Diners Club Card Premier

Diners Club Card Premier Review

This is a rewards credit card issued by BMO Harris Bank. If you're wondering whether Diners Club Card Premier is the right card for you, read on.

Key Takeaways

• Competitive APRs. Diners Club Card Premier has a variable purchase APR of 13.40%
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, extended warranty protection on purchases, identity theft protection, purchase protection, travel assistance, and fraud protection.

Pros & Cons of Diners Club Card Premier

The Good	The Bad
Potentially lower than average purchase APRs. Multiple credit card perks. Offers auto rental collision damage waiver. Access to a concierge. Extended warranty on purchases. Identity Theft Protection. Travel assistance insurance No foreign transaction fee. Cardholders can earn rewards on their purchases. Diners Club Card Premier reports to multiple credit bureaus.	Charges an annual fee of $95 Does not offer a signup bonus.

Diners Club Card Premier FAQ

Does Diners Club Card Premier have a cash back or rewards program?

Diners Club Card Premier is a rewards card.

Diners Club Card Premier Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)

What are the Diners Club Card Premier benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• Zero fraud liability
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Diners Club Card Premier?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Diners Club Card Premier has a variable purchase APR of 13.40%. It also has a variable cash advance APR of 22.49% .

What are the fees for Diners Club Card Premier?

The following fees apply:

Diners Club Card Premier Fees

Fees	Amount
Annual Fee	$95
Foreign Transaction Fee	0%
Returned Payment Fee	$39
Late Payment Fee	$39

Does Diners Club Card Premier report your account activity to credit bureaus?

Yes, Diners Club Card Premier reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Diners Club Card Premier

• Visit the Diners Club Card Premier website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.