Overview

Who is this credit card designed for?

Discover it® Chrome Gas & Restaurant Card is a credit card issued by Discover Bank, which is based in Greenwood, DE. 

Discover it® Chrome Gas & Restaurant Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. It is designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Discover it® Chrome Gas & Restaurant Card has a variable purchase APR that ranges from 13.49% up to 24.49%.

The card has a variable balance transfer APR that ranges from 13.49% up to 24.49%.

It also has a variable cash advance APR starting at 26.49%.

Is an introductory APR offer available?

Yes, Discover it® Chrome Gas & Restaurant Card offers an introductory APR rate on balance transfers of 0% for a period of 14 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 14 months.

What are the fees?

The following fees apply to Discover it® Chrome Gas & Restaurant Card:

• There is no annual fee.
• A late payment penalty of up to $37.
• Discover it® Chrome Gas & Restaurant Card does not charge a returned payment fee.

Is a rewards program offered?

Discover it® Chrome Gas & Restaurant Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

• Every Purchase
• Gas
• Restaurants

Is a signup bonus offered?

Discover it® Chrome Gas & Restaurant Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Discover it® Chrome Gas & Restaurant Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Discover it® Chrome Gas & Restaurant Card provides the following benefits:

• Free Credit Score
• Fraud Liability
• ID Theft Protection
• Reports to major credit bureaus

Does Discover it® Chrome Gas & Restaurant Card report your account activity to credit bureaus?

Discover it® Chrome Gas & Restaurant Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.