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Discover it Chrome Gas & Restaurant Card
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Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 11.99% - 22.99% |
Balance Transfer APR (Variable APR) | 11.99% - 22.99% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Discover it Chrome Gas & Restaurant Card Review
This is a cashback credit card issued by Discover Bank. If you're wondering whether Discover it Chrome Gas & Restaurant Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 14 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 14 months.
- Competitive APRs. Discover it Chrome Gas & Restaurant Card has a variable purchase APR that ranges from 11.99% up to 22.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Discover it Chrome Gas & Restaurant Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Gas rewards. 2% cashback on eligible fuel purchases.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Discover it Chrome Gas & Restaurant Card
The Good | The Bad |
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Discover it Chrome Gas & Restaurant Card FAQ
Does Discover it Chrome Gas & Restaurant Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 2% for purchases in a bonus category.
Minimum rewards rate | 1x |
Max rewards rate | 2x |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Discover it Chrome Gas & Restaurant Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Discover it Chrome Gas & Restaurant Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Discover it Chrome Gas & Restaurant Card benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Discover it Chrome Gas & Restaurant Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Discover it Chrome Gas & Restaurant Card has a variable purchase APR that ranges from 11.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 22.99%. It also has a variable cash advance APR of 24.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Discover it Chrome Gas & Restaurant Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 14 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | 5% |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 14 months |
Balance Transfer APR | 11.99% - 22.99% |
Balance Transfer Fee % | 3% |
Does Discover it Chrome Gas & Restaurant Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 14 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 14 months.
What are the fees for Discover it Chrome Gas & Restaurant Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $40 |
Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Discover it Chrome Gas & Restaurant Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Discover it Chrome Gas & Restaurant Card?
The Discover it Chrome Gas & Restaurant Card customer service number is (800) 347-2683.
What is the support contact email for Discover it Chrome Gas & Restaurant Card?
The support contact email for Discover it Chrome Gas & Restaurant Card is service@email.discover.com.
What is the Discover it Chrome Gas & Restaurant Card login page?
You can access the Discover it Chrome Gas & Restaurant Card login page here.
How do people rate the customer service and user experience of Discover it Chrome Gas & Restaurant Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Discover it Chrome Gas & Restaurant Card report your account activity to credit bureaus?
Yes, Discover it Chrome Gas & Restaurant Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Discover it Chrome Gas & Restaurant Card
- Visit the Discover it Chrome Gas & Restaurant Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2500 Lake Cook Rd
Riverwoods, IL 60015 USA - (800) 347-2683
- Visit Site
- Email Support
Other Services by Discover Bank
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 14 months |
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