Discover it Chrome Gas & Restaurant Card Review

Discover it Chrome Gas & Restaurant Card is a cashback credit card issued by Discover Bank. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 690.

If you're wondering whether Discover it Chrome Gas & Restaurant Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Discover it Chrome Gas & Restaurant Card cash back or rewards program?

Discover it Chrome Gas & Restaurant Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Discover it Chrome Gas & Restaurant Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 2% for purchases in a bonus category.

This card features rewards for purchases in the following categories:

• Every Purchase
• Gas
• Restaurants

Discover it Chrome Gas & Restaurant Card Rewards

Rewards rate (all purchases)	1%
Max rewards rate	2%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus Spend Requirement	$0

What are the Discover it Chrome Gas & Restaurant Card benefits?

Discover it Chrome Gas & Restaurant Card provides the following benefits:

• Free Credit Score
• Fraud Liability
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Discover it Chrome Gas & Restaurant Card?

Discover it Chrome Gas & Restaurant Card has a variable purchase APR that ranges from 14.24% up to 25.24%. The card has a variable balance transfer APR that ranges from 14.24% up to 25.24%.

It also has a variable cash advance APR starting at 27.24% .

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the Discover it Chrome Gas & Restaurant Card fees?

No Annual Fee. Discover it Chrome Gas & Restaurant Card does not charge an annual fee. No foreign transaction fee. Discover it Chrome Gas & Restaurant Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to Discover it Chrome Gas & Restaurant Card:

Discover it Chrome Gas & Restaurant Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Balance Transfer Fee	3%
Returned Payment Fee	up to $37
Late Payment Fee	up to $37

Does Discover it Chrome Gas & Restaurant Card report your account activity to credit bureaus?

Discover it Chrome Gas & Restaurant Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Discover it Chrome Gas & Restaurant Card

• Visit the Discover Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.