Diamond Resorts International Mastercard

Diamond Resorts International Mastercard Review

This is a rewards credit card issued by Barclays Bank. If you're wondering whether Diamond Resorts International Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
• Signup bonus. Offers a signup bonus of 2500 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Diamond Resorts International Mastercard has a variable purchase APR that ranges from 14.99% up to 24.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Diamond Resorts International Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Diamond Resorts International Mastercard

Diamond Resorts International Mastercard FAQ

Does Diamond Resorts International Mastercard have a cash back or rewards program?

Diamond Resorts International Mastercard is a travel rewards card.

What are the Diamond Resorts International Mastercard benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Price Protection
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Diamond Resorts International Mastercard?

Diamond Resorts International Mastercard has a variable purchase APR that ranges from 14.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 14.9% up to 24.99%. It also has a variable cash advance APR of 25.24% .

What are the fees for Diamond Resorts International Mastercard?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Diamond Resorts International Mastercard report your account activity to credit bureaus?

Yes, Diamond Resorts International Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Diamond Resorts International Mastercard

• Visit the Diamond Resorts International Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.