SuperMoney
  Discover it Chrome Gas & Restaurant Card
Discover it Chrome Gas & Restaurant Card Claimed

Discover it Chrome Gas & Restaurant Card

Claimed
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

1 user recommends
0 users are unsure
0 users don't recommend
Explore a similar product
Try this top product in Credit Cards.
Upgrade Triple Cash Rewards Card
Upgrade Triple Cash Rewards Card 21 reviews
Highlights
Community Rating

Rating not yet determined  

Purchase APR 11.99% - 22.99%
Balance Transfer APR 11.99% - 22.99%
Credit Score Range 650 - 850
Annual Fee $0

Discover it Chrome Gas & Restaurant Card Review

This is a credit card issued by Discover Bank. If you're wondering whether Discover it Chrome Gas & Restaurant Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 14 months, which is longer than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 14 months.
  • Competitive APRs. Discover it Chrome Gas & Restaurant Card has a variable purchase APR that ranges from 11.99% up to 22.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Discover it Chrome Gas & Restaurant Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Discover it Chrome Gas & Restaurant Card
The Good The Bad
  • The double cash-back offer means Discover matches your first year’s cash-back earnings dollar-for-dollar and automatically awards it at the end of 12 months.
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 14 months.
  • 0% APR on new purchases during the first 14 months.
  • No annual fee.
  • No foreign transaction fee.
  • Discover it Chrome Gas & Restaurant Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee. After the introductory period, the fee is 5% .
Discover it Chrome Gas & Restaurant Card FAQ

Does Discover it Chrome Gas & Restaurant Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Discover it Chrome Gas & Restaurant Card benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Discover it Chrome Gas & Restaurant Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Discover it Chrome Gas & Restaurant Card has a variable purchase APR that ranges from 11.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 22.99%. It also has a variable cash advance APR of 24.99% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Discover it Chrome Gas & Restaurant Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 14 months.

Discover it Chrome Gas & Restaurant Card Balance Transfers
Description
Balance Transfer Fee % After Intro Period 5%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 14 months
Balance Transfer APR 11.99% - 22.99%
Balance Transfer Fee % 3%

Does Discover it Chrome Gas & Restaurant Card have an intro APR offer on new purchases?

Discover it Chrome Gas & Restaurant Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 14 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 14 months.

What are the fees for Discover it Chrome Gas & Restaurant Card?

The following fees apply:

Discover it Chrome Gas & Restaurant Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $40
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Discover it Chrome Gas & Restaurant Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the support contact email for Discover it Chrome Gas & Restaurant Card?

The support contact email for Discover it Chrome Gas & Restaurant Card is service@email.discover.com.

What is the Discover it Chrome Gas & Restaurant Card login page?

You can access the Discover it Chrome Gas & Restaurant Card login page here.

How do people rate the customer service and user experience of Discover it Chrome Gas & Restaurant Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Discover it Chrome Gas & Restaurant Card report your account activity to credit bureaus?

Yes, Discover it Chrome Gas & Restaurant Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Discover it Chrome Gas & Restaurant Card

  • Visit the Discover it Chrome Gas & Restaurant Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period 14 months
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Minimum Interest Charge $0.50
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
  • Free Credit Score
No Reward Expiration Period
Rewards Categories
  • 2% Cash Back on up to $1000 quarterly
  • 2% Cash Back on up to $1000 quarterly
  • 1% Cash Back on
Cash Advance APR 24.99%
Balance Computation daily balance (including new transactions).
Penalty APR 0%
Purchase APR 11.99% - 22.99%
Balance Transfer Fee % After Intro Period 5%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 14 months
Balance Transfer APR 11.99% - 22.99%
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Balance Transfer
  • Cashback
  • Gas
  • Bonus Offers
  • Zero Percent
Card Network Discover

Discover it Chrome Gas & Restaurant Card Community Reviews

 

Would you recommend Discover it Chrome Gas & Restaurant Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Discover Bank Credit Cards

Loading...