Curacao Credit Card

Curacao Credit Card Review

This is a store credit card issued by Curacao. If you're wondering whether Curacao credit card is the right card for you, read on.

Key Takeaways

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 29.99% up to 39.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of Curacao credit card

The Good	The Bad
They guarantee beating any competitor's interest rate. No annual fee. Considers applicants with fair credit. Curacao Credit Card reports to multiple credit bureaus.	High interest if balance is not paid in full each month. No grace period. Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Curacao credit card FAQ

Does Curacao credit card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Curacao credit card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Curacao credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Curacao Credit Card has a variable purchase APR that ranges from 29.99% up to 39.99%. Note that late payments are subject to an APR of 39.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Curacao credit card?

The following fees apply:

Curacao credit card Fees

Fees	Amount
Annual Fee	$0
Returned Payment Fee	$15
Late Payment Fee	$10 - $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Curacao Credit Card report your account activity to credit bureaus?

Yes, Curacao Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Curacao credit card

• Visit the Curacao credit card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.