purchase APR  (Fixed APR) 8.25% - 18%
Balance Transfer APR  (Fixed APR) 8.25% - 18%
Credit Score Range 350 - 850
Annual Fee $0

CSE Visa® more Rewards® Credit Card Review

This is a cashback credit card issued by Canton Schools Employees Federal Credit Union. If you're wondering whether CSE Visa® more Rewards® Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. CSE Visa® more Rewards® Credit Card has a fixed purchase APR that ranges from 8.25% up to 18%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of CSE Visa® more Rewards® Credit Card
The Good The Bad
  • 3x Rewards on Quarterly Categories plus Double Points on all other purchases made in the first 90 days after card opening.
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 2.99%.
  • No balance transfer fee.
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere CSE Visa® more Rewards® Credit Card is accepted.
  • CSE Visa® more Rewards® Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • Does not include many credit card benefits.
CSE Visa® more Rewards® Credit Card FAQ

Does CSE Visa® more Rewards® Credit Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 3% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $30 back in cash.

CSE Visa® more Rewards® Credit Card Rewards
Minimum rewards rate 3x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus Spend Period (months) 3 months

Does CSE Visa® more Rewards® Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does CSE Visa® more Rewards® Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the CSE Visa® more Rewards® Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability

What are the relevant APRs for CSE Visa® more Rewards® Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

CSE Visa® more Rewards® Credit Card has a fixed purchase APR that ranges from 8.25% up to 18%. The card has a fixed balance transfer APR that ranges from 8.25% up to 18%. It also has a fixed cash advance APR that ranges from 8.25% up to 18%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does CSE Visa® more Rewards® Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 2.99% for a period of up to 12 months.

CSE Visa® more Rewards® Credit Card Balance Transfers
Description
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Introductory APR 2.99%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 8.25% - 18%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%

Does CSE Visa® more Rewards® Credit Card have an intro APR offer on new purchases?

CSE Visa® more Rewards® Credit Card Purchase Intro Offer
Description
Introductory Rate 3.99%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 3.99% on qualified purchases for a period of up to 6 months.

What are the fees for CSE Visa® more Rewards® Credit Card?

The following fees apply:

  • There is no overlimit fee
CSE Visa® more Rewards® Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does CSE Visa® more Rewards® Credit Card have a foreign transaction fee?

CSE Visa® more Rewards® Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for CSE Visa® more Rewards® Credit Card?

The support contact email for CSE Visa® more Rewards® Credit Card is cuinfo@csefcu.com.

How do people rate the customer service and user experience of CSE Visa® more Rewards® Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does CSE Visa® more Rewards® Credit Card report your account activity to credit bureaus?

CSE Visa® more Rewards® Credit Card does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help improve your credit.

How to apply for CSE Visa® more Rewards® Credit Card

  • Visit the CSE Visa® more Rewards® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 6:00pm
  • Tuesday 8:00am - 6:00pm
  • Wednesday 8:00am - 6:00pm
  • Thursday 8:00am - 6:00pm
  • Friday 8:00am - 6:00pm
  • Saturday 9:00am - 3:00pm

About CSE Visa® more Rewards® Credit Card

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View all personal credit cards offered by Canton Schools Employees Federal Credit Union
View Canton Schools Employees Federal Credit Union Profile

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 3.99%
Purchase Intro APR Period (Fixed APR) 6 months
Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
No Annual Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 350 - 850
Credit Bureau Reporting
  • Other
  • Experian
  • Equifax
  • TransUnion
  • None
  • Innovis
  • ChexSystems
  • Clarity Services
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Categories
  • Travel
  • Every Purchase
  • Select Merchants
Cash Advance APR (Fixed APR) 8.25% - 18%
Balance Computation "Average daily balance (including current transactions)."
Penalty APR (Fixed APR) 0%
Purchase APR (Fixed APR) 8.25% - 18%
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Introductory APR (Fixed APR) 2.99%
Balance Transfer Intro APR Period (Fixed APR) 12 months
Balance Transfer APR (Fixed APR) 8.25% - 18%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Balance Transfer
  • Cashback
  • Bonus Offers
Card Network Visa

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† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.