Last Updated: 07/28/2025
Dade County Federal Visa Platinum Card
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
07.90% - 17.90%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
Starting at 6.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 699
Annual Fee
N/A
Dade County Federal Visa Platinum Card Review
This is a secured credit rewards card issued by Dade County Federal Credit Union. If you're wondering whether Dade County Federal Visa Platinum Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 12 months.
- APRs: Dade County Federal Visa Platinum Card has a variable regular purchase APR that ranges from 07.90% up to 17.90%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.5% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, identity theft protection, price protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Dade County Federal Visa Platinum Card
| The Good | The Bad |
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Dade County Federal Visa Platinum Card FAQ
Does Dade County Federal Visa Platinum Card have a cash back or rewards program?
Dade County Federal Visa Platinum Card is a rewards card. This card features rewards for purchases in the following categories:
- Select Merchants
| Description |
Does Dade County Federal Visa Platinum Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Dade County Federal Visa Platinum Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Dade County Federal Visa Platinum Card benefits?
Dade County Federal Visa Platinum Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Dade County Federal Visa Platinum Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Dade County Federal Visa Platinum Card has a variable purchase APR that ranges from 07.90% up to 17.90%. The card has a variable balance transfer APR starting at 6.99% . It also has a variable cash advance APR that ranges from 07.90% up to 17.90%.
Does Dade County Federal Visa Platinum Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 6 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | Starting at 6.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Intro Period | 25 days | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Dade County Federal Visa Platinum Card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 12 months.
What are the fees for Dade County Federal Visa Platinum Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $25 - $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1.5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $2.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $25 - $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $5 - $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
There is a late fee of up to $35 . Does Dade County Federal Visa Platinum Card have a foreign transaction fee?
Dade County Federal Visa Platinum Card charges a foreign transaction fee of up to 1.5%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $30. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Dade County Federal Visa Platinum Card?
The customer service number for Dade County Federal Visa Platinum Card is (305) 471-5080.
What is the support contact email for Dade County Federal Visa Platinum Card?
The support contact email for Dade County Federal Visa Platinum Card is marketing@dcfcu.org.
How do people rate the customer service and user experience of Dade County Federal Visa Platinum Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Dade County Federal Visa Platinum Card report your account activity to credit bureaus?
Yes, Dade County Federal Visa Platinum Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Dade County Federal Credit Union perform a hard credit pull?
Yes, Dade County Federal Visa Platinum Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Dade County Federal Visa Platinum Card
- Visit the website of Dade County Federal Visa Platinum Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View Dade County Federal Visa Platinum Card's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
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Other Services by Dade County Federal Credit Union
Other Credit Cards from Dade County Federal Credit Union
Rating not yet determined
Purchase APR
Starting at 9.90%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
500 - 600
300
850
Annual Fee
N/A
Rating not yet determined
Purchase APR
7.9% - 17.9%
Disclaimer popup with additional information
Balance Transfer APR
Starting at 6.99%
Disclaimer popup with additional information
Credit Score Range
600 - 699
300
850
Annual Fee
N/A
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Learn MoreSuperMoney Net Recommendation Score
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