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Discover it® Chrome Gas & Restaurant Card

in Personal Credit Cards from Discover Bank

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Discover it® Chrome Gas & Restaurant Card

Unaffiliated

in Personal Credit Cards from Discover Bank

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Highlights
Highlights
Purchase APR 13.49% - 24.49%
Balance Transfer APR 13.49% - 24.49%
Annual Fee $0
Credit Score Range 700 - 850

Overview

Who is this credit card designed for?

Discover it® Chrome Gas & Restaurant Card is a credit card issued by Discover Bank, which is based in Greenwood, DE. 

Discover it® Chrome Gas & Restaurant Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. It is designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Discover it® Chrome Gas & Restaurant Card has a variable purchase APR that ranges from 13.49% up to 24.49%.

The card has a variable balance transfer APR that ranges from 13.49% up to 24.49%.

It also has a variable cash advance APR starting at 26.49%.

Is an introductory APR offer available?

Yes, Discover it® Chrome Gas & Restaurant Card offers an introductory APR rate on balance transfers of 0% for a period of 14 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 14 months.

What are the fees?

The following fees apply to Discover it® Chrome Gas & Restaurant Card:

  • There is no annual fee.
  • A late payment penalty of up to $37.
  • Discover it® Chrome Gas & Restaurant Card does not charge a returned payment fee.

Is a rewards program offered?

Discover it® Chrome Gas & Restaurant Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Restaurants

Is a signup bonus offered?

Discover it® Chrome Gas & Restaurant Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Discover it® Chrome Gas & Restaurant Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Discover it® Chrome Gas & Restaurant Card provides the following benefits:

  • Free Credit Score
  • Fraud Liability
  • ID Theft Protection
  • Reports to major credit bureaus

Does Discover it® Chrome Gas & Restaurant Card report your account activity to credit bureaus?

Discover it® Chrome Gas & Restaurant Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
  • Innovis

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 25
Annual Fee $0
No Annual Fee  
No Foreign Transaction Fee  
Returned Payment Fee $37
Minimum Interest Charge $0.50
Late Fee Amount $37
Balance Transfer Fee % 3%
Minimum Age 18
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Fraud Liability  
Free FICO Score  
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
Bonus Rewards 2%
Every Purchase 1%
No Reward Expiration Period  
Rewards Categories
  • Every Purchase
  • Gas
  • Restaurants
Purchase APR (Variable APR) 13.49% - 24.49%
Cash Advance APR (Variable APR) Starting at 26.49%
Balance Computation daily balance (including new transactions)
Introductory Rate 0%
Balance Transfer APR (Variable APR) 13.49% - 24.49%
Introductory Rate 0%
Intro APR period (months) 14

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