Diamond Resorts International Mastercard Review

Diamond Resorts International Mastercard is a rewards credit card issued by Barclays Bank. If you're wondering whether Diamond Resorts International Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
• Signup bonus. Offers a signup bonus of 2500 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Diamond Resorts International Mastercard has a variable purchase APR that ranges from 15.74% up to 24.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Diamond Resorts International Mastercard charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as price protection, purchase protection, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 680.

The Good	The Bad
Lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 15 months. No annual fee. Multiple credit card perks. Cardholders can earn rewards on purchases everywhere Diamond Resorts International Mastercard is accepted. Diamond Resorts International Mastercard reports to multiple credit bureaus.	Requires good to excellent credit. Charges a foreign transaction fee of 3%. Charges a 3% balance transfer fee.

Is there a Diamond Resorts International Mastercard cash back or rewards program?

Diamond Resorts International Mastercard offers a rewards program to its customers.

Diamond Resorts International Mastercard Rewards

Minimum rewards rate (all purchases)	1x
Max rewards rate	2x
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	2500

What are the Diamond Resorts International Mastercard benefits?

Diamond Resorts International Mastercard provides the following benefits:

• Price Protection
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Diamond Resorts International Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Diamond Resorts International Mastercard has lower than average purchase APRs.

Diamond Resorts International Mastercard has a variable purchase APR that ranges from 15.74% up to 24.99%. The card has a variable balance transfer APR that ranges from 15.74% up to 24.99%. It also has a variable cash advance APR of 25.24% .

What are the fees for Diamond Resorts International Mastercard?

The following fees apply to Diamond Resorts International Mastercard:

Diamond Resorts International Mastercard Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

Does Diamond Resorts International Mastercard report your account activity to credit bureaus?

Yes, Diamond Resorts International Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Diamond Resorts International Mastercard

• Visit the Diamond Resorts International Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.