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  CSE Visa® more Rewards® Credit Card

CSE Visa® more Rewards® Credit Card

in Personal Credit Cards from Canton Schools Employees Federal Credit Union

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CSE Visa® more Rewards® Credit Card

Unaffiliated

in Personal Credit Cards from Canton Schools Employees Federal Credit Union

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Highlights
Purchase APR  (Fixed APR) 8.25% - 18%
Balance Transfer APR  (Fixed APR) 8.25% - 18%
Credit Score Range 350 - 850
Annual Fee $0

CSE Visa® more Rewards® Credit Card Review

CSE Visa® more Rewards® Credit Card is a cashback credit card issued by Canton Schools Employees Federal Credit Union. If you're wondering whether CSE Visa® more Rewards® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. CSE Visa® more Rewards® Credit Card has a fixed purchase APR that ranges from 8.25% up to 18%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
CSE Visa® more Rewards® Credit Card Pros & Cons
The Good The Bad
  • 3x Rewards on Quarterly Categories plus Double Points on all other purchases made in the first 90 days after card opening.
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 2.99%.
  • No balance transfer fee.
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere CSE Visa® more Rewards® Credit Card is accepted.
  • CSE Visa® more Rewards® Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • Does not include many credit card benefits.
CSE Visa® more Rewards® Credit Card FAQ

Is there a CSE Visa® more Rewards® Credit Card cash back or rewards program?

CSE Visa® more Rewards® Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With CSE Visa® more Rewards® Credit Card you receive 3% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $30 back in cash.

CSE Visa® more Rewards® Credit Card Rewards
Minimum rewards rate 3x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus Spend Period (months) 3 months

Does CSE Visa® more Rewards® Credit Card have a signup bonus?

CSE Visa® more Rewards® Credit Card doesn't offer a cash signup bonus.

Does CSE Visa® more Rewards® Credit Card offer an annual loyalty bonus?

CSE Visa® more Rewards® Credit Card doesn't offer a cash loyalty bonus.

What are the CSE Visa® more Rewards® Credit Card benefits?

CSE Visa® more Rewards® Credit Card provides the following benefits:

  • Zero fraud liability

What are the relevant APRs for CSE Visa® more Rewards® Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. CSE Visa® more Rewards® Credit Card has lower than average purchase APRs.

CSE Visa® more Rewards® Credit Card has a fixed purchase APR that ranges from 8.25% up to 18%. The card has a fixed balance transfer APR that ranges from 8.25% up to 18%. It also has a fixed cash advance APR that ranges from 8.25% up to 18%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does CSE Visa® more Rewards® Credit Card have an introductory APR offer on balance transfers?

Yes, CSE Visa® more Rewards® Credit Card offers an introductory APR rate on balance transfers of 2.99% for a period of up to 12 months.

CSE Visa® more Rewards® Credit Card Balance Transfers
Description
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Introductory APR 2.99%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 8.25% - 18%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%

Does CSE Visa® more Rewards® Credit Card have an introductory APR offer on new purchases?

CSE Visa® more Rewards® Credit Card Purchase Intro Offer
Description
Introductory Rate 3.99%
Purchase Intro APR Period 6 months

This card does offer an introductory APR rate of 3.99% on qualified purchases for a period of up to 6 months.

What are the fees for CSE Visa® more Rewards® Credit Card?

The following fees apply to CSE Visa® more Rewards® Credit Card:

  • There is no overlimit fee
CSE Visa® more Rewards® Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $25

Does CSE Visa® more Rewards® Credit Card have a foreign transaction fee?

CSE Visa® more Rewards® Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does CSE Visa® more Rewards® Credit Card report your account activity to credit bureaus?

CSE Visa® more Rewards® Credit Card does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help improve your credit.

How to apply for CSE Visa® more Rewards® Credit Card

  • Visit the CSE Visa® more Rewards® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 6:00pm
  • Tuesday 8:00am - 6:00pm
  • Wednesday 8:00am - 6:00pm
  • Thursday 8:00am - 6:00pm
  • Friday 8:00am - 6:00pm
  • Saturday 9:00am - 3:00pm

About CSE Visa® more Rewards® Credit Card

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View all personal credit cards offered by Canton Schools Employees Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Every Purchase (Points) Starting at 3
Every Purchase (Points) Earn 3x Rewards on Everyday Purchases
Introductory Rate 3.99%
Purchase Intro APR Period (Fixed APR) 6 months
Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
No Annual Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 350 - 850
Credit Bureau Reporting
  • Other
  • Experian
  • Equifax
  • TransUnion
  • None
  • Innovis
  • ChexSystems
  • Clarity Services
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Categories
  • Travel
  • Every Purchase
  • Select Merchants
Cash Advance APR (Fixed APR) 8.25% - 18%
Balance Computation "Average daily balance (including current transactions)."
Penalty APR (Fixed APR) 0%
Purchase APR (Fixed APR) 8.25% - 18%
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Introductory APR (Fixed APR) 2.99%
Balance Transfer Intro APR Period (Fixed APR) 12 months
Balance Transfer APR (Fixed APR) 8.25% - 18%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Balance Transfer
  • Cashback
  • Bonus Offers
Card Network Visa

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