SuperMoney

Diamond Resorts International Mastercard

in Personal Credit Cards

Unaffiliated Visit Site

Diamond Resorts International Mastercard

Unaffiliated

in Personal Credit Cards

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Diamond Resorts International Mastercard to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who Is Diamond Resorts International Mastercard Designed For?

Diamond Resorts International Mastercard is a personal credit card designed for individuals with good or excellent credit who are looking for extra perks related to Diamond Resorts purchases. The credit card comes with a promotional 0% APR for 6 months on Diamond Vacation Ownership interest down payments and the card’s reward program offers extra bonuses on Diamond Resorts purchases (excluding down payments). Hence, if you are interested in those kinds of savings and prefer a card with no annual fee, Diamond Resorts International Mastercard might be for you.

What Are the Rates for Diamond Resorts International Mastercard?

Diamond Resorts International Mastercard has a promotional 0% APR for 6 months on Diamond Vacation Ownership interest down payments. The card also has an introductory 0% APR for 15 months on balance transfers. After the promotional periods end, cardholders are subject to a rate for purchases and balance transfers that ranges from 16.49% APR to 23.49% APR based on creditworthiness. The rate for cash advances is 26.74% APR. There is no penalty APR. APRs will vary with the market based on the prime rate.

What Are the Fees for Diamond Resorts International Mastercard?

There is no annual fee. There is a 3% foreign transaction fee. Balance transfers incur a fee of either 3% of the amount of each transfer or $5, whichever is greater. Cash advances incur a fee of either 5% of the amount of each cash advance or $10, whichever is greater. Late payments incur a fee up to $37. Returned payments incur a fee up to $37.

What Is the Rewards Program Like for Diamond Resorts International Mastercard?

Cardholders earn 2 Diamond Plus Points for every $1 spent on Diamond Resorts purchases (excluding down payments) and 1 Diamond Plus Point for every $1 spent on purchases elsewhere. Diamond Plus Points can be redeemed for statement credits toward Diamond Resorts International purchases, airfare purchases, and car rental purchases if the purchases are a minimum of $50 and were made within the past 120 days. Diamond Plus Points can also be redeemed for gift cards or merchandise. There are no limits to the total points you can earn and the points do not expire.

What Is the Signup Bonus for Diamond Resorts International Mastercard?

With Diamond Resorts International Mastercard, cardholders earn 2,500 bonus Diamond Plus Points after their first purchase made within 60 days of opening an account. Cardholders can also earn an extra 500 bonus points for every $2,000 spent in qualifying net purchases (which excludes down payments) for the life of the card up to a maximum of 5,000 bonus points.

Does Diamond Resorts International Mastercard Have Any Other Benefits?

Diamond Resorts International Mastercard offers $0 fraud liability protection and concierge services including recommendations and reservation assistance for travel, dining and entertainment. Mastercard’s benefits can also include extended warranty, roadside assistance, car rental collision damage waiver insurance, lost luggage insurance and travel accident insurance.

How Is Diamond Resorts International Mastercard Better Than Other Credit Cards?

Diamond Resorts International Mastercard has no annual fee, an introductory 0% APR for 15 months on balance transfers and a promotional 0% APR for 6 months on Diamond Vacation Ownership interest down payments. The rewards program offers Diamond Plus Points on all purchases and extra points on Diamond Resorts purchases. The credit card also comes with added benefits like $0 fraud liability and concierge services.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  • 125 South West Street
    Wilmington, DE 19801 USA
  • Visit Site

Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period
23
Annual Fee
$0
No Annual Fee
Late Payment Penalty
$37
Returned Payment Fee
$37
Minimum Interest Charge
$0.50
Foreign Currency Transaction Fee
3%
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Credit Score Range
680 - 850
850 300 680
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Minimum Age
18
Customer Type
Personal
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • ID Theft Protection
  • Price Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Lost Luggage Insurance
Car Rental Insurance
Extended Warranty
Fraud Liability
Travel Insurance
Emergency Support
Flight Insurance
Bonus Rewards
2x
Rewards Categories
  • Every Purchase
Every Purchase
1x
No Reward Expiration Period
Signup Bonus (points)
2,500
Cash Advance APR
(Variable APR)
Starting at
26.74%
Purchases APR
(Variable APR)
16.49% - 23.49%
0% 29%
Balance Computation
Daily balance (including new transactions)
Balance Transfer APR
(Variable APR)
16.49% - 23.49%
8% 29%
Transfer Fee
3%
Transfer Fee Minimum
$5
Transfer Fee
3% ($5 minimum)
Introductory Rate
0%
Intro APR period (months)
15

Be the first to rate

Would you recommend Diamond Resorts International Mastercard to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Barclays Personal Credit Cards

Product

Reviews

Purchases APR

Balance Transfer APR

Annual Fee

Credit Score Range

Barclays Arrival® Premier World Elite Mastercard®

Barclays Arrival® Premier World Elite Mastercard®

1
 
 
1 total votes
Purchases APR
(Variable APR)
17.74% - 24.74% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
17.74% - 24.74% 8% 29% Variable APR
Annual Fee $150 Annual Fee
Credit Score Range 700 - 850 300 850
Princess Cruises Rewards Visa Card

Princess Cruises Rewards Visa Card

Be the first to rate

Purchases APR
(Variable APR)
15.49% - 25.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
15.49% - 25.49% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 680 - 850 300 850
Barclaycard Arrival Plus World Elite Mastercard

Barclaycard Arrival Plus World Elite Mastercard

2
3
1
6 total votes
Purchases APR
(Variable APR)
16.49% - 23.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
16.49% - 23.49% 8% 29% Variable APR
Annual Fee $89 Annual Fee
Credit Score Range 700 - 850 300 850
Priceline Rewards Visa Card

Priceline Rewards Visa Card

 
 
6
6 total votes
Purchases APR
(Variable APR)
16.49% - 26.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
16.49% - 26.49% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850 300 850
Mastercard Black Card

Mastercard Black Card

 
 
1
1 total votes
Starting Purchases APR
(Variable APR)
16.49% Starting Variable APR
Starting Balance Transfer APR
(Variable APR)
16.49% Starting Variable APR
Annual Fee $495 Annual Fee
Credit Score Range 700 - 850 300 850
Uber Visa Card

Uber Visa Card

1
 
 
1 total votes
Purchases APR
(Variable APR)
16.49% - 25.24% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
16.49% - 25.24% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850 300 850
Barnes and Noble Mastercard

Barnes and Noble Mastercard

Be the first to rate

Purchases APR
(Variable APR)
15.49% - 26.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
15.49% - 26.49% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850 300 850
Frontier Airlines World Mastercard with No Annual Fee
Purchases APR
(Variable APR)
17.49% - 26.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
17.49% - 26.49% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850 300 850
View More Personal Credit Cards from Barclays